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Lejofin

Active
Private limited companyfounded 200917 yrs activeDiksmuidse Heirweg 117, 8210 Zedelgem, BelgiumKBO/BCE: BE 0815.871.651
Summary

Lejofin has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €37k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 39.79 against 3.52 in 2024; short-term debt: 2% and cash: 10.7% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.3%
Return on assets
13.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
10 d late
2023
1 d early
2022
1 d early
2021
1 d late
2020
28 d late
2019
34 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€130k
EBIT margin
44.5%
Net result
€37k▼ 25.9%
2024 · €50k
2019: €52k 2020: €49k 2021: €50k 2022: €43k 2023: €43k 2024: €50k
2019 → 2025
Working capital
€214k▲ 31.0%
2024 · €163k
2019: €83k 2020: €131k 2021: €173k 2022: €214k 2023: €240k 2024: €163k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€130k
Equity€181k-€221k▲ 22.5%€248k▲ 12.0%€223k▼ 10.0%€260k▲ 16.4%
Operating result€66k-€58k▼ 13.1%€62k▲ 7.8%€69k▲ 11.1%€47k▼ 32.4%
Net result€50k-€43k▼ 13.2%€43k▼ 1.0%€50k▲ 15.1%€37k▼ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €66k€66kNet result 2021: €50k€50kOperating result 2022: €58k€58kNet result 2022: €43k€43kOperating result 2023: €62k€62kNet result 2023: €43k€43kOperating result 2024: €69k€69kNet result 2024: €50k€50kOperating result 2025: €47k€47kNet result 2025: €37k€37k20212022202320242025€0€20k€40k€60kOperating result 2023: €62k€62kNet result 2023: €43k€43kOperating result 2024: €69k€69kNet result 2024: €50k€50kOperating result 2025: €47k€47kNet result 2025: €37k€37k202320242025
The operating result falls in 2025; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets €50k ▼ 16.3%
Current assets €220k ▼ 3.8%
Equity and liabilities €270k
Equity €260k ▲ 16.4%
Debt €10k ▼ 84.8%
Debt's share of the balance-sheet total falls from 22.5% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€60k
2024 · €72k
Cash flow
€50k
2024 · €52k
Current ratio
39.79
2024 · 3.52
Debt to equity
0.04
2024 · 0.29
ROE
14.1%
2024 · 22.2%
ROA
13.6%
2024 · 17.2%
Interest coverage
1192.97
2024 · 1580.27
Debt ≤ 1 year
€6k
2024 · €65k
Income taxes
€15k
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€288k€270k
Fixed assets21/28€60k€50k
Tangible fixed assets22/27€60k€50k
Furniture and vehicles24€57k€45k
Other tangible fixed assets26€2k€5k
Current assets29/58€228k€220k
Amounts receivable after more than one year29€87k€70k
Other amounts receivable291€87k€70k
Amounts receivable within one year40/41€50k€39k
Trade receivables40€12k€9k
Other amounts receivable41€39k€30k
Current investments50/53€82k€80k
Cash at bank and in hand54/58€8k€29k
Deferred charges and accrued income490/1€417€2k
Equity and liabilities
Total equity and liabilities10/49€288k€270k
Equity10/15€223k€260k
Contributions10/11€1€1=
Reserves13€223k€260k
Distributable reserves133€223k€260k
Amounts payable17/49€65k€10k
Amounts payable within one year42/48€65k€6k
Trade debts44€8k€2k
Suppliers440/4€8k€2k
Taxes, remuneration and social security45€10k€3k
Taxes450/3€10k€3k
Other amounts payable47/48€47k€176
Accrued charges and deferred income492/3€98€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€13k
Other operating charges640/8€594€733
Non-recurring operating charges66A€1k-
Gross operating margin9900€74k€61k
Operating profit (loss)9901€69k€47k
Financial income75/76B€6k€5k
Recurring financial income75€6k€5k
Financial charges65/66B€46€50
Recurring financial charges65€46€50
Profit (loss) for the period before taxes9903€75k€52k
Income taxes67/77€26k€15k
Profit (loss) for the period9904€50k€37k
Profit (loss) for the period to be appropriated9905€50k€37k
Appropriation of the result
Profit (loss) to be appropriated9906€50k€37k
Transfer from equity791/2€77k-
Transfer to equity691/2€50k€37k
To other reserves6921€50k€37k
Profit to be distributed694/7€77k-
Return on contributions (dividend)694€77k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial Weakest financial yearnet €37k ▼25.9%
Net result drops to €37k, the lowest in the series.
30-06
Financial Liquidity times 11current ratio 39.79
Current ratio from 3.52 to 39.79; short-term debt falls from €65k to €6k.
10-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Equity above €200kEq €221k ▲22.5%
4 profitable years in a row build equity to €221k.
01-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial Equity above €150kEq €181k ▲32.4%
3 profitable years in a row build equity to €181k.
28-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-06
Financial Equity above €100kEq €136k ▲50.1%
2 profitable years in a row build equity to €136k.
05-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
Show earlier events
2019
26-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Diksmuidse Heirweg 1178210 Zedelgem
Ground area
4,999 m²
Building footprint
255 m²
Volume, LiDAR
1,082 m³
Parcel 31040B0041/00E000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lejofin
Diksmuidse Heirweg 117, 8210 ZedelgemFinancial service activities, except insurance and pension funding
since 20092.179.393.723
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31040B0041/00E000 Flanders 4,999 m² 1 · 255 m² 7.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-06-2009
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.