LIBRAIRIE DE LA BAILLE
ActiveLIBRAIRIE DE LA BAILLE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €5k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 84% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent▼ -4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability25▼-39
Solvency100▲+1
Growth22=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 2.93 in 2023), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
22 d early
2022
31 d early
2021
31 d late
2020
16 d late
2019
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€466k▼ 10.8%
2018 · €522k
2018: €522k
2018 → 2019
EBIT margin
4.9%=
2018 · 4.8%
2018: 4.8%
2018 → 2019
Net result
€5k▼ 59.8%
2023 · €11k
2018: €21k
2019: €16k
2020: €11k
2021: €22k
2022: €12k
2023: €11k
2018 → 2024
Working capital
€94k▲ 7.0%
2023 · €88k
2018: €92k
2019: €100k
2020: €88k
2021: €91k
2022: €96k
2023: €88k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€94k-€94k▼ 0.2%€97k▲ 4.0%€87k▼ 10.1%€92k▲ 5.2%
Operating result€16k-€31k▲ 97.1%€19k▼ 40.1%€17k▼ 10.2%€8k▼ 53.2%
Net result€11k-€22k▲ 99.9%€12k▼ 44.0%€11k▼ 8.5%€5k▼ 59.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 53% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €122k
Fixed assets
€4k▼ 59.9%
Current assets
€118k▼ 11.5%
Equity and liabilities €122k
Equity
€92k▲ 5.2%
Debt
€30k▼ 46.1%
The debt ratio falls from 39.1% to 24.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2023 · €23k
Cash flow
€11k▼
2023 · €17k
Solvency
75.2%▲
2023 · 60.9%
Current ratio
4.91▲
2023 · 2.93
Quick ratio
4.45▲
2023 · 2.66
Debt / equity
0.33▼
2023 · 0.64
ROE
4.9%▼
2023 · 12.8%
ROA
3.7%▼
2023 · 7.8%
Interest coverage
3.98▼
2023 · 7.61
Debt
€30k▼
2023 · €56k
Debt ≤ 1 year
€24k▼
2023 · €46k
Debt > 1 year
€6k▼
2023 · €11k
Income taxes
€2k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€144k€122k▼
Fixed assets21/28€10k€4k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€8k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€134k€118k▼
Amounts receivable after more than one year29€10k€85k▲
Other amounts receivable291€10k€85k▲
Stocks and contracts in progress3€12k€11k▼
Stocks30/36€12k€11k▼
Amounts receivable within one year40/41€111k€21k▼
Trade receivables40€32k€42▼
Other amounts receivable41€79k€21k▼
Deferred charges and accrued income490/1€698€957▲
Equity and liabilities
Total equity and liabilities10/49€144k€122k▼
Equity10/15€87k€92k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€81k€86k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€75k€80k▲
Amounts payable17/49€56k€30k▼
Amounts payable after more than one year17€11k€6k▼
Financial debts170/4€11k€6k▼
Amounts payable within one year42/48€46k€24k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€2k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€25k€8k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€1k€662▼
Gross operating margin9900€24k€14k▼
Operating profit (loss)9901€17k€8k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€16k€7k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€11k€5k▼
Profit (loss) for the period to be appropriated9905€11k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€5k▼
Transfer from equity791/2€27k-
Transfer to equity691/2€17k€5k▼
To the legal reserve6920€6k-
To other reserves6921€11k€5k▼
Profit to be distributed694/7€21k-
Return on contributions (dividend)694€21k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼59.8%
Net result drops to €5k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €22k ▲99.9%
Operating result €31k, net result €22k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲8.3%
2 profitable years in a row build equity to €108k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de la Baille(ST) 76182 CourcellesGround area
80 m²
Building footprint
84 m²
Volume, LiDAR
600 m³
Parcel 52064B0751/00V005, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
librairie de la baille
since 20052.144.887.655
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52064B0751/00V005 | Wallonia | 80 m² | 1 · 84 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOUTE LA PRESSE
BE 0876.700.054
Etterbeek · Eq €92k
Van Gestel C&S
BE 0827.982.991
Vosselaar · Eq €92k
Huis Haest
BE 0464.941.091
Herentals · Eq €92k
DE VRIENDEN
BE 0652.644.407
Scherpenheuvel-Zichem · Eq €93k
CLOSSET G. CONSULT
BE 0878.824.651
Ath · Eq €93k
Of 2,319 companies in sector 47621 we hold annual accounts for 1,235. 1,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2005
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:071/45.50.70