Checked.be
Active
BE 0449.268.069Non-profit association
Les Marmots
Rue du Centre 117 ·4140 Sprimont, Belgium· 33 yrs active
Sector: Kinderdagverblijven en crèches
(88911)
Conclusion
The computed 12-month bankruptcy probability of Les Marmots is < 0.1% (very low). The 2024 annual accounts show equity of €540k and a net result of €12k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 32 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €540k |
| Net result | €12k |
| Staff (FTE) | 31.6 |
| Better than sector | 65% |
Financial profile
74
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
74
Profitability
45
Solvency
69
Growth
83
Stability
100
Bankruptcy probability (12 mo)
< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Lower-failure-rate sector
−Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
74
/ 100
Healthy
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-08-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~5.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 88 · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 57.5% | 44.5% | |
| Net result | €12k | €16k | |
| Equity | €540k | €425k | |
| Staff costs | €1.40M | €1.13M | |
| Total assets | €939k | €805k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€407k
+18.1%
18-24
€68k
-
18-24
€12k
-
18-24
€61k
-
18-24
€939k
+0.4%
18-24
€540k
-5.7%
18-24
€-107k
+10.8%
18-24
32
+0.6%
18-24
Show 13 other metrics
€1.40M
+7.5%
18-24
€399k
+9.9%
18-24
€399k
+10.6%
18-24
€32k
-
18-24
0.73
+9.7%
18-24
0.73
+9.9%
18-24
57.5%
-6.0%
18-24
0.74
+16.6%
18-24
2.3%
-
18-24
1.3%
-
18-24
3.0%
-
18-24
16.6%
+143.2%
18-24
10.53
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | €407k |
| EBITDA | €68k |
| Net profit | €12k |
| Cash flow | €61k |
| Staff costs | €1.40M |
| Income taxes | - |
| Dividends | - |
| Total assets | €939k |
| Equity | €540k |
| Debt | €399k |
| of which ≤ 1y | €399k |
| of which > 1y | - |
| Working capital | €-107k |
| Employees (FTE) | 31.6 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.73 |
| Quick ratio | 0.73 |
| Working capital ratio | -11.4% |
| Solvency | 57.5% |
| Debt / equity | 0.74 |
| Long-term debt ratio | - |
| Interest coverage | 10.53 |
| Gross margin | 59.1% |
| Net margin | 3.0% |
| ROA | 1.3% |
| ROE | 2.3% |
| EBITDA margin | 16.6% |
| Days sales outstanding | 40d |
| Days payable outstanding | 26d |
| Inventory turnover | 265.15 |
| Days inventory (DSI) | 1d |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €939k |
| Fixed assets | 21/28 | €647k |
| Tangible fixed assets | 22/27 | €646k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €292k |
| Stocks & contracts in progress | 3 | €628 |
| Amounts receivable within one year | 40/41 | €150k |
| Cash & bank | 54/58 | €119k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €939k |
| Equity | 10/15 | €540k |
| Contributions / capital | 10/11 | €28k |
| Accumulated profits (losses) | 14 | €-115k |
| Amounts payable | 17/49 | €399k |
| Amounts payable within one year | 42/48 | €399k |
| Trade debts payable within one year | 44 | €12k |
| Income statement | ||
| Turnover | 70 | €407k |
| Gross operating margin | 9900 | €1.47M |
| Operating result | 9901 | €19k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €12k |
| Net result for the period | 9904 | €12k |
| Result to be appropriated | 9905 | €12k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22076685). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Chloé AllaerDirectorState Gazette act 22076685 (28-06-2022)Current28-06-2022 → present
2 events
- 28-06-2022 Appointed· Director
- 28-06-2022 Appointed· Gestion journalière
-
Fabienne GrignetDirectorState Gazette act 22076685 (28-06-2022)Current28-06-2022 → present
-
Nicolas VanbockestalDirectorState Gazette act 22076685 (28-06-2022)Current28-06-2022 → present
Historic, not recently confirmed (21)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Ummels PascalePrésidenteState Gazette act 19097516 (18-07-2019)Not recently confirmedlast confirmed in an act from 2019
-
