Lippens Simon
ActiveLippens Simon has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €10k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-9
Solvency65▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 0.73 in 2024; short-term debt: 27% and cash: 1.3% of total assets), and 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
59 d late
2022
on the day
2021
92 d late
2020
102 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 6.1%
2024 · €165k
2018: €38k
2019: €79k
2020: €68k
2021: €105k
2022: €96k
2023: €128k
2024: €165k
2018 → 2025
Total assets
€439k▲ 11.5%
2024 · €393k
2018: €300k
2019: €295k
2020: €265k
2021: €299k
2022: €221k
2023: €261k
2024: €393k
2018 → 2025
Net result
€10k▼ 73.4%
2024 · €38k
2018: €21k
2019: €53k
2020: €39k
2021: €37k
2022: €-9k
2023: €31k
2024: €38k
2018 → 2025
Working capital
€35k
2024 · €-52k
2018: €-77k
2019: €-25k
2020: €6k
2021: €3k
2022: €-25k
2023: €9k
2024: €-52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€96k▼ 8.6%€128k▲ 32.6%€165k▲ 29.5%€175k▲ 6.1%
Operating result€59k-€-7k€41k€47k▲ 12.7%€19k▼ 60.0%
Net result€37k-€-9k€31k€38k▲ 20.1%€10k▼ 73.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€285k▲ 12.5%
Current assets
€154k▲ 9.8%
Equity and liabilities €439k
Equity
€175k▲ 6.1%
Debt
€263k▲ 15.5%
The debt ratio rises from 58.0% to 60.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▼
2024 · €74k
Cash flow
€59k▼
2024 · €65k
Solvency
40.0%▼
2024 · 42.0%
Current ratio
1.30▲
2024 · 0.73
Quick ratio
0.87▲
2024 · 0.48
Debt / equity
1.50▲
2024 · 1.38
ROE
5.7%▼
2024 · 22.8%
ROA
2.3%▼
2024 · 9.6%
Interest coverage
7.93▼
2024 · 34.88
Debt
€263k▲
2024 · €228k
Debt ≤ 1 year
€118k▼
2024 · €192k
Debt > 1 year
€145k▲
2024 · €37k
Income taxes
€766▼
2024 · €9k
Staff costs
€157k▲
2024 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€439k▲
Fixed assets21/28€253k€285k▲
Tangible fixed assets22/27€253k€285k▲
Land and buildings22€98k€94k▼
Plant, machinery and equipment23€116k€93k▼
Furniture and vehicles24€40k€98k▲
Financial fixed assets28€420€420=
Current assets29/58€140k€154k▲
Stocks and contracts in progress3€47k€51k▲
Stocks30/36€47k€51k▲
Amounts receivable within one year40/41€35k€89k▲
Trade receivables40€17k€67k▲
Other amounts receivable41€18k€22k▲
Cash at bank and in hand54/58€58k€6k▼
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€393k€439k▲
Equity10/15€165k€175k▲
Contributions10/11€19k€19k=
Reserves13€147k€147k=
Distributable reserves133€147k€147k=
Profit (loss) carried forward14-€10k
Amounts payable17/49€228k€263k▲
Amounts payable after more than one year17€37k€145k▲
Financial debts170/4€37k€145k▲
Amounts payable within one year42/48€192k€118k▼
Current portion of amounts payable after more than one year42€28k€41k▲
Trade debts44€144k€67k▼
Suppliers440/4€144k€67k▼
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€7k€9k▲
Remuneration and social security454/9€10k€926▼
Other amounts payable47/48€2k€319▼
Income statement
Code20242025
Remuneration, social security and pensions62€132k€157k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€49k▲
Other operating charges640/8€1k€482▼
Non-recurring operating charges66A-€22k
Gross operating margin9900€207k€247k▲
Operating profit (loss)9901€47k€19k▼
Financial income75/76B€2k€564▼
Recurring financial income75€2k€564▼
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€46k€11k▼
Income taxes67/77€9k€766▼
Profit (loss) for the period9904€38k€10k▼
Profit (loss) for the period to be appropriated9905€38k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€10k▼
Transfer to equity691/2€38k-
To other reserves6921€38k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €165k ▲29.5%
2 profitable years in a row build equity to €165k.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €100kEq €128k ▲32.6%
Equity rises from €96k to €128k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼124%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Equity above €100kEq €105k ▲54.5%
4 profitable years in a row build equity to €105k.
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €53k ▲148%
Operating result €70k, net result €53k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terstraeten 8A9860 OosterzeleGround area
2,052 m²
Building footprint
119 m²
Parcel 44007C0489/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Lippens Simon
since 20152.246.083.993
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44007C0489/00E000 | Flanders | 2,052 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 969 EUR awarded · 969 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 415 EUR | 415 EUR |
| 2022 | 1 | 554 EUR | 554 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
6 endedSimilar companies · same sector, comparable size
ALGEMENE BOUWONDERNEMING BOS
BE 0806.207.877
Zonhoven · Eq €175k
Goolaerts Tuinen
BE 0701.612.975
Rumst · Eq €175k
S.M. TRAVAUX
BE 1012.432.352
Saint-Hubert · Eq €175k
REMACLE YVES
BE 0899.841.878
Theux · Eq €175k
IDEAL JARDIN TL
BE 0765.689.690
Saint-Ghislain · Eq €176k
Of 21,210 companies in sector 81300 we hold annual accounts for 4,359. 3,476 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2015
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.