Summary
LEF SOLUTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.51M and a net result of €138k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 5527 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 d early
2024
121 d early
2023
69 d early
2022
50 d early
2021
126 d early
2020
125 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.51M▲ 10.0%
2024 · €1.38M
2020: €622k
2021: €758k
2022: €951k
2023: €1.25M
2024: €1.38M
2020 → 2025
Net result
€138k▲ 10.5%
2024 · €125k
2020: €572k
2021: €136k
2022: €193k
2023: €302k
2024: €125k
2020 → 2025
Total assets
€2.19M▲ 1.3%
2024 · €2.16M
2020: €1.30M
2021: €1.22M
2022: €1.30M
2023: €2.18M
2024: €2.16M
2020 → 2025
Solvency
69.1%▲ 5.5pp
2024 · 63.6%
2020: 48.0%
2021: 62.0%
2022: 73.4%
2023: 57.5%
2024: 63.6%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€758k-€951k▲ 25.5%€1.25M▲ 31.7%€1.38M▲ 9.9%€1.51M▲ 10.0%
Operating result€-5k-€-5k▼ 1.8%€-57k▼ 1,036%€169k€222k▲ 31.2%
Net result€136k-€193k▲ 42.5%€302k▲ 56.6%€125k▼ 58.6%€138k▲ 10.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.19M
Fixed assets
€1.91M ▼ 0.9%
Current assets
€276k ▲ 19.4%
Equity and liabilities €2.19M
Equity
€1.51M ▲ 10.0%
Debt
€676k ▼ 14.1%
Debt's share of the balance-sheet total falls from 36.4% to 30.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.1%▲
2024 · 9.1%
ROA
6.3%▲
2024 · 5.8%
Debt ≤ 1 year
€129k▼
2024 · €145k
Debt > 1 year
€547k▼
2024 · €642k
Income taxes
€58k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.19M▲
Fixed assets21/28€1.93M€1.91M▼
Tangible fixed assets22/27€829k€812k▼
Land and buildings22€827k€810k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€1.10M€1.10M=
Current assets29/58€231k€276k▲
Amounts receivable after more than one year29€162k€0▼
Other amounts receivable291€162k€0▼
Amounts receivable within one year40/41€0€126▲
Trade receivables40€0-
Other amounts receivable41€0€126▲
Cash at bank and in hand54/58€67k€274k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.19M▲
Equity10/15€1.38M€1.51M▲
Contributions10/11€50k€50k=
Reserves13€1.33M€1.46M▲
Distributable reserves133€1.33M€1.46M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€787k€676k▼
Amounts payable after more than one year17€642k€547k▼
Financial debts170/4€642k€547k▼
Amounts payable within one year42/48€145k€129k▼
Current portion of amounts payable after more than one year42€123k€95k▼
Trade debts44€137€72▼
Suppliers440/4€137€72▼
Taxes, remuneration and social security45€20k€34k▲
Taxes450/3€17k€31k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€605€598▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€187k€240k▲
Operating profit (loss)9901€169k€222k▲
Financial income75/76B€2k€990▼
Recurring financial income75€2k€990▼
Financial charges65/66B€28k€26k▼
Recurring financial charges65€28k€26k▼
Profit (loss) for the period before taxes9903€143k€196k▲
Income taxes67/77€18k€58k▲
Profit (loss) for the period9904€125k€138k▲
Profit (loss) for the period to be appropriated9905€125k€138k▲
Appropriation of the result
Profit (loss) to be appropriated9906€125k€138k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€125k€138k▲
To other reserves6921€125k€138k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet €125k ▼58.6%
Net result drops to €125k, the lowest in the series; recovery starts the following year.
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.25M ▲31.7%
4 profitable years in a row build equity to €1.25M.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.85 to 1.78; short-term debt falls from €139k to €108k.
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2018
Ground area
2,638 m²
Building footprint
144 m²
Volume, LiDAR
718 m³
Parcel 36012B0560/00D000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LEF SOLUTIONS
since 20182.283.432.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012B0560/00D000 | Flanders | 2,638 m² | 1 · 144 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,764. 11,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2018
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
68310Real estate agency activities
73300Public relations and communication consultancy
74120Graphic design and visual communication
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.