LEMMA INTERNATIONAL
ActiveThe annual accounts of LEMMA INTERNATIONAL for fiscal year 2025 show a net loss of 64% of total assets and of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €6k and a net result of €-11k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 16974 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency60▼-29
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.45 against 2.61 in 2024; short-term debt: 64.9% and cash: 46.6% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
-64%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
on the day
2022
3 d late
2021
3 d late
2020
4 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 64.6%
2024 · €17k
2019: €13k
2020: €23k
2021: €23k
2022: €21k
2023: €28k
2024: €17k
2019 → 2025
Total assets
€17k▼ 35.8%
2024 · €27k
2019: €67k
2020: €70k
2021: €34k
2022: €33k
2023: €39k
2024: €27k
2019 → 2025
Net result
€-11k▼ 2.9%
2024 · €-11k
2019: €15k
2020: €10k
2021: €-435
2022: €-1k
2023: €7k
2024: €-11k
2019 → 2025
Working capital
€5k▼ 67.3%
2024 · €16k
2019: €6k
2020: €22k
2021: €21k
2022: €20k
2023: €27k
2024: €16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€21k▼ 5.4%€28k▲ 30.7%€17k▼ 38.5%€6k▼ 64.6%
Operating result€716-€-170€11k€-10k€-11k▼ 5.4%
Net result€-435-€-1k▼ 184%€7k€-11k€-11k▼ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€1k▼ 46.6%
Current assets
€16k▼ 34.9%
Equity and liabilities €17k
Equity
€6k▼ 64.6%
Debt
€11k▲ 14.6%
The debt ratio rises from 36.4% to 64.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €-9k
Cash flow
€-10k▼
2024 · €-10k
Solvency
35.1%▼
2024 · 63.6%
Current ratio
1.45▼
2024 · 2.61
Quick ratio
1.45▼
2024 · 2.61
Debt / equity
1.85▲
2024 · 0.57
ROE
-182.2%▼
2024 · -62.7%
ROA
-64.0%▼
2024 · -39.9%
Interest coverage
-40.14▼
2024 · -23.18
Debt
€11k▲
2024 · €10k
Debt ≤ 1 year
€11k▲
2024 · €10k
Income taxes
€214▼
2024 · €259
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€17k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€25k€16k▼
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€6k€1k▼
Other amounts receivable41€703€6k▲
Cash at bank and in hand54/58€18k€8k▼
Deferred charges and accrued income490/1€383€729▲
Equity and liabilities
Total equity and liabilities10/49€27k€17k▼
Equity10/15€17k€6k▼
Contributions10/11€6k€6k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€3k€-8k▼
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€470€4k▲
Taxes450/3€470€4k▲
Other amounts payable47/48€6k€6k▼
Accrued charges and deferred income492/3€213-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€895▼
Other operating charges640/8€826€387▼
Gross operating margin9900€-8k€-9k▼
Operating profit (loss)9901€-10k€-11k▼
Financial income75/76B€26€72▲
Recurring financial income75€26€72▲
Financial charges65/66B€392€245▼
Recurring financial charges65€392€245▼
Profit (loss) for the period before taxes9903€-11k€-11k▼
Income taxes67/77€259€214▼
Profit (loss) for the period9904€-11k€-11k▼
Profit (loss) for the period to be appropriated9905€-11k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-8k▼
Profit (loss) brought forward from the previous period14P€14k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
03-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Haernestraat 2011040 EtterbeekGround area
959 m²
Building footprint
294 m²
Volume, LiDAR
1,626 m³
2 parcels, Brussels, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de l'Europe 38, 1330 Rixensart
since 20022.098.952.118
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091A0522/00B002 | Wallonia | 804 m² | 1 · 208 m² | 5.1 m · 1 fl. |
| 21363B0406/00W024 | Brussels | 154 m² | 1 · 86 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 7,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2001
Fiscal year end31-03
Abbreviation FR
LEMMA
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.