LIGNE & PROFIL
ActiveSummary
LIGNE & PROFIL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €113k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 445 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+4
Solvency95▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 2.73 in 2024; short-term debt: 22.6% and cash: 22.6% of total assets), and 30.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
61 d late
2022
30 d late
2021
31 d late
2020
101 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€455k▲ 28.2%
2024 · €355k
2018: €85k
2019: €129k
2020: €142k
2021: €188k
2022: €211k
2023: €325k
2024: €355k
2018 → 2025
Total assets
€653k▲ 17.9%
2024 · €554k
2018: €129k
2019: €167k
2020: €169k
2021: €261k
2022: €339k
2023: €523k
2024: €554k
2018 → 2025
Net result
€113k▲ 50.2%
2024 · €75k
2018: €57k
2019: €45k
2020: €13k
2021: €46k
2022: €38k
2023: €170k
2024: €75k
2018 → 2025
Working capital
€449k▲ 45.7%
2024 · €308k
2018: €69k
2019: €111k
2020: €120k
2021: €155k
2022: €166k
2023: €287k
2024: €308k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€211k▲ 12.4%€325k▲ 53.7%€355k▲ 9.3%€455k▲ 28.2%
Operating result€68k-€45k▼ 33.0%€243k▲ 436%€110k▼ 54.7%€167k▲ 51.3%
Net result€46k-€38k▼ 18.0%€170k▲ 350%€75k▼ 55.9%€113k▲ 50.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €653k
Fixed assets
€57k ▼ 16.1%
Current assets
€597k ▲ 22.6%
Equity and liabilities €653k
Equity
€455k ▲ 28.2%
Debt
€198k ▼ 0.5%
Debt's share of the balance-sheet total falls from 35.9% to 30.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€193k▲
2024 · €135k
Cash flow
€139k▲
2024 · €100k
Current ratio
4.05▲
2024 · 2.73
Debt to equity
0.43▼
2024 · 0.56
ROE
24.7%▲
2024 · 21.1%
ROA
17.3%▲
2024 · 13.5%
Interest coverage
28.42▼
2024 · 45.07
Debt ≤ 1 year
€147k▼
2024 · €178k
Debt > 1 year
€50k▲
2024 · €21k
Income taxes
€47k▲
2024 · €32k
Staff costs
€140k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€554k€653k▲
Fixed assets21/28€67k€57k▼
Tangible fixed assets22/27€67k€56k▼
Plant, machinery and equipment23€28k€31k▲
Furniture and vehicles24€38k€18k▼
Other tangible fixed assets26€1k€8k▲
Financial fixed assets28€25€425▲
Current assets29/58€486k€597k▲
Amounts receivable within one year40/41€396k€447k▲
Trade receivables40€117k€173k▲
Other amounts receivable41€278k€274k▼
Cash at bank and in hand54/58€89k€147k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€554k€653k▲
Equity10/15€355k€455k▲
Contributions10/11€7k€7k=
Reserves13€326k€427k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€324k€425k▲
Profit (loss) carried forward14€21k€21k=
Amounts payable17/49€199k€198k▼
Amounts payable after more than one year17€21k€50k▲
Financial debts170/4€21k€50k▲
Amounts payable within one year42/48€178k€147k▼
Current portion of amounts payable after more than one year42€17k€51k▲
Trade debts44€26k€34k▲
Suppliers440/4€26k€34k▲
Taxes, remuneration and social security45€92k€50k▼
Taxes450/3€67k€34k▼
Remuneration and social security454/9€24k€16k▼
Other amounts payable47/48€43k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€104k€140k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€26k▲
Other operating charges640/8€637€445▼
Gross operating margin9900€239k€334k▲
Operating profit (loss)9901€110k€167k▲
Financial income75/76B-€159
Recurring financial income75-€159
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€107k€160k▲
Income taxes67/77€32k€47k▲
Profit (loss) for the period9904€75k€113k▲
Profit (loss) for the period to be appropriated9905€75k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€134k▲
Profit (loss) brought forward from the previous period14P€16k€21k▲
Transfer from equity791/2€45k€12k▼
Transfer to equity691/2€70k€113k▲
To other reserves6921€70k€113k▲
Profit to be distributed694/7€45k€12k▼
Return on contributions (dividend)694€45k€12k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €170k ▲350%
Operating result €243k, net result €170k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €211k ▲12.4%
5 profitable years in a row build equity to €211k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €188k ▲32.5%
4 profitable years in a row build equity to €188k.
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
31-12
Financial
Weakest financial yearnet €13k ▼71.8%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Equity above €100kEq €129k ▲53.1%
2 profitable years in a row build equity to €129k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Honnelles · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Eugène Prévost(ROI) 217387 HonnellesGround area
1,337 m²
Building footprint
629 m²
Volume, LiDAR
3,343 m³
2 parcels, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LIGNE & PROFIL SPRL
since 20022.094.778.346
LIGNE & PROFIL sprl
since 20172.261.965.170
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53069D0197/00R000 | Wallonia | 738 m² | 1 · 488 m² | 7.8 m · 1 fl. |
| 53069D0192/00E000 | Wallonia | 599 m² | 1 · 141 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,437 companies in sector 79110 we hold annual accounts for 880. 670 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2002
Fiscal year end31-12
Activities, NACEBEL 2025
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.