LIO Solutions

Active

Private limited companyfounded 20215 yrs activeStationsstraat 43, 3990 Peer, BelgiumKBO/BCE: BE 0769.365.891

Summary

The computed 12-month bankruptcy probability of LIO Solutions is 2.4% (moderate). The 2024 annual accounts show equity of €38k and a net result of €12k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 85% of 5894 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

81 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability99▲+99

Solvency100▲+21

Growth32=

Track record94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.91 against 1.05 in 2023; short-term debt: 22.8% and cash: 38% of total assets), and 22.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

77.2%

Return on assets

23.5%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

2 d early

2023

6 d early

2022

26 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€6k

EBIT margin

214.9%

Net result

€12k

2023 · €-13k

2022: €37k 2023: €-13k

2022 → 2024

Working capital

€22k▲ 1,706%

2023 · €1k

2022: €20k 2023: €1k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Turnover€6k

Equity€40k-€27k▼ 33.1%€38k▲ 43.8%

Operating result€47k-€-9k€13k

Net result€37k-€-13k€12k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €13k after a loss of €9k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €50k

33.5%

66.5%

Fixed assets €17k ▼ 34.6%

Current assets €33k ▲ 36.3%

Equity and liabilities €50k

77.2%

22.8%

Equity €38k ▲ 43.8%

Debt €11k ▼ 50.8%

Debt's share of the balance-sheet total falls from 46.4% to 22.8%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€19k▲

2023 · €-4k

Cash flow

€18k▲

2023 · €-8k

Current ratio

2.91▲

2023 · 1.05

Debt to equity

0.30▼

2023 · 0.86

ROE

30.5%▲

2023 · -49.4%

ROA

23.5%▲

2023 · -26.5%

Interest coverage

50.57▲

2023 · -6.50

Debt ≤ 1 year

€11k▼

2023 · €23k

Income taxes

€1k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines

Balance sheet Code20232024

Assets

Total assets20/58€50k€50k=

Fixed assets21/28€25k€17k▼

Tangible fixed assets22/27€25k€17k▼

Plant, machinery and equipment23€1k€796▼

Furniture and vehicles24€24k€16k▼

Current assets29/58€24k€33k▲

Amounts receivable after more than one year29€8k€13k▲

Other amounts receivable291€8k€13k▲

Amounts receivable within one year40/41€10k-

Trade receivables40€5k-

Other amounts receivable41€5k-

Cash at bank and in hand54/58€3k€19k▲

Deferred charges and accrued income490/1€3k€2k▼

Equity and liabilities

Total equity and liabilities10/49€50k€50k=

Equity10/15€27k€38k▲

Contributions10/11€3k€3k=

Reserves13€24k€35k▲

Distributable reserves133€24k€35k▲

Amounts payable17/49€23k€11k▼

Amounts payable within one year42/48€23k€11k▼

Current portion of amounts payable after more than one year42€3k-

Trade debts44€2k€5k▲

Suppliers440/4€2k€5k▲

Taxes, remuneration and social security45€17k€6k▼

Taxes450/3€15k€4k▼

Remuneration and social security454/9€3k€3k=

Other amounts payable47/48€127€379▲

Income statement Code20232024

Turnover70-€6k

Non-recurring operating income76A-€24k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲

Other operating charges640/8€4k€7k▲

Non-recurring operating charges66A€487€4k▲

Gross operating margin9900€73€30k▲

Operating profit (loss)9901€-9k€13k▲

Financial income75/76B€75€139▲

Recurring financial income75€75€139▲

Financial charges65/66B€4k€381▼

Recurring financial charges65€664€381▼

Non-recurring financial charges66B€3k-

Profit (loss) for the period before taxes9903€-13k€13k▲

Income taxes67/77-€1k

Profit (loss) for the period9904€-13k€12k▲

Profit (loss) for the period to be appropriated9905€-13k€12k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-13k€12k▲

Transfer from equity791/2€13k-

Transfer to equity691/2-€12k

To other reserves6921-€12k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

2025

29-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €12k

Net result €12k after one loss-making year.

31-12

Financial Liquidity triplescurrent ratio 2.91

Current ratio from 1.05 to 2.91; short-term debt falls from €23k to €11k.

25-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-13k ▼136%

Net result drops to €-13k, the lowest in the series; recovery starts the following year.

05-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Peer · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stationsstraat 433990 Peer

Ground area

476 m²

Building footprint

89 m²

Volume, LiDAR

572 m³

Parcel 72035B0158/00G011, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

GSco Service

Stationsstraat 43, 3990 PeerComputer programming

since 20212.318.522.407

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72035B0158/00G011	Flanders	476 m²	1 · 89 m²	8.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Wetteren · Eq €38,171

BEST

BE 0429.475.913

Anderlecht · Eq €38,360

AR Cleaning

BE 0695.698.153

Antwerpen · Eq €38,093

Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 2,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-06-2021

Fiscal year end31-12

Activities, NACEBEL 2025

81210General cleaning of buildings

33120Repair and maintenance of machinery

64210Activities of holding companies

81230Other cleaning activities

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.