LEFCLI-IMMO
ActiveSummary
The annual accounts of LEFCLI-IMMO for fiscal year 2025 show a net loss of 93% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-24k. Equity is shrinking by ~23.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 20% of 37953 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency26▼-18
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.03 against 0.16 in 2024; short-term debt: 98.7% and cash: 2% of total assets), and 98.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
-17.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
1819202122232425
2018 to 2025 · latest year €-24k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 37953 sector peers (2024).
NBB · sector comparisonPosition among 37953 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
55 d late
2024
9 d early
2023
on the day
2022
58 d early
2021
57 d early
2020
53 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 93.2%
2024 · €26k
2018: €84k
2019: €84k▲ +0.3% vs 2018highest in 8 years
2020: €83k▼ -1.5% vs 2019
2021: €43k▼ -47.9% vs 2020
2022: €50k▲ +17.1% vs 2021
2023: €47k▼ -6.7% vs 2022
2024: €26k▼ -45.2% vs 2023
2025: €2k▼ -93.2% vs 2024lowest in 8 years
2018 → 2025
Total assets
€135k▼ 0.3%
2024 · €135k
2018: €180khighest in 8 years
2019: €170k▼ -5.2% vs 2018
2020: €159k▼ -6.7% vs 2019
2021: €157k▼ -1.0% vs 2020
2022: €154k▼ -2.3% vs 2021
2023: €150k▼ -2.1% vs 2022
2024: €135k▼ -10.2% vs 2023
2025: €135k▼ -0.3% vs 2024lowest in 8 years
2018 → 2025
Net result
€-24k▼ 12.9%
2024 · €-21k
2018: €4k
2019: €234▼ -93.8% vs 2018
2020: €-1k▼ -623% vs 2019
2021: €3k▲ +374% vs 2020
2022: €7k▲ +119% vs 2021highest in 8 years
2023: €-3k▼ -146% vs 2022
2024: €-21k▼ -534% vs 2023
2025: €-24k▼ -12.9% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-129k▼ 39.7%
2024 · €-92k
2018: €-80k
2019: €-78k▲ +3.6% vs 2018
2020: €-66k▲ +14.7% vs 2019highest in 8 years
2021: €-93k▼ -40.8% vs 2020
2022: €-87k▲ +6.2% vs 2021
2023: €-86k▲ +1.4% vs 2022
2024: €-92k▼ -7.1% vs 2023
2025: €-129k▼ -39.7% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€50k▲ 17.1%€47k▼ 6.7%€26k▼ 45.2%€2k▼ 93.2%
2021: €43k
2022: €50k▲ +17.1% vs 2021highest in 5 years
2023: €47k▼ -6.7% vs 2022
2024: €26k▼ -45.2% vs 2023
2025: €2k▼ -93.2% vs 2024lowest in 5 years
Operating result€6k-€11k▲ 98.2%€2k▼ 79.1%€-21k€-24k▼ 13.7%
2021: €6k
2022: €11k▲ +98.2% vs 2021highest in 5 years
2023: €2k▼ -79.1% vs 2022
2024: €-21k▼ -1018% vs 2023
2025: €-24k▼ -13.7% vs 2024lowest in 5 years
Net result€3k-€7k▲ 119%€-3k€-21k▼ 534%€-24k▼ 12.9%
2021: €3k
2022: €7k▲ +119% vs 2021highest in 5 years
2023: €-3k▼ -146% vs 2022
2024: €-21k▼ -534% vs 2023
2025: €-24k▼ -12.9% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €21k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€131k ▲ 10.7%
Current assets
€4k ▼ 76.9%
Equity and liabilities €135k
Equity
€2k ▼ 93.2%
Debt
€133k ▲ 21.6%
Debt's share of the balance-sheet total rises from 80.9% to 98.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-14k▼
2024 · €-11k
Cash flow
€-14k▼
2024 · €-11k
Current ratio
0.03▼
2024 · 0.16
Debt to equity
76.00▲
2024 · 4.23
ROA
-17.9%▼
2024 · -15.8%
Interest coverage
-300.29▼
2024 · -192.61
Debt ≤ 1 year
€133k▲
2024 · €109k
A ratio outside any meaningful range has been withheld (balance sheet total €135k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€135k▼
Fixed assets21/28€118k€131k▲
Tangible fixed assets22/27€118k€131k▲
Land and buildings22€109k€123k▲
Other tangible fixed assets26€9k€8k▼
Current assets29/58€17k€4k▼
Cash at bank and in hand54/58€14k€3k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€135k€135k▼
Equity10/15€26k€2k▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€1k€-23k▼
Amounts payable17/49€109k€133k▲
Amounts payable within one year42/48€109k€133k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€103k€132k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€-8k€-11k▼
Operating profit (loss)9901€-21k€-24k▼
Financial charges65/66B€59€46▼
Recurring financial charges65€59€46▼
Profit (loss) for the period before taxes9903€-21k€-24k▼
Income taxes67/77€130-
