Lets Talk Digital
ActiveSummary
Lets Talk Digital has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €97k and a net result of €50k. Equity is growing by ~68.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 8966 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+22
Solvency59▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.63 in 2023; short-term debt: 66% and cash: 17.7% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
28 d late
2022
20 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€97k▲ 104%
2023 · €48k
2022: €32k
2023: €48k
2022 → 2024
Total assets
€287k▲ 23.6%
2023 · €232k
2022: €44k
2023: €232k
2022 → 2024
Net result
€50k▲ 212%
2023 · €16k
2022: €29k
2023: €16k
2022 → 2024
Working capital
€-104k▼ 761%
2023 · €-12k
2022: €33k
2023: €-12k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€32k-€48k▲ 50.1%€97k▲ 104%
Operating result€38k-€28k▼ 27.1%€75k▲ 171%
Net result€29k-€16k▼ 45.6%€50k▲ 212%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 171% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €287k
Fixed assets
€201k ▼ 4.5%
Current assets
€85k ▲ 308%
Equity and liabilities €287k
Equity
€97k ▲ 104%
Debt
€189k ▲ 2.8%
Debt's share of the balance-sheet total falls from 79.4% to 66.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2023 · €35k
Cash flow
€61k▲
2023 · €24k
Current ratio
0.45▼
2023 · 0.63
Debt to equity
1.94▼
2023 · 3.86
ROE
51.0%▲
2023 · 33.4%
ROA
17.3%▲
2023 · 6.9%
Interest coverage
7.32▲
2023 · 4.84
Debt ≤ 1 year
€189k▲
2023 · €33k
Debt > 1 year
€0▼
2023 · €151k
Income taxes
€14k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€232k€287k▲
Fixed assets21/28€211k€201k▼
Tangible fixed assets22/27€211k€201k▼
Land and buildings22€210k€199k▼
Furniture and vehicles24€1k€2k▲
Current assets29/58€21k€85k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40€1k€0▼
Other amounts receivable41€1k€8k▲
Current investments50/53€5k€20k▲
Cash at bank and in hand54/58€11k€51k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€232k€287k▲
Equity10/15€48k€97k▲
Contributions10/11€3k€3k=
Reserves13€45k€95k▲
Distributable reserves133€45k€95k▲
Amounts payable17/49€184k€189k▲
Amounts payable after more than one year17€151k€0▼
Financial debts170/4€151k€0▼
Amounts payable within one year42/48€33k€189k▲
Current portion of amounts payable after more than one year42€15k€151k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€12k€28k▲
Taxes450/3€12k€28k▲
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€802€902▲
Gross operating margin9900€36k€87k▲
Operating profit (loss)9901€28k€75k▲
Financial income75/76B€8€248▲
Recurring financial income75€8€248▲
Financial charges65/66B€7k€12k▲
Recurring financial charges65€7k€12k▲
Profit (loss) for the period before taxes9903€20k€63k▲
Income taxes67/77€4k€14k▲
Profit (loss) for the period9904€16k€50k▲
Profit (loss) for the period to be appropriated9905€16k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€50k▲
Transfer to equity691/2€16k€50k▲
To other reserves6921€16k€50k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €50k ▲212%
Operating result €75k, net result €50k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €16k ▼45.6%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 43730 Bilzen-HoeseltGround area
3,516 m²
Building footprint
170 m²
Volume, LiDAR
860 m³
Parcel 73032C0796/00A000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lets Talk Digital
since 20222.325.952.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032C0796/00A000 | Flanders | 3,516 m² | 1 · 170 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 3,021 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
58290Other software publishing
62100Computer programming
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.