LE MISTRAL
ActiveSummary
The computed 12-month bankruptcy probability of LE MISTRAL is 2.2% (moderate). The 2025 annual accounts show equity of €41k and a net result of €-12k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 13305 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-84
Solvency91▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 65.85 against 8.45 in 2024; short-term debt: 1.3% and cash: 60.4% of total assets), and 33.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
-19.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
29 d late
2022
22 d late
2021
30 d late
2020
27 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k
2024 · €12k
2018: €-13k
2019: €359
2020: €16k
2021: €9k
2022: €-5k
2023: €20k
2024: €12k
2018 → 2025
Working capital
€51k▼ 35.4%
2024 · €79k
2018: €-2k
2019: €-1k
2020: €13k
2021: €22k
2022: €17k
2023: €77k
2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€21k▼ 19.2%€41k▲ 98.9%€53k▲ 27.9%€41k▼ 22.3%
Operating result€9k-€-4k€28k€5k▼ 80.7%€-12k
Net result€9k-€-5k€20k€12k▼ 43.8%€-12k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€10k ▲ 168%
Current assets
€52k ▼ 42.1%
Equity and liabilities €62k
Equity
€41k ▼ 22.3%
Debt
€21k ▼ 48.8%
Debt's share of the balance-sheet total falls from 43.5% to 33.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €6k
Cash flow
€-10k▼
2024 · €12k
Current ratio
65.85▲
2024 · 8.45
Quick ratio
56.97▲
2024 · 8.45
Debt to equity
0.51▼
2024 · 0.77
ROE
-28.7%▼
2024 · 21.8%
ROA
-19.1%▼
2024 · 12.3%
Interest coverage
-36.14▼
2024 · 12.73
Debt ≤ 1 year
€787▼
2024 · €11k
Income taxes
€-239▲
2024 · €-7k
Staff costs
€630▲
2024 · €565
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€93k€62k▼
Fixed assets21/28€4k€10k▲
Tangible fixed assets22/27€1k€7k▲
Plant, machinery and equipment23€1k€717▼
Furniture and vehicles24-€7k
Financial fixed assets28€2k€2k=
Current assets29/58€90k€52k▼
Stocks and contracts in progress3-€7k
Stocks30/36-€7k
Amounts receivable within one year40/41€11k€8k▼
Other amounts receivable41€11k€8k▼
Cash at bank and in hand54/58€79k€37k▼
Equity and liabilities
Total equity and liabilities10/49€93k€62k▼
Equity10/15€53k€41k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€32k€20k▼
Amounts payable17/49€41k€21k▼
Amounts payable within one year42/48€11k€787▼
Trade debts44€10k€787▼
Suppliers440/4€10k€787▼
Taxes, remuneration and social security45€239-
Taxes450/3€239-
Accrued charges and deferred income492/3€30k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€565€630▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€691€2k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€299€282▼
Gross operating margin9900€11k€-6k▼
Operating profit (loss)9901€5k€-12k▼
Financial charges65/66B€478€267▼
Recurring financial charges65€478€267▼
Profit (loss) for the period before taxes9903€5k€-12k▼
Income taxes67/77€-7k€-239▲
Profit (loss) for the period9904€12k€-12k▼
Profit (loss) for the period to be appropriated9905€12k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€20k▼
Profit (loss) brought forward from the previous period14P€21k€32k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 8current ratio 65.85
Current ratio from 8.45 to 65.85; short-term debt falls from €11k to €787.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.13
Current ratio from 0.83 to 2.13.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
2019
31-12
Financial
Back to profitnet €359
Net result €359 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1992
Ground area
62 m²
Building footprint
79 m²
Volume, LiDAR
798 m³
Parcel 21815D0106/00D006, Brussels · tallest building 21.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LE MISTRAL
since 19922.056.365.554
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0106/00D006 | Brussels | 62 m² | 1 · 79 m² | 21.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.056.365.554
Similar companies · same sector, comparable size
SEMAGIO
BE 0774.737.515
Sint-Truiden · Eq €40,911
JEMAKOR
BE 0771.595.606
Kortrijk · Eq €40,883
KRAPS
BE 0749.646.583
Sint-Gillis (bij-Brussel) · Eq €40,939
DRENG
BE 0502.802.369
Dilbeek · Eq €40,957
LAKSHMI
BE 1011.674.861
Harelbeke · Eq €40,861
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,097 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-1991
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.