Liric
ActiveLiric has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €19k. Its solvency ranks better than 12% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability61
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07; short-term debt: 93.1% and cash: 7.9% of total assets), and 93.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
6.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€309k
Net result
€19k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €309k
Fixed assets
€2k
Current assets
€307k
Equity and liabilities €309k
Equity
€21k
Debt
€287k
Debt finances 93.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€21k
Solvency
6.9%
Current ratio
1.07
Quick ratio
0.11
Debt / equity
13.41
ROE
90.7%
ROA
6.3%
Interest coverage
4.18
Debt
€287k
Debt ≤ 1 year
€287k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€309k
Fixed assets21/28€2k
Intangible fixed assets21€2k
Current assets29/58€307k
Stocks and contracts in progress3€276k
Stocks30/36€276k
Amounts receivable within one year40/41€6k
Trade receivables40€5k
Other amounts receivable41€995
Cash at bank and in hand54/58€24k
Deferred charges and accrued income490/1€172
Equity and liabilities
Total equity and liabilities10/49€309k
Equity10/15€21k
Contributions10/11€2k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€287k
Amounts payable within one year42/48€287k
Financial debts43€200k
Credit institutions430/8€200k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€77k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€850
Gross operating margin9900€34k
Operating profit (loss)9901€32k
Financial income75/76B€372
Recurring financial income75€372
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hellestraat(STE) 329190 StekeneGround area
1,035 m²
Building footprint
293 m²
Volume, LiDAR
1,394 m³
Parcel 46322D1175/00C002, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Liric
since 20242.367.889.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322D1175/00C002 | Flanders | 1,035 m² | 1 · 293 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HABIT'ART
BE 0891.628.255
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A.J CUSTOM HOME
BE 0763.575.882
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Ziezo service
BE 0890.582.635
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SAFETY MATCH
BE 0794.810.971
Herenthout · Eq €21k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 5,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2024
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.