LILUMA
ActiveLILUMA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-88
Solvency100▲+12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 2.65 in 2024; short-term debt: 22.3% and cash: 56.4% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
-23%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
21 d early
2023
27 d late
2022
28 d late
2021
29 d late
2020
1 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▼ 22.9%
2024 · €88k
2018: €24k
2019: €15k
2020: €6k
2021: €8k
2022: €77k
2023: €90k
2024: €88k
2018 → 2025
Total assets
€88k▼ 37.7%
2024 · €141k
2018: €32k
2019: €24k
2020: €12k
2021: €25k
2022: €105k
2023: €108k
2024: €141k
2018 → 2025
Net result
€-20k
2024 · €22k
2018: €9k
2019: €-10k
2020: €-9k
2021: €3k
2022: €69k
2023: €13k
2024: €22k
2018 → 2025
Working capital
€64k▼ 24.6%
2024 · €85k
2018: €21k
2019: €11k
2020: €90
2021: €4k
2022: €74k
2023: €89k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€77k▲ 827%€90k▲ 16.9%€88k▼ 2.1%€68k▼ 22.9%
Operating result€3k-€89k▲ 2,612%€22k▼ 75.1%€32k▲ 46.2%€-16k
Net result€3k-€69k▲ 2,494%€13k▼ 81.1%€22k▲ 66.3%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €32k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€4k▼ 13.4%
Current assets
€83k▼ 38.6%
Equity and liabilities €88k
Equity
€68k▼ 22.9%
Debt
€20k▼ 62.7%
The debt ratio falls from 37.3% to 22.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▼
2024 · €32k
Cash flow
€-20k▼
2024 · €22k
Solvency
77.7%▲
2024 · 62.7%
Current ratio
4.26▲
2024 · 2.65
Quick ratio
3.96▲
2024 · 2.55
Debt / equity
0.29▼
2024 · 0.60
ROE
-29.6%▼
2024 · 24.5%
ROA
-23.0%▼
2024 · 15.4%
Interest coverage
-3.34▼
2024 · 10.50
Debt
€20k▼
2024 · €53k
Debt ≤ 1 year
€20k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€88k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€3k€3k=
Current assets29/58€136k€83k▼
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€23k€27k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€14k€16k▲
Cash at bank and in hand54/58€98k€49k▼
Deferred charges and accrued income490/1€9k€791▼
Equity and liabilities
Total equity and liabilities10/49€141k€88k▼
Equity10/15€88k€68k▼
Contributions10/11€19k€19k=
Reserves13€70k€70k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14-€-20k
Amounts payable17/49€53k€20k▼
Amounts payable within one year42/48€51k€20k▼
Trade debts44€16k€10k▼
Suppliers440/4€16k€10k▼
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€19k€10k▼
Other amounts payable47/48€16k-
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35€667▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€35k€-11k▼
Operating profit (loss)9901€32k€-16k▼
Financial income75/76B€838€748▼
Recurring financial income75€838€748▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€30k€-20k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€22k€-20k▼
Profit (loss) for the period to be appropriated9905€22k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€-20k▼
Transfer from equity791/2€2k-
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €-20k ▼193%
Net result drops to €-20k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €69k ▲2494%
Operating result €89k, net result €69k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.63
Current ratio from 1.23 to 3.63.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentplaats 62000 AntwerpenGround area
91 m²
Building footprint
91 m²
Volume, LiDAR
1,614 m³
Parcel 11811L3732/00S000, Flanders · tallest building 21.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BURO
since 20032.132.703.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3732/00S000 | Flanders | 91 m² | 1 · 91 m² | 21.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.132.703.267
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 3,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2003
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.