Anne Defgnée - DuboisPrésidenteState Gazette act 19077453 (11-06-2019)Not recently confirmedlast confirmed in an act from 2019
-
Christophe BebronneDirectorState Gazette act 19077453 (11-06-2019)Not recently confirmedlast confirmed in an act from 2019
3 events
- 11-06-2019 Appointed· Director
- 13-07-2016 Appointed· Director
- 27-07-2009 Appointed· Membre
-
Davis SossetSecrétaireState Gazette act 19077453 (11-06-2019)Not recently confirmedlast confirmed in an act from 2019
-
Degée MyriamGestion journalièreState Gazette act 19077453 (11-06-2019)Not recently confirmedlast confirmed in an act from 2019
3 events
- 28-06-2022 Resigned· Administrateur délégué à la gestion journalière
- 11-06-2019 Appointed· Gestion journalière
- 27-07-2009 Appointed· Trésorière et gestion journalière
-
Lucie LorenzyTrésorièreState Gazette act 19077453 (11-06-2019)Not recently confirmedlast confirmed in an act from 2019
2 events
- 11-06-2019 Appointed· Trésorière
- 13-07-2016 Appointed· Director
-
PAQUOT JoëlleDirectorState Gazette act 19077453 (11-06-2019)Not recently confirmedlast confirmed in an act from 2019
4 events
- 28-06-2022 Resigned· Director
- 11-06-2019 Appointed· Director
- 13-07-2016 Appointed· Director
- 22-06-2015 Appointed· Administateur
-
Lorenzi LucieTrésorièreState Gazette act 17104348 (18-07-2017)Not recently confirmedlast confirmed in an act from 2017
-
DEFGNEE AnnePrésidenteState Gazette act 16098123 (13-07-2016)Not recently confirmedlast confirmed in an act from 2016
-
DEGEE MyriamGestion journalièreState Gazette act 16098123 (13-07-2016)Not recently confirmedlast confirmed in an act from 2016
-
Dubois AnnePregenteState Gazette act 16098123 (13-07-2016)Not recently confirmedlast confirmed in an act from 2016
-
SOSSET DavidSecrétaireState Gazette act 16098123 (13-07-2016)Not recently confirmedlast confirmed in an act from 2016
2 events
- 18-07-2019 Resigned· Secrétaire
- 13-07-2016 Appointed· Secrétaire
-
VOUE LucieDirectorState Gazette act 16098123 (13-07-2016)Not recently confirmedlast confirmed in an act from 2016
-
Jean Louis FiamettiTreasurerState Gazette act 15088147 (22-06-2015)Not recently confirmedlast confirmed in an act from 2015
-
Bruwier MauriceChairState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
-
Burette LaurenceMembreState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
-
Cahay NicolasSecrétaireState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
-
Lecloux PhilippeMembreState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
-
Pelzer OlivierMembreState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
-
Van Roy JosianePrésidente faisant fonctionState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
-
Verdin OlivierMembreState Gazette act 09107106 (27-07-2009)Not recently confirmedlast confirmed in an act from 2009
Former directors (2)
-
Anne Defgné-DuboisPrésidenteState Gazette act 19097516 (18-07-2019)Former- → 18-07-2019
-
Lucie VouéDirectorState Gazette act 19077453 (11-06-2019)Former11-06-2019 → 18-07-2019
2 events
- 18-07-2019 Resigned· Membre
- 11-06-2019 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
| NACE primary | Kinderdagverblijven en crèches(88911) |
| Legal form | Non-profit association(017) |
| Incorporation | 01-11-1992 |
| Status | Active |
| Postal code | 4140 |
Establishment units
Les Marmots
since 20082.196.520.656
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100D1090/00W000 | Wallonia | 1,361 m² | 1 · 341 m² | 13.5 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
22-08-2025
NBB filing
Annual accounts filed
2024
17-07-2024
NBB filing
Annual accounts filed
12-01-2024
State Gazette act
Statutes amendment
2023
02-07-2023
NBB filing
Annual accounts filed
2022
30-06-2022
NBB filing
Annual accounts filed
28-06-2022
State Gazette act
Director changes
2021
30-07-2021
NBB filing
Annual accounts filed
2020
29-10-2020
NBB filing
Annual accounts filed
2019
25-07-2019
NBB filing
Annual accounts filed
18-07-2019
State Gazette act
Director changes
11-06-2019
State Gazette act
Director changes
2017
18-07-2017
State Gazette act
Director changes
2016
13-07-2016
State Gazette act
