Light & Life Services
ActiveSummary
Light & Life Services has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €9k. Its solvency ranks better than 14% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.12; short-term debt: 71.4% and cash: 8.5% of total assets), and 90.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.9%
Return on assets
7.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37956 sector peers (2024).
NBB · sector comparisonPosition among 37956 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
6 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€12k
Total assets
€123k
Net result
€9k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €123k
Fixed assets
€25k
Current assets
€98k
Equity and liabilities €123k
Equity
€12k
Debt
€111k
Debt finances 90.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k
Cash flow
€11k
Current ratio
1.12
Debt to equity
9.08
ROE
75.5%
ROA
7.5%
Interest coverage
11.07
Debt ≤ 1 year
€88k
Debt > 1 year
€23k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet
Code2024
Assets
Total assets20/58€123k
Fixed assets21/28€25k
Tangible fixed assets22/27€25k
Furniture and vehicles24€25k
Current assets29/58€98k
Amounts receivable within one year40/41€88k
Trade receivables40€85k
Other amounts receivable41€3k
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€123k
Equity10/15€12k
Contributions10/11€3k
Profit (loss) carried forward14€9k
Amounts payable17/49€111k
Amounts payable after more than one year17€23k
Financial debts170/4€23k
Amounts payable within one year42/48€88k
Current portion of amounts payable after more than one year42€3k
Trade debts44€82k
Suppliers440/4€82k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€15k
Operating profit (loss)9901€13k
Financial income75/76B€38
Recurring financial income75€38
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€3k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Douai(WI) 8127506 TournaiGround area
900 m²
Building footprint
181 m²
Volume, LiDAR
1,040 m³
Parcel 57092A0061/00R000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Light & Life Services
since 20242.360.814.506
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57092A0061/00R000 | Wallonia | 900 m² | 1 · 181 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 25,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeazetluc2@gmail.com
Phone:0033611080705