Profit (loss) for the period9904€-21k€-24k▼
Profit (loss) for the period to be appropriated9905€-21k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-23k▼
Profit (loss) brought forward from the previous period14P€2k€1k▼
Transfer from equity791/2€20k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €15k | €15k | €10k | €10k | ▲ 2.8% |
| Other operating charges640/8 | €2k | €2k | €2k | €3k | €3k | ▲ 3.1% |
| Gross operating margin9900 | €20k | €28k | €20k | €-8k | €-11k | ▼ 30.0% |
| Operating profit (loss)9901 | €6k | €11k | €2k | €-21k | €-24k | ▼ 13.7% |
| Financial charges65/66B | €180 | €379 | €102 | €59 | €46 | ▼ 21.0% |
| Recurring financial charges65 | €180 | €379 | €102 | €59 | €46 | ▼ 21.0% |
| Profit (loss) for the period before taxes9903 | €5k | €11k | €2k | €-21k | €-24k | ▼ 13.6% |
| Income taxes67/77 | €2k | €3k | €6k | €130 | - | - |
| Profit (loss) for the period9904 | €3k | €7k | €-3k | €-21k | €-24k | ▼ 12.9% |
| Profit (loss) for the period to be appropriated9905 | €3k | €7k | €-3k | €-21k | €-24k | ▼ 12.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €157k | €154k | €150k | €135k | €135k | ▼ 0.3% |
| Fixed assets21/28 | €136k | €138k | €133k | €118k | €131k | ▲ 10.7% |
| Tangible fixed assets22/27 | €136k | €138k | €133k | €118k | €131k | ▲ 10.7% |
| Land and buildings22 | €135k | €127k | €118k | €109k | €123k | ▲ 12.5% |
| Furniture and vehicles24 | - | €11k | €5k | - | - | - |
| Other tangible fixed assets26 | €886 | €231 | €10k | €9k | €8k | ▼ 11.8% |
| Current assets29/58 | €21k | €16k | €17k | €17k | €4k | ▼ 76.9% |
| Amounts receivable within one year40/41 | - | €1k | €3k | - | - | - |
| Trade receivables40 | - | €1k | €3k | - | - | - |
| Other amounts receivable41 | - | - | €319 | - | - | - |
| Cash at bank and in hand54/58 | €21k | €15k | €13k | €14k | €3k | ▼ 80.2% |
| Deferred charges and accrued income490/1 | - | - | €749 | €3k | €1k | ▼ 63.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €157k | €154k | €150k | €135k | €135k | ▼ 0.3% |
| Equity10/15 | €43k | €50k | €47k | €26k | €2k | ▼ 93.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €6k | €6k | €26k | €6k | €6k | = |
| Non-distributable reserves130/1 | €6k | €6k | - | - | - | - |
| Reserves not available under the articles1311 | €6k | €6k | - | - | - | - |
| Distributable reserves133 | - | - | €26k | €6k | €6k | = |
| Profit (loss) carried forward14 | €18k | €26k | €2k | €1k | €-23k | ▼ 2,317% |
| Amounts payable17/49 | €114k | €103k | €103k | €109k | €133k | ▲ 21.6% |
| Amounts payable within one year42/48 | €114k | €103k | €103k | €109k | €133k | ▲ 21.6% |
| Trade debts44 | - | €468 | €3k | €2k | - | - |
| Suppliers440/4 | - | €468 | €3k | €2k | - | - |
| Taxes, remuneration and social security45 | €2k | €3k | €8k | €4k | €1k | ▼ 65.0% |
| Taxes450/3 | €2k | €3k | €8k | €4k | €1k | ▼ 65.0% |
| Other amounts payable47/48 | €112k | €100k | €93k | €103k | €132k | ▲ 27.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €7k | €-3k | €-21k | €-24k | ▼ 12.9% |
| + Depreciation and write-downs630 | €13k | €15k | €15k | €10k | €10k | ▲ 2.8% |
| Operating cash flow (approximation) | €16k | €22k | €12k | €-11k | €-14k | ▼ 21.6% |
| Investment in fixed assets (approximation) | - | €-16k | €-10k | €5k | €-23k | ▼ 520% |
| Change in cash | - | €-6k | €-1k | €448 | €-11k | ▼ 2,543% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
2025
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €7k ▲119%
Operating result €11k, net result €7k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2022
Ground area
652 m²
Building footprint
67 m²
Volume, LiDAR
449 m³
Parcel 55020C0139/00Z008, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lefcli-Immo
since 20222.325.473.050
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0139/00Z008 | Wallonia | 652 m² | 1 · 67 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 33,169 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
71209Other technical testing and analysis
Contact
E-mail
s.i.e@skynet.be
Phone
+32475441745
Scores and ratios are computed by Checked and are not a credit decision.