LF Management
ActiveSummary
LF Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €19k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-2
Solvency58▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.52 in 2024; short-term debt: 16.6% and cash: 10.9% of total assets), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-09-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
37 d late
2024
30 d late
2023
31 d late
2022
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 16.7%
2024 · €115k
2022: €60k
2023: €89k
2024: €115k
2022 → 2025
Total assets
€406k▼ 3.6%
2024 · €421k
2022: €91k
2023: €106k
2024: €421k
2022 → 2025
Net result
€19k▼ 25.6%
2024 · €26k
2022: €60k
2023: €29k
2024: €26k
2022 → 2025
Working capital
€4k▼ 88.1%
2024 · €29k
2022: €59k
2023: €89k
2024: €29k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€60k-€89k▲ 48.6%€115k▲ 28.9%€134k▲ 16.7%
Operating result€73k-€42k▼ 42.8%€45k▲ 6.4%€40k▼ 10.8%
Net result€60k-€29k▼ 51.4%€26k▼ 11.6%€19k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€335k ▼ 0.2%
Current assets
€71k ▼ 16.9%
Equity and liabilities €406k
Equity
€134k ▲ 16.7%
Debt
€272k ▼ 11.3%
Debt's share of the balance-sheet total falls from 72.7% to 66.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €45k
Cash flow
€20k▼
2024 · €27k
Current ratio
1.05▼
2024 · 1.52
Debt to equity
2.02▼
2024 · 2.66
ROE
14.3%▼
2024 · 22.4%
ROA
4.7%▼
2024 · 6.1%
Interest coverage
4.08▼
2024 · 4.12
Debt ≤ 1 year
€68k▲
2024 · €56k
Debt > 1 year
€204k▼
2024 · €250k
Income taxes
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€421k€406k▼
Fixed assets21/28€336k€335k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€334k€334k=
Current assets29/58€85k€71k▼
Amounts receivable within one year40/41€272€22k▲
Trade receivables40€272€20k▲
Other amounts receivable41-€2k
Current investments50/53-€5k
Cash at bank and in hand54/58€85k€44k▼
Equity and liabilities
Total equity and liabilities10/49€421k€406k▼
Equity10/15€115k€134k▲
Contributions10/11€1€1=
Profit (loss) carried forward14€115k€134k▲
Amounts payable17/49€306k€272k▼
Amounts payable after more than one year17€250k€204k▼
Financial debts170/4€250k€204k▼
Amounts payable within one year42/48€56k€68k▲
Financial debts43€44k€46k▲
Credit institutions430/8€44k€46k▲
Trade debts44€224€355▲
Suppliers440/4€224€355▲
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€11k€21k▲
Other amounts payable47/48€694-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€801€824▲
Other operating charges640/8€791€757▼
Gross operating margin9900€46k€41k▼
Operating profit (loss)9901€45k€40k▼
Financial income75/76B€24-
Recurring financial income75€24-
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€34k€30k▼
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€26k€19k▼
Profit (loss) for the period to be appropriated9905€26k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€134k▲
Profit (loss) brought forward from the previous period14P€89k€115k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
2025
31-12
Financial
Weakest financial yearnet €19k ▼25.6%
Net result drops to €19k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Equity above €100kEq €115k ▲28.9%
3 profitable years in a row build equity to €115k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 6.25
Current ratio from 2.93 to 6.25; short-term debt falls from €31k to €17k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wérystraat 391050 ElseneGround area
122 m²
Building footprint
74 m²
Volume, LiDAR
888 m³
Parcel 21443A0118/00R011, Brussels · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LF Management
since 20222.327.771.752
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443A0118/00R011 | Brussels | 122 m² | 1 · 74 m² | 20.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488L72RTUV20S6W1343
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.