Le Money
ActiveSummary
Le Money has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378k and a net result of €30k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 10.9 in 2024; short-term debt: 15.5% and cash: 14.1% of total assets), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
31 d late
2023
61 d late
2022
13 d early
2021
18 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€378k▲ 8.8%
2024 · €348k
2018: €280k
2019: €283k
2020: €231k
2021: €188k
2022: €212k
2023: €278k
2024: €348k
2018 → 2025
Total assets
€447k▲ 23.2%
2024 · €363k
2018: €414k
2019: €352k
2020: €278k
2021: €266k
2022: €326k
2023: €349k
2024: €363k
2018 → 2025
Net result
€30k▼ 56.4%
2024 · €70k
2018: €-1k
2019: €3k
2020: €-51k
2021: €7k
2022: €108k
2023: €66k
2024: €70k
2018 → 2025
Working capital
€134k▼ 11.1%
2024 · €151k
2018: €179k
2019: €173k
2020: €115k
2021: €53k
2022: €18k
2023: €45k
2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€212k▲ 12.8%€278k▲ 31.2%€348k▲ 25.1%€378k▲ 8.8%
Operating result€8k-€122k▲ 1,384%€100k▼ 17.6%€106k▲ 6.0%€43k▼ 59.4%
Net result€7k-€108k▲ 1,489%€66k▼ 38.5%€70k▲ 5.5%€30k▼ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€244k ▲ 24.1%
Current assets
€204k ▲ 22.2%
Equity and liabilities €447k
Equity
€378k ▲ 8.8%
Debt
€69k ▲ 352%
Debt's share of the balance-sheet total rises from 4.2% to 15.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▼
2024 · €169k
Cash flow
€100k▼
2024 · €132k
Current ratio
2.94▼
2024 · 10.90
Debt to equity
0.18▲
2024 · 0.04
ROE
8.0%▼
2024 · 20.1%
ROA
6.8%▼
2024 · 19.2%
Interest coverage
709.91▲
2024 · 233.69
Debt ≤ 1 year
€69k▲
2024 · €15k
Income taxes
€13k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€363k€447k▲
Fixed assets21/28€196k€244k▲
Tangible fixed assets22/27€196k€244k▲
Land and buildings22€67k€54k▼
Plant, machinery and equipment23€62k€82k▲
Furniture and vehicles24€67k€76k▲
Assets under construction and advance payments27-€31k
Current assets29/58€167k€204k▲
Amounts receivable within one year40/41€978€27k▲
Trade receivables40€978€3k▲
Other amounts receivable41-€24k
Current investments50/53-€100k
Cash at bank and in hand54/58€155k€63k▼
Deferred charges and accrued income490/1€10k€13k▲
Equity and liabilities
Total equity and liabilities10/49€363k€447k▲
Equity10/15€348k€378k▲
Contributions10/11€19k€19k=
Reserves13€270k€300k▲
Distributable reserves133€270k€300k▲
Profit (loss) carried forward14€59k€59k▲
Amounts payable17/49€15k€69k▲
Amounts payable within one year42/48€15k€69k▲
Trade debts44€5k€47k▲
Suppliers440/4€5k€47k▲
Taxes, remuneration and social security45€9k€22k▲
Taxes450/3€9k€22k▲
Other amounts payable47/48€443€443=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€70k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€172k€118k▼
Operating profit (loss)9901€106k€43k▼
Financial income75/76B€394€202▼
Recurring financial income75€394€202▼
Financial charges65/66B€721€159▼
Recurring financial charges65€721€159▼
Profit (loss) for the period before taxes9903€106k€43k▼
Income taxes67/77€36k€13k▼
Profit (loss) for the period9904€70k€30k▼
Profit (loss) for the period to be appropriated9905€70k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€90k▼
Profit (loss) brought forward from the previous period14P€59k€59k=
Transfer to equity691/2€70k€30k▼
To other reserves6921€70k€30k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity times 7current ratio 10.90
Current ratio from 1.64 to 10.90; short-term debt falls from €71k to €15k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €108k ▲1489%
Operating result €122k, net result €108k, both a record.
31-12
Financial
Equity above €200kEq €212k ▲12.8%
2 profitable years in a row build equity to €212k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-51k ▼2118%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 7.89
Current ratio from 3.56 to 7.89; short-term debt falls from €70k to €25k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bruxelles 3931480 TubizeGround area
4,665 m²
Building footprint
815 m²
Volume, LiDAR
4,823 m³
Parcel 25105B0387/00P000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLOWN KEA
since 19972.035.824.914
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0387/00P000 | Wallonia | 4,665 m² | 1 · 815 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTubize2.035.824.914
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Of 298 companies in sector 93293 we hold annual accounts for 190. 146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-1980
Fiscal year end31-12
Activities, NACEBEL 2025
93293Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.clownkea.be
E-mail:info@clownkea.be