LEA INVEST
ActiveSummary
LEA INVEST has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €13k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+26
Solvency85▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.71 in 2024; short-term debt: 16.3% and cash: 1% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
5.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
on the day
2023
6 d early
2022
7 d early
2021
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 10.0%
2024 · €127k
2021: €31k
2022: €97k
2023: €115k
2024: €127k
2021 → 2025
Total assets
€232k▼ 0.8%
2024 · €234k
2021: €95k
2022: €260k
2023: €249k
2024: €234k
2021 → 2025
Net result
€13k▲ 12.0%
2024 · €11k
2021: €11k
2022: €66k
2023: €18k
2024: €11k
2021 → 2025
Working capital
€-18k▼ 84.6%
2024 · €-10k
2021: €-29k
2022: €-4k
2023: €-3k
2024: €-10k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€97k▲ 217%€115k▲ 18.8%€127k▲ 9.8%€139k▲ 10.0%
Operating result€14k-€47k▲ 223%€30k▼ 36.4%€21k▼ 30.8%€23k▲ 11.0%
Net result€11k-€66k▲ 527%€18k▼ 72.6%€11k▼ 37.9%€13k▲ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€212k ▲ 1.1%
Current assets
€19k ▼ 18.3%
Equity and liabilities €232k
Equity
€139k ▲ 10.0%
Debt
€93k ▼ 13.7%
Debt's share of the balance-sheet total falls from 45.9% to 40.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k
Cash flow
€13k
Current ratio
0.52▼
2024 · 0.71
Debt to equity
0.67▼
2024 · 0.85
ROE
9.1%▲
2024 · 8.9%
ROA
5.5%▲
2024 · 4.8%
Interest coverage
7.12
Debt ≤ 1 year
€38k▲
2024 · €34k
Debt > 1 year
€55k▼
2024 · €74k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€234k€232k▼
Fixed assets21/28€210k€212k▲
Tangible fixed assets22/27-€2k
Other tangible fixed assets26-€2k
Financial fixed assets28€210k€210k=
Current assets29/58€24k€19k▼
Amounts receivable within one year40/41€22k€17k▼
Trade receivables40€19k€17k▼
Other amounts receivable41€3k€95▼
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€234k€232k▼
Equity10/15€127k€139k▲
Contributions10/11€20k€20k=
Reserves13€106k€119k▲
Distributable reserves133€106k€119k▲
Profit (loss) carried forward14€524€193▼
Amounts payable17/49€107k€93k▼
Amounts payable after more than one year17€74k€55k▼
Financial debts170/4€74k€55k▼
Amounts payable within one year42/48€34k€38k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€8k€15k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€4k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€146
Other operating charges640/8€467€480▲
Gross operating margin9900€21k€23k▲
Operating profit (loss)9901€21k€23k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€17k€20k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€11k€13k▲
Profit (loss) for the period to be appropriated9905€11k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▲
Profit (loss) brought forward from the previous period14P€1k€524▼
Transfer to equity691/2€12k€13k▲
To other reserves6921€12k€13k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €115k ▲18.8%
3 profitable years in a row build equity to €115k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €66k ▲527%
Operating result €47k, net result €66k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Angoussart 481301 WavreGround area
1,866 m²
Building footprint
148 m²
Volume, LiDAR
922 m³
Parcel 25006B0223/00F000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEA INVEST
since 20212.317.014.650
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006B0223/00F000 | Wallonia | 1,866 m² | 1 · 148 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INDUMATIC
BE 0442.400.964
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Winston
BE 0760.936.690
Assenede · Eq €139,174
Stone Consulting Solutions
BE 0758.527.033
Namur · Eq €139,161
DENEFFE CONSULTING
BE 0661.792.891
Overijse · Eq €139,228
SALESTECK
BE 0755.894.868
Ans · Eq €139,234
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,878 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:baptistevanderbecken@gmail.com