LE TEMPS JADIS & DECOMBRES SERVICES
ActiveThe computed 12-month bankruptcy probability of LE TEMPS JADIS & DECOMBRES SERVICES is 2.0% (moderate). The 2025 annual accounts show equity of €223k and a net result of €86k. Equity is growing by ~40% per year across the filed fiscal years. Its solvency ranks better than 70% of 18040 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+15
Solvency84▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.67 in 2024; short-term debt: 37.9% and cash: 28% of total assets), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
14 d late
2024
26 d late
2023
23 d late
2022
49 d late
2021
29 d late
2020
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€223k▲ 47.0%
2024 · €151k
2020: €41k
2021: €67k
2022: €81k
2023: €151k
2024: €151k
2020 → 2025
Total assets
€381k▲ 24.9%
2024 · €305k
2020: €226k
2021: €212k
2022: €222k
2023: €276k
2024: €305k
2020 → 2025
Net result
€86k▲ 158%
2024 · €33k
2020: €11k
2021: €27k
2022: €14k
2023: €70k
2024: €33k
2020 → 2025
Working capital
€181k▲ 75.9%
2024 · €103k
2020: €-43k
2021: €28k
2022: €33k
2023: €97k
2024: €103k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€81k▲ 20.7%€151k▲ 85.9%€151k▲ 0.3%€223k▲ 47.0%
Operating result€37k-€25k▼ 32.8%€99k▲ 299%€48k▼ 51.7%€117k▲ 143%
Net result€27k-€14k▼ 47.7%€70k▲ 402%€33k▼ 52.1%€86k▲ 158%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 143% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381k
Fixed assets
€56k▲ 13.9%
Current assets
€325k▲ 27.0%
Equity and liabilities €381k
Equity
€223k▲ 47.0%
Debt
€158k▲ 3.0%
The debt ratio falls from 50.3% to 41.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€144k▲
2024 · €71k
Cash flow
€114k▲
2024 · €56k
Solvency
58.5%▲
2024 · 49.7%
Current ratio
2.25▲
2024 · 1.67
Quick ratio
1.33▲
2024 · 0.56
Debt / equity
0.71▼
2024 · 1.01
ROE
38.7%▲
2024 · 22.1%
ROA
22.7%▲
2024 · 11.0%
Interest coverage
68.05▲
2024 · 26.73
Debt
€158k▲
2024 · €153k
Debt ≤ 1 year
€144k▼
2024 · €153k
Debt > 1 year
€14k
Income taxes
€28k▲
2024 · €12k
Staff costs
€78k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€305k€381k▲
Fixed assets21/28€49k€56k▲
Intangible fixed assets21€22k€9k▼
Tangible fixed assets22/27€27k€47k▲
Land and buildings22-€3k
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€9k€4k▼
Leasing and similar rights25-€26k
Other tangible fixed assets26€16k€12k▼
Financial fixed assets28€200€200=
Current assets29/58€256k€325k▲
Stocks and contracts in progress3€170k€133k▼
Stocks30/36€170k€133k▼
Amounts receivable within one year40/41€51k€71k▲
Trade receivables40€19k€57k▲
Other amounts receivable41€31k€14k▼
Cash at bank and in hand54/58€21k€106k▲
Deferred charges and accrued income490/1€14k€14k▲
Equity and liabilities
Total equity and liabilities10/49€305k€381k▲
Equity10/15€151k€223k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€121k€193k▲
Amounts payable17/49€153k€158k▲
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€153k€144k▼
Current portion of amounts payable after more than one year42€8k€15k▲
Trade debts44€68k€85k▲
Suppliers440/4€68k€85k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€42k€30k▼
Taxes450/3€30k€21k▼
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€33k€15k▼
Accrued charges and deferred income492/3€23-
Income statement
Code20242025
Remuneration, social security and pensions62€95k€78k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Other operating charges640/8€20k€19k▼
Gross operating margin9900€185k€242k▲
Operating profit (loss)9901€48k€117k▲
Financial income75/76B€32€40▲
Recurring financial income75€32€40▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€45k€114k▲
Income taxes67/77€12k€28k▲
Profit (loss) for the period9904€33k€86k▲
Profit (loss) for the period to be appropriated9905€33k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€154k€208k▲
Profit (loss) brought forward from the previous period14P€121k€121k▲
Profit to be distributed694/7€33k€15k▼
Return on contributions (dividend)694€33k€15k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Highest result since 2020net €86k ▲158%
Operating result €117k, net result €86k, both a record.
31-12
Financial
Equity above €200kEq €223k ▲47%
6 profitable years in a row build equity to €223k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Equity above €150kEq €151k ▲85.9%
4 profitable years in a row build equity to €151k.
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Perwez, Gd-L. 1195031 GemblouxGround area
7,437 m²
Building footprint
663 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Rue de Perwez, Gd-L. 119, 5031 Gembloux
since 20192.293.669.324
LE TEMPS JADIS & DECOMBRES SERVICES
since 20222.365.908.786
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52024B0416/00L000 | Wallonia | 6,786 m² | 1 · 495 m² | - |
| 92056A0249/00F000 | Wallonia | 651 m² | 1 · 167 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUSSELS DESIGN MARKET
BE 0834.293.139
Elsene · Eq €229k
ROGER INVEST
BE 0526.853.322
Merbes-le-Château · Eq €230k
CAP 43
BE 0863.241.701
Braine-l'Alleud · Eq €216k
HBL METAUX
BE 0799.229.619
Soumagne · Eq €214k
HDLV
BE 0898.510.505
Elsene · Eq €233k
Of 909 companies in sector 47793 we hold annual accounts for 161. 109 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2019
Fiscal year end31-12
Activities, NACEBEL
47793Retail sale of other second-hand goods, excluding clothing
46150Agents in the wholesale of furniture, household goods and hardware
46820Wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
49420Removal services
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.