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Lipconsult

Active
KBO/BCE: BE 0803.636.585
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Lipconsult is 0.4% (very low). The 2025 annual accounts show equity of €152k and a net result of €78k. Its solvency ranks better than 59% of 4723 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 28-01-2026 3 d early 2026-00018429
30-06-2024 31-01-2025 30-01-2025 1 d early 2025-00017627

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€78k+9.6%
Working capital€95k+837.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2024: €99k€99kNet result 2024: €71k€71kOperating result 2025: €100k€100kNet result 2025: €78k€78k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 65.8% 55.5%
better than 59% of 4723 sector peers
Net result €78k €38k
better than 76% of 4722 sector peers
Equity €152k €64k
better than 75% of 4723 sector peers
Gross operating margin €131k €61k
better than 82% of 4715 sector peers
Total assets €231k €146k
better than 68% of 4723 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€129k
+19.4% 24-25
Net profit
€78k
+9.6% 24-25
Cash flow
€107k
+32.2% 24-25
Total assets
€231k
+35.7% 24-25
Equity
€152k
+105.2% 24-25
Working capital
€95k
+837.7% 24-25
Income taxes
€22k
-19.7% 24-25
Debt
€79k
-17.9% 24-25
Debt ≤ 1y
€51k
-9.2% 24-25
Debt > 1y
€28k
-30.0% 24-25
Current ratio
2.87
+142.8% 24-25
Quick ratio
2.87
+142.8% 24-25
Solvency
65.8%
+51.2% 24-25
Debt / equity
0.52
-60.0% 24-25
ROE
51.3%
-46.6% 24-25
ROA
33.7%
-19.2% 24-25
Interest coverage
67.79
-4.1% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€129k
Net profit€78k
Cash flow€107k
Staff costs-
Income taxes€22k
Dividends-
Total assets€231k
Equity€152k
Debt€79k
of which ≤ 1y€51k
of which > 1y€28k
Working capital€95k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.87
Quick ratio2.87
Working capital ratio41.2%
Solvency65.8%
Debt / equity0.52
Long-term debt ratio0.18
Interest coverage67.79
Gross margin-
Net margin-
ROA33.7%
ROE51.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€231k
Fixed assets 21/28€85k
Tangible fixed assets 22/27€85k
Financial fixed assets 28€100
Current assets 29/58€146k
Amounts receivable within one year 40/41€44k
Investments 50/53€45k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€231k
Equity 10/15€152k
Contributions / capital 10/11€3k
Reserves 13€149k
Amounts payable 17/49€79k
Amounts payable after one year 17€28k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€131k
Operating result 9901€100k
Financial income 75€1k
Financial charges 65€2k
Result before taxes 9903€100k
Income taxes 67/77€22k
Net result for the period 9904€78k
Result to be appropriated 9905€78k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rijkestraat 18570 Anzegem

Establishment units

1 location
Lipconsult
Rijkestraat 1, 8570 AnzegemHandelsbemiddeling in de groothandel in hout en bouwmaterialen
since 20232.347.514.123
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,797 m²
Buildings1
Building footprint189 m²
Volume (LiDAR)387 m³
Tallest building7.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34002A0775/00A000 Flanders 3,796 m² 1 · 188 m² 7.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 16 days ago
2026
28-07-2026 General meeting · Officer resignation · Officer appointment · Officer discharge Open-capture extraction
  • Publication: 28/07/2026 · Verhelst Bouwmaterialen
  • Filing: 17/07/2026 · Verhelst Bouwmaterialen
  • General meeting: 10/07/2026 · Verhelst Bouwmaterialen
  • Officer resignation: role: bestuurder, end_date: 2026-07-10 · Havecon BV
  • Officer resignation: role: bestuurder, end_date: 2026-07-10 · LIPCONSULT BV
  • Officer resignation: role: bestuurder, end_date: 2026-07-10 · Bouw Beheer BV
  • Officer appointment: role: bestuurder, term: zes (6) jaar, start_date: 2026-07-10 · Jonathan De Poorter
  • Officer discharge · Verhelst Bouwmaterialen
  • Permanent representative · Kathleen Verhelst
Summary: General meeting · Officer resignation · Officer appointment · Officer discharge

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
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Primary activity highlighted.
Names & trade names
Legal nameNL Lipconsult
Registered office
Rijkestraat 1
8570 Anzegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.