Director changes
2015
22-06-2015
State Gazette act
Director changes
2009
27-07-2009
State Gazette act
Director changes
2006
17-07-2006
State Gazette act
Capital & shares
Belgian State Gazette reading coverage
We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 1
17-07-2006
v3.2
All acts · 9
updated 2 years ago
2024
12-01-2024 Articles of association amended
Summary:
v3.2
Technical details
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"legal_form_change": {
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}2022
28-06-2022 4 directors appointed, 2 resigning
- Nicolas Vanbockestal, Bestuurder
- Fabienne Grignet, Bestuurder
- Chloé Allaer, Bestuurder
- Chloé Allaer, Gestion journalière
- Joëlle Paquot, Bestuurder
- Myriam Degée, Administrateur délégué à la gestion journalière
Summary:
v3.2
Technical details
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}2019
18-07-2019 1 director appointed, 3 resigning
- Ummels Pascale, Présidente
- Anne Defgné-Dubois, Présidente
- David Sosset, Secrétaire
- Lucie Voué, Membre
Summary:
v3.2
Technical details
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}11-06-2019 7 directors appointed
- Anne Defgnée - Dubois, Présidente
- Davis Sosset, Secrétaire
- Lucie Lorenzy, Trésorière
- Joëlle Paquot, Bestuurder
- Lucie Voué, Bestuurder
- Christophe Bebronne, Bestuurder
- Myriam Degée, Gestion journalière
Summary:
v3.2
Technical details
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}2017
18-07-2017 Lorenzi Lucie appointed as trésorière
- Lorenzi Lucie, Trésorière
Summary:
v3.2
Technical details
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}2016
13-07-2016 8 directors appointed
- DEFGNEE Anne, Présidente
- SOSSET David, Secrétaire
- VOUE Lucie, Bestuurder
- LORENZY Lucie, Bestuurder
- PAQUOT Joëlle, Bestuurder
- BEBRONNE Christophe, Bestuurder
- DEGEE Myriam, Gestion journalière
- Dubois Anne, Pregente
Summary:
v3.2
Technical details
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},
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}2015
22-06-2015 2 directors appointed
- Paquot Joëlle, Administateur
- Jean Louis Fiametti, Penningmeester
Summary:
v3.2
Technical details
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}2009
27-07-2009 9 directors appointed
- Bruwier Maurice, Voorzitter
- Van Roy Josiane, Présidente faisant fonction
- Cahay Nicolas, Secrétaire
- Degée Myriam, Trésorière et gestion journalière
- Bebronne Christophe, Membre
- Burette Laurence, Membre
- Lecloux Philippe, Membre
- Pelzer Olivier, Membre
Summary:
v3.2
Technical details
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"name": "Cahay Nicolas",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Tr\u00E9sori\u00E8re et gestion journali\u00E8re",
"person": {
"rrn": null,
"name": "Deg\u00E9e Myriam",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Membre",
"person": {
"rrn": null,
"name": "Bebronne Christophe",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Membre",
"person": {
"rrn": null,
"name": "Burette Laurence",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Membre",
"person": {
"rrn": null,
"name": "Lecloux Philippe",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Membre",
"person": {
"rrn": null,
"name": "Pelzer Olivier",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Membre",
"person": {
"rrn": null,
"name": "Verdin Olivier",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0449.268.069",
"name_full": "ASBL \u0022Les Marmots\u0022"
}
}2006
17-07-2006 Transaction in capital or shares
Summary:
v3.2
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0449.268.069",
"name_full": "ASBL \u0022LES MARMOTS\u0022"
}
}Credit advice
Company registry (CBE)
Activities
Kinderdagverblijven, onthaalmoeders en overige kinderopvang, ook indien voor gehandicapte kinderen85321Kinderdagverblijven en crèches88911
Primary activity highlighted.
Names & trade names
| Legal nameFR | Les Marmots |
Registered office
Rue du Centre 117
4140 Sprimont, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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