LIMAFISH
ActiveSummary
The computed 12-month bankruptcy probability of LIMAFISH is 1.6% (moderate). The 2025 annual accounts show equity of €142k and a net result of €4k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-3
Solvency67▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.37 in 2024; short-term debt: 57.3% and cash: 26.1% of total assets), and 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
36 d early
2022
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 2.7%
2024 · €138k
2022: €124k
2023: €127k
2024: €138k
2022 → 2025
Total assets
€335k▼ 5.5%
2024 · €355k
2022: €241k
2023: €329k
2024: €355k
2022 → 2025
Net result
€4k▼ 65.9%
2024 · €11k
2022: €104k
2023: €3k
2024: €11k
2022 → 2025
Working capital
€53k▼ 32.8%
2024 · €79k
2022: €92k
2023: €82k
2024: €79k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€124k-€127k▲ 2.7%€138k▲ 8.5%€142k▲ 2.7%
Operating result€150k-€2k▼ 98.5%€14k▲ 511%€5k▼ 61.2%
Net result€104k-€3k▼ 96.8%€11k▲ 224%€4k▼ 65.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335k
Fixed assets
€90k ▲ 43.3%
Current assets
€245k ▼ 16.0%
Equity and liabilities €335k
Equity
€142k ▲ 2.7%
Debt
€193k ▼ 10.7%
Debt's share of the balance-sheet total falls from 61.0% to 57.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €35k
Cash flow
€37k▲
2024 · €33k
Current ratio
1.28▼
2024 · 1.37
Debt to equity
1.36▼
2024 · 1.57
ROE
2.6%▼
2024 · 7.8%
ROA
1.1%▼
2024 · 3.0%
Interest coverage
20.04▲
2024 · 19.42
Debt ≤ 1 year
€192k▼
2024 · €213k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€2k▼
2024 · €4k
Staff costs
€612▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€355k€335k▼
Fixed assets21/28€63k€90k▲
Intangible fixed assets21€9k€2k▼
Tangible fixed assets22/27€54k€89k▲
Plant, machinery and equipment23€9k€4k▼
Furniture and vehicles24€27k€69k▲
Other tangible fixed assets26€18k€16k▼
Current assets29/58€292k€245k▼
Amounts receivable after more than one year29€83k€56k▼
Other amounts receivable291€83k€56k▼
Stocks and contracts in progress3€523€0▼
Stocks30/36€523€0▼
Amounts receivable within one year40/41€70k€91k▲
Trade receivables40€14k€11k▼
Other amounts receivable41€56k€80k▲
Cash at bank and in hand54/58€130k€88k▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€355k€335k▼
Equity10/15€138k€142k▲
Contributions10/11€20k€20k=
Reserves13€118k€122k▲
Distributable reserves133€118k€122k▲
Amounts payable17/49€217k€193k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€213k€192k▼
Current portion of amounts payable after more than one year42€8k€3k▼
Trade debts44€38k€107k▲
Suppliers440/4€38k€107k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9-€367
Other amounts payable47/48€160k€76k▼
Accrued charges and deferred income492/3€126€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€12k€612▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€33k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€49k€42k▼
Operating profit (loss)9901€14k€5k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€15k€6k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Transfer to equity691/2€11k€4k▼
To other reserves6921€11k€4k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼96.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vismijnlaan 598400 OostendeGround area
1.8 ha
Parcel 35382D0885/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
't Visje
since 20212.314.906.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0885/00Y000 | Flanders | 1.8 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.314.906.483
Similar companies · same sector, comparable size
Fish Factory
BE 0849.143.245
Ranst · Eq €142k
LECLAIRE
BE 0445.040.750
Jette · Eq €141k
SMOKEY PETE
BE 0463.414.035
Koksijde · Eq €140k
ZEEVISHANDEL DE EENDRACHT
BE 0809.272.978
Antwerpen · Eq €139k
VVO
BE 0834.382.023
Merelbeke-Melle · Eq €145k
Of 465 companies in sector 47230 we hold annual accounts for 269. 217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2021
Fiscal year end31-12
Trade name NL
Vishandel Lise
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.