LIGHTHOUSE
Open bankruptcyA bankruptcy procedure is open for LIGHTHOUSE according to publications in the Belgian State Gazette; curator: JEAN-LOUIS DE CHAFFOY JL.
Summary
The 2024 annual accounts show equity of €47k and a net result of €13k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 37956 sector peers (2024).
NBB · sector comparisonPosition among 37956 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
2 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€47k▲ 39.3%
2023 · €34k
2023: €34k
2023 → 2024
Total assets
€278k▼ 13.0%
2023 · €319k
2023: €319k
2023 → 2024
Net result
€13k
2023 · €-24k
2023: €-24k
2023 → 2024
Working capital
€103k▲ 1,175%
2023 · €8k
2023: €8k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€34k-€47k▲ 39.3%
Operating result€-22k-€25k
Net result€-24k-€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €25k after a loss of €22k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €278k
Fixed assets
€19k ▼ 27.8%
Current assets
€259k ▼ 11.7%
Equity and liabilities €278k
Equity
€47k ▲ 39.3%
Debt
€231k ▼ 19.2%
Debt's share of the balance-sheet total falls from 89.4% to 83.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2023 · €-14k
Cash flow
€20k▲
2023 · €-16k
Current ratio
1.66▲
2023 · 1.03
Debt to equity
4.90▼
2023 · 8.45
ROE
28.2%▲
2023 · -71.3%
ROA
4.8%▲
2023 · -7.6%
Interest coverage
5.45▲
2023 · -3.70
Debt ≤ 1 year
€156k▼
2023 · €285k
Debt > 1 year
€74k
Income taxes
€6k▲
2023 · €246
Staff costs
€46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€319k€278k▼
Fixed assets21/28€26k€19k▼
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€19k€14k▼
Plant, machinery and equipment23€3k€263▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€250€250=
Current assets29/58€293k€259k▼
Amounts receivable after more than one year29€20k-
Other amounts receivable291€20k-
Amounts receivable within one year40/41€141k€130k▼
Trade receivables40€111k€105k▼
Other amounts receivable41€30k€25k▼
Current investments50/53€22k€29k▲
Cash at bank and in hand54/58€108k€83k▼
Deferred charges and accrued income490/1€1k€17k▲
Equity and liabilities
Total equity and liabilities10/49€319k€278k▼
Equity10/15€34k€47k▲
Contributions10/11€5k€5k=
Reserves13€47k€47k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-18k€-5k▲
Amounts payable17/49€285k€231k▼
Amounts payable after more than one year17-€74k
Financial debts170/4-€74k
Amounts payable within one year42/48€285k€156k▼
Current portion of amounts payable after more than one year42€52k€34k▼
Trade debts44€12k€74k▲
Suppliers440/4€12k€74k▲
Taxes, remuneration and social security45€117k€45k▼
Taxes450/3€117k€37k▼
Remuneration and social security454/9-€8k
Other amounts payable47/48€104k€3k▼
Accrued charges and deferred income492/3-€562
Income statement
Code20232024
Remuneration, social security and pensions62-€46k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€776€2k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€-13k€81k▲
Operating profit (loss)9901€-22k€25k▲
Financial income75/76B€2k€148▼
Recurring financial income75€2k€148▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-24k€20k▲
Income taxes67/77€246€6k▲
Profit (loss) for the period9904€-24k€13k▲
Profit (loss) for the period to be appropriated9905€-24k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-5k▲
Profit (loss) brought forward from the previous period14P€6k€-18k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-06
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · LIGHTHOUSE BV STATIE- STRAAT 57, 1740 TERNAT · event 02-06-2026
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 571740 TernatGround area
186 m²
Building footprint
99 m²
Volume, LiDAR
746 m³
Parcel 23086A0318/00R000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIGHTHOUSE
since 20192.294.854.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0318/00R000 | Flanders | 186 m² | 1 · 99 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEAN-LOUIS DE CHAFFOY JL SCHALIESTRAAT 18 BIS,
1602 VLEZENBEEK |
02-06-2026 → present |
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 7,560 EUR awarded · 7,560 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,040 EUR | 5,040 EUR |
| 2024 | 1 | 2,520 EUR | 2,520 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,819 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
62100Computer programming
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.