LGU Management

Active

Private limited company (pre-2019)founded 20188 yrs activeRue de la Belle-Jardinière 455, 4031 Liège, BelgiumKBO/BCE: BE 0697.976.564

LGU Management has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 31061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

71 / 100

Healthy▲ +56 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency29▼-10

Growth78▲+20

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.21 against 0.75 in 2024), and 80.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31061 sector peers (2025).

NBB · sector comparison

Position among 31061 sector peers

Solvency

better than 23%

← weakest strongest →

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 7 filings

Deviation from the deadline

2025

1 d late

2024

31 d late

2023

25 d late

2022

36 d early

2021

10 d early

2020

40 d early

2019

4 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close06-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€7k

2024 · €-8k

2021: €6k 2022: €17k 2023: €2k 2024: €-8k

2021 → 2025

Total assets

€39k▲ 16.5%

2024 · €33k

2021: €84k 2022: €38k 2023: €30k 2024: €33k

2021 → 2025

Net result

€15k

2024 · €-10k

2021: €-14k 2022: €11k 2023: €-15k 2024: €-10k

2021 → 2025

Working capital

€7k

2024 · €-10k

2021: €-334 2022: €11k 2023: €2k 2024: €-10k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€6k-€17k▲ 185%€2k▼ 87.7%€-8k€7k

Operating result€3k-€12k▲ 346%€-15k€-10k▲ 34.3%€15k

Net result€-14k-€11k€-15k€-10k▲ 34.5%€15k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €15k after a loss of €10k in 2024, the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €39k

94.8%

Fixed assets €2k▼ 31.3%

Current assets €37k▲ 21.2%

Equity and liabilities €39k

19.1%

80.9%

Equity €7k

Debt €32k

Debt finances 80.9% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€16k▲

2024 · €-9k

Cash flow

€16k▲

2024 · €-9k

Solvency

19.1%▲

2024 · -23.3%

Current ratio

1.21▲

2024 · 0.75

Quick ratio

0.74▲

2024 · 0.39

Debt / equity

4.24▲

2024 · -5.30

ROE

204.5%▲

2024 · 127.2%

ROA

39.1%▲

2024 · -29.6%

Interest coverage

191.01▲

2024 · -102.73

Debt

€32k▼

2024 · €41k

Debt ≤ 1 year

€30k▼

2024 · €40k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Total assets 20/58€33k€39k▲

Fixed assets 21/28€3k€2k▼

Tangible fixed assets 22/27€3k€2k▼

Current assets 29/58€30k€37k▲

Stocks & contracts in progress 3€15k€14k▼

Amounts receivable within one year 40/41€2k€2k▲

Investments 50/53€990-

Cash & bank 54/58€9k€20k▲

Total equity & liabilities 10/49€33k€39k▲

Equity 10/15€-8k€7k▲

Contributions / capital 10/11€20k€20k=

Accumulated profits (losses) 14€-28k€-13k▲

Amounts payable 17/49€41k€32k▼

Amounts payable within one year 42/48€40k€30k▼

Trade debts payable within one year 44€2k€778▼

Income statement Code20242025

Gross operating margin 9900€-8k€17k▲

Operating result 9901€-10k€15k▲

Financial charges 65€84€85▲

Result before taxes 9903€-10k€15k▲

Net result for the period 9904€-10k€15k▲

Result to be appropriated 9905€-10k€15k▲

Timeline · acts, filings and financial milestones

All 10Financial 3Filings 7

Next filing, fiscal year 2026, expected by 31-01-2027

2026

01-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 1 day late

2025

30-06

Financial Back to profitnet €15k

Net result €15k after 2 loss-making years.

03-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

25-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 25 days late

2023

30-06

Financial Weakest financial yearnet €-15k ▼235%

Net result drops to €-15k, the lowest in the series; recovery starts the following year.

2022

26-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

30-06

Financial Back to profitnet €11k

Net result €11k after one loss-making year.

21-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2020

22-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

27-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 82,137 companies in sector 70200 we hold annual accounts for 51,755. 19,107 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded19-06-2018

Fiscal year end30-06

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

68110Buying and selling of own real estate

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filings

Data from official sources, last processed on 06-09-2026. Scores and ratios are computed by Checked and are not a credit decision.