LifePartners Consult
ActiveLifePartners Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 32% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-1
Solvency57=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.36 in 2024; short-term debt: 5.8% and cash: 0.8% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
11 d late
2024
15 d early
2023
on the day
2022
31 d late
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 49.3%
2024 · €3k
2021: €-582
2022: €3k
2023: €-2k
2024: €3k
2021 → 2025
Working capital
€-25k▼ 9.8%
2024 · €-23k
2021: €-29k
2022: €-30k
2023: €-28k
2024: €-23k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€203k▲ 1.6%€201k▼ 1.0%€204k▲ 1.7%€206k▲ 0.8%
Operating result€8k-€10k▲ 36.0%€9k▼ 9.8%€15k▲ 62.0%€13k▼ 16.3%
Net result€-582-€3k€-2k€3k€2k▼ 49.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637k
Fixed assets
€625k=
Current assets
€12k▼ 11.0%
Equity and liabilities €637k
Equity
€206k▲ 0.8%
Debt
€431k▼ 1.0%
The debt ratio falls from 68.1% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €16k
Cash flow
€3k▼
2024 · €5k
Solvency
32.3%▲
2024 · 31.9%
Current ratio
0.32▼
2024 · 0.36
Quick ratio
0.32▼
2024 · 0.36
Debt / equity
2.10▼
2024 · 2.14
ROE
0.8%▼
2024 · 1.6%
ROA
0.3%▼
2024 · 0.5%
Interest coverage
1.33▼
2024 · 1.40
Debt
€431k▼
2024 · €436k
Debt ≤ 1 year
€37k▲
2024 · €36k
Debt > 1 year
€390k▼
2024 · €396k
Income taxes
€575▲
2024 · €431
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€640k€637k▼
Formation expenses20€1k€107▼
Fixed assets21/28€625k€625k=
Tangible fixed assets22/27€276€136▼
Furniture and vehicles24€276€136▼
Financial fixed assets28€625k€625k=
Current assets29/58€13k€12k▼
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€6k€6k▲
Other amounts receivable41€1k€434▼
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€804€701▼
Equity and liabilities
Total equity and liabilities10/49€640k€637k▼
Equity10/15€204k€206k▲
Contributions10/11€200k€200k=
Profit (loss) carried forward14€4k€6k▲
Amounts payable17/49€436k€431k▼
Amounts payable after more than one year17€396k€390k▼
Financial debts170/4€396k€390k▼
Amounts payable within one year42/48€36k€37k▲
Current portion of amounts payable after more than one year42€35k€35k=
Trade debts44€0€662▲
Suppliers440/4€0€662▲
Taxes, remuneration and social security45€949€1k▲
Taxes450/3€949€1k▲
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€17k€14k▼
Operating profit (loss)9901€15k€13k▼
Financial income75/76B€234€0▼
Recurring financial income75€234€0▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€4k€2k▼
Income taxes67/77€431€575▲
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€6k▲
Profit (loss) brought forward from the previous period14P€509€4k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼165%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Equity above €200kEq €203k ▲1.6%
Equity rises from €199k to €203k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fliederweg,Rodt 34780 Sankt Vith1 establishment unit
LP Consult
since 20212.311.448.533
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LTTBCut
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ALBUS PARTNERS
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BERGE VETERINARY CONSULTING
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Abbreviation DE
LP Consult
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.