LES TEXTILES RECHAINTOIS
ActiveSummary
LES TEXTILES RECHAINTOIS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €8k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-11
Solvency70▲+8
Growth63=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.25 in 2024; short-term debt: 48.7% and cash: 2.5% of total assets), but 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
23 d late
2023
19 d late
2022
19 d late
2021
30 d late
2020
24 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€248k▼ 2.3%
2024 · €254k
2018: €252k
2019: €260k
2020: €296k
2021: €274k
2022: €247k
2023: €271k
2024: €254k
2018 → 2025
EBIT margin
6.6%▼ 3.2pp
2024 · 9.8%
2018: -3.2%
2019: 1.9%
2020: 5.4%
2021: 3.0%
2022: 2.4%
2023: 0.3%
2024: 9.8%
2018 → 2025
Net result
€8k▼ 49.0%
2024 · €15k
2018: €-13k
2019: €1k
2020: €11k
2021: €4k
2022: €883
2023: €-3k
2024: €15k
2018 → 2025
Working capital
€50k▲ 104%
2024 · €25k
2018: €-35k
2019: €-35k
2020: €-10k
2021: €-25k
2022: €-14k
2023: €2k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€274k-€247k▼ 9.7%€271k▲ 9.8%€254k▼ 6.4%€248k▼ 2.3%
Equity€57k-€58k▲ 2.8%€55k▼ 6.0%€70k▲ 27.2%€77k▲ 10.9%
Operating result€8k-€6k▼ 28.4%€852▼ 85.3%€25k▲ 2,818%€16k▼ 34.3%
Net result€4k-€883▼ 75.9%€-3k€15k€8k▼ 49.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€38k ▼ 41.6%
Current assets
€134k ▲ 9.1%
Equity and liabilities €171k
Equity
€77k ▲ 10.9%
Debt
€94k ▼ 19.9%
Debt's share of the balance-sheet total falls from 62.8% to 55.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €53k
Cash flow
€27k▼
2024 · €43k
Current ratio
1.60▲
2024 · 1.25
Quick ratio
0.08▼
2024 · 0.16
Debt to equity
1.22▼
2024 · 1.69
ROE
9.8%▼
2024 · 21.4%
ROA
4.4%▼
2024 · 8.0%
Interest coverage
6.07▼
2024 · 10.86
Debt ≤ 1 year
€83k▼
2024 · €98k
Debt > 1 year
€11k▼
2024 · €20k
Income taxes
€3k▼
2024 · €5k
Staff costs
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€187k€171k▼
Fixed assets21/28€65k€38k▼
Tangible fixed assets22/27€65k€38k▼
Plant, machinery and equipment23€23k€13k▼
Furniture and vehicles24€41k€24k▼
Current assets29/58€122k€134k▲
Stocks and contracts in progress3€106k€127k▲
Stocks30/36€106k€127k▲
Amounts receivable within one year40/41€581€2k▲
Trade receivables40€456€366▼
Other amounts receivable41€125€1k▲
Cash at bank and in hand54/58€15k€4k▼
Deferred charges and accrued income490/1€850€850=
Equity and liabilities
Total equity and liabilities10/49€187k€171k▼
Equity10/15€70k€77k▲
Contributions10/11€20k€20k=
Reserves13€20k€30k▲
Distributable reserves133€20k€30k▲
Profit (loss) carried forward14€29k€27k▼
Amounts payable17/49€117k€94k▼
Amounts payable after more than one year17€20k€11k▼
Financial debts170/4€20k€11k▼
Amounts payable within one year42/48€98k€83k▼
Current portion of amounts payable after more than one year42€10k€9k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9-€551
Other amounts payable47/48€73k€56k▼
Income statement
Code20242025
Turnover70€254k€248k▼
Non-recurring operating income76A€34k€9k▼
Goods, raw materials, services and sundry goods60/61€230k€215k▼
Remuneration, social security and pensions62€3k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€19k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€58k€42k▼
Operating profit (loss)9901€25k€16k▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€20k€10k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€15k€8k▼
Profit (loss) for the period to be appropriated9905€15k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€37k▲
Profit (loss) brought forward from the previous period14P€14k€29k▲
Transfer to equity691/2-€10k
To the legal reserve6920-€10k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Nicolas Arnold 94800 VerviersGround area
452 m²
Building footprint
136 m²
Volume, LiDAR
498 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Baudilaine.com
since 19902.047.864.493
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059B0257/00B002 | Wallonia | 246 m² | 1 · 82 m² | - |
| 63059B0257/00X002 | Wallonia | 206 m² | 1 · 53 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LENDERS - BOOST
BE 0414.922.052
Ukkel · Eq €76,578
Draperie
BE 0745.580.008
Genk · Eq €78,582
LAWRENCE EXPORT
BE 0893.109.583
Sint-Jans-Molenbeek · Eq €74,959
MANARA
BE 0476.764.106
Dendermonde · Eq €79,310
GLIMMER FASHION
BE 0462.379.204
Sint-Laureins · Eq €79,560
Of 687 companies in sector 46412 we hold annual accounts for 517. 371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-1990
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
47513Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.