Age3 yrs
Real estate2 parcels · 1.0 ha
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for LIBA CONSTRUCTION according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-641) and a net result of €-3k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events24-06-2025
Bankruptcy
Opening
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Financials
Turnover€24k
EBIT margin-10.9%
Net result€-3k
Working capital€-8k
Directors1
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 13-06-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -5.2% | 37.6% | |
| Net result | €-3k | €9k | |
| Equity | €-641 | €25k | |
| Gross operating margin | €3k | €27k | |
| Staff costs | €5k | €19k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Revenue | €24k |
| EBITDA | €-2k |
| Net profit | €-3k |
| Cash flow | €-2k |
| Staff costs | €5k |
| Income taxes | - |
| Dividends | - |
| Total assets | €12k |
| Equity | €-641 |
| Debt | €13k |
| of which ≤ 1y | €13k |
| of which > 1y | - |
| Working capital | €-8k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.37 |
| Quick ratio | 0.37 |
| Working capital ratio | -65.9% |
| Solvency | -5.2% |
| Debt / equity | -20.18 |
| Long-term debt ratio | - |
| Interest coverage | -206.43 |
| Gross margin | - |
| Net margin | -10.9% |
| ROA | -21.5% |
| ROE | 412.2% |
| EBITDA margin | -8.9% |
| Days sales outstanding | 45d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €12k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €5k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €900 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €12k |
| Equity | 10/15 | €-641 |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €13k |
| Amounts payable within one year | 42/48 | €13k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Turnover | 70 | €24k |
| Gross operating margin | 9900 | €3k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €10 |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
No directors on record
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | THOMAS VINCART RUE TUMELAIRE 43, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 16/06/2025 |
16-06-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Algemene bouw van andere niet-residentiële gebouwen(41003) |
| Legal form | Private limited company(610) |
| Incorporation | 20-06-2023 |
| Status | Active |
| Postal code | 6040 |
| First BS signal | 24-06-2025 |
| Latest BS signal | 24-06-2025 |
Structure & network
Company structure: linked entities
1 linked entityMandates
↔
1
of these mandate-holders are active on other cases, click any red card to open that KBO.
Locations & real estate
Establishment units
1 locationLIBA CONSTRUCTION
since 20232.348.935.766
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.0 ha
Buildings2
Building footprint3,334 m²
Volume (LiDAR)31,810 m³
Tallest building11.1 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1039/00Z004 | Wallonia | 9,994 m² | 1 · 3,265 m² | 11.1 m · 3 fl. |
| 55373B0353/00L007 | Wallonia | 229 m² | 1 · 69 m² | 11.1 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette24-06-2025
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
2 acts Capital history · 2
16-01-2025
Capital change
01-08-2023
Capital change
All acts · 2
updated 1 year ago
2025
16-01-2025 All shares are now held by a single shareholder
2023
01-08-2023 Transaction in capital or shares
Analysis
Snowflake analysis
financial profile on 5 axes16
/ 100
Fragile profile, watch health in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
0
Profitability
33
Solvency
33
Growth
-
Stability
0
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203
Primary activity highlighted.
Names & trade names
| Legal nameFR | LIBA CONSTRUCTION |
Registered office
Zoning de Jumet,4ème rue 33
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.