LEANDRO
ActiveSummary
The computed 12-month bankruptcy probability of LEANDRO is 1.9% (moderate). The 2025 annual accounts show equity of €21k and a net result of €9k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 32% of 11322 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78=
Solvency44▲+10
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.01 in 2024; short-term debt: 81.3% and cash: 19.4% of total assets), and 81.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 67.2%
2024 · €13k
2022: €15k
2023: €2k
2024: €13k
2022 → 2025
Total assets
€113k▼ 22.4%
2024 · €146k
2022: €180k
2023: €184k
2024: €146k
2022 → 2025
Net result
€9k▼ 21.0%
2024 · €11k
2022: €-307
2023: €-13k
2024: €11k
2022 → 2025
Working capital
€8k▲ 629%
2024 · €1k
2022: €18k
2023: €-5k
2024: €1k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€2k▼ 87.1%€13k▲ 568%€21k▲ 67.2%
Operating result€3k-€-8k€14k€12k▼ 11.5%
Net result€-307-€-13k▼ 4,063%€11k€9k▼ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€14k ▼ 24.4%
Current assets
€99k ▼ 22.1%
Equity and liabilities €113k
Equity
€21k ▲ 67.2%
Debt
€92k ▼ 31.0%
Debt's share of the balance-sheet total falls from 91.3% to 81.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €21k
Cash flow
€15k▼
2024 · €18k
Current ratio
1.08▲
2024 · 1.01
Quick ratio
0.58▼
2024 · 0.62
Debt to equity
4.33▼
2024 · 10.50
ROE
40.2%▼
2024 · 85.0%
ROA
7.5%▲
2024 · 7.4%
Interest coverage
18.63▲
2024 · 6.68
Debt ≤ 1 year
€92k▼
2024 · €127k
Income taxes
€3k
Staff costs
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€146k€113k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€15k€10k▼
Land and buildings22€8k€6k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€3k€970▼
Financial fixed assets28€3k€3k=
Current assets29/58€128k€99k▼
Stocks and contracts in progress3€50k€47k▼
Stocks30/36€50k€47k▼
Amounts receivable within one year40/41€56k€30k▼
Trade receivables40€56k€30k▼
Cash at bank and in hand54/58€21k€22k▲
Deferred charges and accrued income490/1€645€1k▲
Equity and liabilities
Total equity and liabilities10/49€146k€113k▼
Equity10/15€13k€21k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-2k€6k▲
Amounts payable17/49€133k€92k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€127k€92k▼
Current portion of amounts payable after more than one year42€9k€6k▼
Financial debts43€19k€772▼
Credit institutions430/8€19k€772▼
Trade debts44€27k€27k▲
Suppliers440/4€27k€27k▲
Advances received on contracts in progress46€6k€2k▼
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€53k€42k▼
Income statement
Code20242025
Remuneration, social security and pensions62€13k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€20k
Other operating charges640/8€850€272▼
Gross operating margin9900€34k€54k▲
Operating profit (loss)9901€14k€12k▼
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€3k€996▼
Recurring financial charges65€3k€996▼
Profit (loss) for the period before taxes9903€11k€11k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€6k▲
Profit (loss) brought forward from the previous period14P€-13k€-2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwen Dijk 33520 ZonhovenGround area
2,445 m²
Building footprint
240 m²
Volume, LiDAR
2,413 m³
2 parcels, Flanders · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
LEANDRO
since 20212.314.796.221
Leandro
since 20262.389.125.836
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0510/00H015 | Flanders | 1,658 m² | 1 · 140 m² | 16.9 m · 5 fl. |
| 71442D0112/00R003 | Flanders | 788 m² | 1 · 100 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.314.796.221
Similar companies · same sector, comparable size
Wij-n-bouw
BE 0758.712.917
Gent · Eq €21,488
Viniola
BE 0792.154.260
Londerzeel · Eq €20,665
HOOGDAG
BE 0783.898.273
Ledegem · Eq €20,600
VINO SE - MA
BE 0757.694.714
Lichtervelde · Eq €20,171
Wine And Joy
BE 0627.896.143
Grez-Doiceau · Eq €22,624
Of 1,050 companies in sector 46341 we hold annual accounts for 534. 317 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47279Other retail sale of food
41001General construction of residential buildings
43211General electrical installation work
43331Floor and wall tiling
46349Wholesale of beverages, general range
47251Retail sale of wines and spirits
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.