Librairie de Fléron
ActiveLibrairie de Fléron has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €79k and a net result of €-1k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▲+4
Solvency44▲+1
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.06 in 2023; short-term debt: 24.4% and cash: 1.7% of total assets), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.8%
Return on assets
-0.3%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
1 d early
2022
on the day
2021
38 d early
2020
5 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€79k▼ 1.7%
2023 · €80k
2018: €79k
2019: €93k
2020: €118k
2021: €86k
2022: €83k
2023: €80k
2018 → 2024
Total assets
€420k▼ 7.5%
2023 · €454k
2018: €338k
2019: €158k
2020: €166k
2021: €489k
2022: €468k
2023: €454k
2018 → 2024
Net result
€-1k▲ 51.9%
2023 · €-3k
2018: €-26k
2019: €14k
2020: €25k
2021: €-32k
2022: €-3k
2023: €-3k
2018 → 2024
Working capital
€5k▼ 25.6%
2023 · €7k
2018: €59k
2019: €74k
2020: €104k
2021: €12k
2022: €10k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€118k-€86k▼ 27.1%€83k▼ 3.7%€80k▼ 3.5%€79k▼ 1.7%
Operating result€32k-€-24k€3k€3k▼ 3.8%€5k▲ 46.4%
Net result€25k-€-32k€-3k▲ 90.1%€-3k▲ 9.1%€-1k▲ 51.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 46% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €420k
Fixed assets
€312k▼ 6.3%
Current assets
€107k▼ 10.8%
Equity and liabilities €420k
Equity
€79k▼ 1.7%
Debt
€341k▼ 8.8%
The debt ratio falls from 82.3% to 81.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▲
2023 · €24k
Cash flow
€20k▲
2023 · €18k
Solvency
18.8%▲
2023 · 17.7%
Current ratio
1.05▼
2023 · 1.06
Quick ratio
0.44▼
2023 · 0.47
Debt / equity
4.33▼
2023 · 4.67
ROE
-1.8%▲
2023 · -3.6%
ROA
-0.3%▲
2023 · -0.6%
Interest coverage
4.27▲
2023 · 3.79
Debt
€341k▼
2023 · €374k
Debt ≤ 1 year
€102k▼
2023 · €114k
Debt > 1 year
€238k▼
2023 · €260k
Income taxes
€161▲
2023 · €158
Staff costs
€13k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€454k€420k▼
Fixed assets21/28€333k€312k▼
Tangible fixed assets22/27€330k€309k▼
Land and buildings22€330k€309k▼
Financial fixed assets28€3k€3k=
Current assets29/58€120k€107k▼
Stocks and contracts in progress3€67k€62k▼
Stocks30/36€67k€62k▼
Amounts receivable within one year40/41€47k€37k▼
Trade receivables40€36k€28k▼
Other amounts receivable41€10k€10k▼
Cash at bank and in hand54/58€7k€7k▼
Deferred charges and accrued income490/1-€463
Equity and liabilities
Total equity and liabilities10/49€454k€420k▼
Equity10/15€80k€79k▼
Contributions10/11€70k€70k=
Capital10€70k€70k=
Issued capital100€70k€70k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€3k€2k▼
Amounts payable17/49€374k€341k▼
Amounts payable after more than one year17€260k€238k▼
Financial debts170/4€260k€238k▼
Amounts payable within one year42/48€114k€102k▼
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€41k€32k▼
Suppliers440/4€41k€32k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€543€732▲
Remuneration and social security454/9€10k€6k▼
Other amounts payable47/48€41k€43k▲
Income statement
Code20232024
Remuneration, social security and pensions62€30k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€57k€41k▼
Operating profit (loss)9901€3k€5k▲
Financial income75/76B€461€122▼
Recurring financial income75€461€122▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€-3k€-1k▲
Income taxes67/77€158€161▲
Profit (loss) for the period9904€-3k€-1k▲
Profit (loss) for the period to be appropriated9905€-3k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Profit (loss) brought forward from the previous period14P€6k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-32k ▼226%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲81.5%
Operating result €32k, net result €25k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲27.4%
2 profitable years in a row build equity to €118k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 150 days late
2015
03-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Martyrs 2324620 FléronGround area
121 m²
Building footprint
103 m²
Volume, LiDAR
863 m³
Parcel 62038B0096/00K002, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Martyrs 232, 4620 Fléron
since 19992.090.436.409
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038B0096/00K002 | Wallonia | 121 m² | 1 · 103 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFléron2.090.436.409
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-03-1999
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.