LIFF
ActiveSummary
LIFF has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €36k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+22
Solvency56▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 13.93 against 7.61 in 2024; short-term debt: 3% and cash: 25.5% of total assets), but 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
10.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
1 d early
2022
39 d early
2021
18 d early
2020
31 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 49.8%
2024 · €72k
2018: €-130k
2019: €-181k
2020: €-31k
2021: €41k
2022: €63k
2023: €72k
2024: €72k
2018 → 2025
Total assets
€343k▲ 6.5%
2024 · €322k
2018: €376k
2019: €372k
2020: €314k
2021: €70k
2022: €87k
2023: €368k
2024: €322k
2018 → 2025
Net result
€36k
2024 · €-731
2018: €-3k
2019: €-51k
2020: €-75k
2021: €-228k
2022: €22k
2023: €9k
2024: €-731
2018 → 2025
Working capital
€134k▲ 31.8%
2024 · €102k
2018: €-51k
2019: €-88k
2020: €-82k
2021: €43k
2022: €65k
2023: €106k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€63k▲ 53.1%€72k▲ 14.8%€72k▼ 1.0%€107k▲ 49.8%
Operating result€-223k-€25k€9k▼ 62.6%€936▼ 89.8%€36k▲ 3,796%
Net result€-228k-€22k€9k▼ 57.2%€-731€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,796% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343k
Fixed assets
€199k ▼ 3.2%
Current assets
€145k ▲ 23.3%
Equity and liabilities €343k
Equity
€107k ▲ 49.8%
Debt
€236k ▼ 5.9%
Debt's share of the balance-sheet total falls from 77.8% to 68.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €7k
Cash flow
€42k▲
2024 · €6k
Current ratio
13.93▲
2024 · 7.61
Quick ratio
11.14▲
2024 · 6.35
Debt to equity
2.20▼
2024 · 3.50
ROE
33.2%▲
2024 · -1.0%
ROA
10.4%▲
2024 · -0.2%
Interest coverage
65.20▲
2024 · 4.93
Debt ≤ 1 year
€10k▼
2024 · €15k
Debt > 1 year
€225k▼
2024 · €235k
Income taxes
€182▲
2024 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€322k€343k▲
Fixed assets21/28€205k€199k▼
Tangible fixed assets22/27€205k€199k▼
Land and buildings22€205k€199k▼
Current assets29/58€117k€145k▲
Stocks and contracts in progress3€19k€29k▲
Stocks30/36€19k€29k▲
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€331€63▼
Other amounts receivable41€25k€27k▲
Cash at bank and in hand54/58€73k€87k▲
Deferred charges and accrued income490/1€80€1k▲
Equity and liabilities
Total equity and liabilities10/49€322k€343k▲
Equity10/15€72k€107k▲
Contributions10/11€537k€537k=
Profit (loss) carried forward14€-466k€-430k▲
Amounts payable17/49€251k€236k▼
Amounts payable after more than one year17€235k€225k▼
Financial debts170/4€235k€225k▼
Amounts payable within one year42/48€15k€10k▼
Financial debts43-€25
Credit institutions430/8-€25
Trade debts44€4k€30▼
Suppliers440/4€4k€30▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€5k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€811€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€8k€45k▲
Operating profit (loss)9901€936€36k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€659▼
Recurring financial charges65€2k€659▼
Profit (loss) for the period before taxes9903€-574€36k▲
Income taxes67/77€158€182▲
Profit (loss) for the period9904€-731€36k▲
Profit (loss) for the period to be appropriated9905€-731€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-466k€-430k▲
Profit (loss) brought forward from the previous period14P€-465k€-466k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲49.8%
Equity rises from €72k to €107k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.61
Current ratio from 3.10 to 7.61; short-term debt falls from €50k to €15k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after 4 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-228k
Net result drops to €-228k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.76
Current ratio from 0.69 to 2.76; short-term debt falls from €265k to €25k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkplein 123720 HasseltGround area
583 m²
Building footprint
317 m²
Volume, LiDAR
3,175 m³
Parcel 73040C0913/00G000, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIFF
since 20122.206.192.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73040C0913/00G000 | Flanders | 583 m² | 1 · 317 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUDIO MONSO
BE 0466.214.464
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BE 0782.575.511
Roeselare · Eq €106k
YASMINE
BE 0435.299.772
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TWO KIDS
BE 0887.682.929
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PIMPERNELLEKE
BE 0839.459.279
Dendermonde · Eq €114k
Of 506 companies in sector 47713 we hold annual accounts for 197. 151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47713Retail trade
47554Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.