Active BE 0804.185.428Private limited company

Lipefi

Nijverheidslaan 223A ·9250 Waasmunster, Belgium· 3 yrs active

Sector: Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten (62200)

Conclusion Checked

The computed 12-month bankruptcy probability of Lipefi is 1.0% (low). The 2024 annual accounts show negative equity (€-57k) and a net result of €-62k. Its solvency ranks better than 5% of 7351 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€-57k
Net result	€-62k
Better than sector	5%
Active	3 yrs

Financial profile 4 of 5 axes measured · computed by Checked

72 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 40

Profitability 100

Solvency 67

Growth -

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

40 / 100 Weak

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-28.6%	65.0%	better than 5% of 7351 sector peers
Net result	€-62k	€32k	better than 5% of 7348 sector peers
Equity	€-57k	€58k	better than 5% of 7353 sector peers
Gross operating margin	€-15k	€52k	better than 5% of 7342 sector peers
Total assets	€199k	€103k	better than 80% of 7354 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-16k
Net profit	€-62k
Cash flow	€-34k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€199k
Equity	€-57k
Debt	€256k
of which ≤ 1y	€2k
of which > 1y	€254k
Working capital	€93k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	46.46
Quick ratio	46.46
Working capital ratio	46.9%
Solvency	-28.6%
Debt / equity	-4.49
Long-term debt ratio	-4.46
Interest coverage	-0.91
Gross margin	-
Net margin	-
ROA	-31.2%
ROE	108.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €104k · 52.1% Current assets €95k · 47.9%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€199k
Fixed assets	21/28	€104k
Formation expenses	20	€0
Intangible fixed assets	21	€104k
Current assets	29/58	€95k
Amounts receivable within one year	40/41	€14k
Cash & bank	54/58	€81k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€199k
Equity	10/15	€-57k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€-62k
Amounts payable	17/49	€256k
Amounts payable after one year	17	€254k
Amounts payable within one year	42/48	€2k
Trade debts payable within one year	44	€841
Income statement
Gross operating margin	9900	€-15k
Operating result	9901	€-44k
Financial income	75	€128
Financial charges	65	€18k
Result before taxes	9903	€-62k
Net result for the period	9904	€-62k
Result to be appropriated	9905	€-62k

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Beheers- en Advieskantoor Van Vaerenbergh en CoLegal entity
Director· perm. rep.: VAN VAERENBERGH Ivo
State Gazette act 25312792 (19-02-2025)

Current
14-02-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form	Private limited company(610)
Incorporation	20-07-2023
Status	Active
Postal code	9250

Establishment units 1 location

Husk

Nijverheidslaan 223A, 9250 WaasmunsterOntwerpen en programmeren van computerprogramma's

since 20232.348.343.076

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42023B1096/00H000	Flanders	1,926 m²	1 · 266 m²	8.1 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

04-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

19-02-2025

State Gazette act Capital & shares

Tom Holvoet

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Capital history · 1

19-02-2025

Capital change

All acts · 1 updated 1 year ago

2025

19-02-2025 Capital increase of €662,248.80 Capital & shares·Tom Holvoet

4 kapitaalbewegingen in deze akte

Notary: Tom Holvoet · AntwerpenFirm: Notariaat Holvoet, F&T notarisvennootschap

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990

Primary activity highlighted.

Names & trade names

Legal nameNL

Lipefi

Registered office

Nijverheidslaan 223A

9250 Waasmunster, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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