LE INTELLIGENCE
ActiveSummary
LE INTELLIGENCE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €47k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-7
Solvency83▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 11.46 against 3.44 in 2024; short-term debt: 4.1% and cash: 32.3% of total assets), and 41.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
8.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
19 d early
2024
16 d early
2023
29 d early
2022
20 d early
2021
37 d early
2020
32 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€328k▲ 16.7%
2024 · €281k
2018: €16k
2019: €17k
2020: €57k
2021: €179k
2022: €272k
2023: €272k
2024: €281k
2018 → 2025
Total assets
€562k▲ 21.5%
2024 · €463k
2018: €42k
2019: €28k
2020: €62k
2021: €309k
2022: €418k
2023: €511k
2024: €463k
2018 → 2025
Net result
€47k▼ 25.8%
2024 · €63k
2018: €10k
2019: €920
2020: €40k
2021: €122k
2022: €93k
2023: €117k
2024: €63k
2018 → 2025
Working capital
€240k▼ 2.0%
2024 · €245k
2018: €15k
2019: €15k
2020: €52k
2021: €164k
2022: €267k
2023: €259k
2024: €245k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€272k▲ 51.8%€272k▲ 0.2%€281k▲ 3.2%€328k▲ 16.7%
Operating result€170k-€133k▼ 21.5%€157k▲ 17.6%€70k▼ 55.3%€60k▼ 14.0%
Net result€122k-€93k▼ 24.0%€117k▲ 26.8%€63k▼ 46.0%€47k▼ 25.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €562k
Fixed assets
€299k ▲ 155%
Current assets
€263k ▼ 23.9%
Equity and liabilities €562k
Equity
€328k ▲ 16.7%
Debt
€234k ▲ 28.9%
Debt's share of the balance-sheet total rises from 39.3% to 41.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▼
2024 · €81k
Cash flow
€58k▼
2024 · €74k
Current ratio
11.46▲
2024 · 3.44
Quick ratio
11.41▲
2024 · 3.43
Debt to equity
0.72▲
2024 · 0.65
ROE
14.3%▼
2024 · 22.6%
ROA
8.4%▼
2024 · 13.7%
Interest coverage
17.42▼
2024 · 34.69
Debt ≤ 1 year
€23k▼
2024 · €100k
Debt > 1 year
€211k▲
2024 · €81k
Income taxes
€14k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€463k€562k▲
Fixed assets21/28€117k€299k▲
Tangible fixed assets22/27€117k€299k▲
Plant, machinery and equipment23€12k€33k▲
Furniture and vehicles24€17k€4k▼
Leasing and similar rights25€87k€262k▲
Financial fixed assets28€610€610=
Current assets29/58€345k€263k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€25k€79k▲
Trade receivables40€4k€18k▲
Other amounts receivable41€21k€61k▲
Current investments50/53€250k€0▼
Cash at bank and in hand54/58€68k€181k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€463k€562k▲
Equity10/15€281k€328k▲
Contributions10/11€19k€19k=
Reserves13€262k€309k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€262k€309k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€182k€234k▲
Amounts payable after more than one year17€81k€211k▲
Financial debts170/4€81k€211k▲
Amounts payable within one year42/48€100k€23k▼
Current portion of amounts payable after more than one year42€7k€10k▲
Trade debts44€16k€8k▼
Suppliers440/4€16k€8k▼
Taxes, remuneration and social security45€18k€5k▼
Taxes450/3€14k€5k▼
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€59k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€815€50▼
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A-€943
Gross operating margin9900€87k€78k▼
Operating profit (loss)9901€70k€60k▼
Financial income75/76B€11k€5k▼
Recurring financial income75€11k€5k▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€79k€61k▼
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€63k€47k▼
Profit (loss) for the period to be appropriated9905€63k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€47k▼
Transfer from equity791/2€8k€0▼
Transfer to equity691/2€5k€47k▲
To other reserves6921€5k€47k▲
Profit to be distributed694/7€67k€0▼
Return on contributions (dividend)694€67k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 11.46
Current ratio from 3.44 to 11.46; short-term debt falls from €100k to €23k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €272k ▲51.8%
5 profitable years in a row build equity to €272k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €122k ▲207%
Operating result €170k, net result €122k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲214%
4 profitable years in a row build equity to €179k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 5current ratio 11.61
Current ratio from 2.49 to 11.61; short-term debt falls from €10k to €5k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €920 ▼90.9%
Net result drops to €920, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
3,774 m²
Building footprint
377 m²
Parcel 34016A0562/00D009, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
LE Intelligence
since 20192.288.928.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016A0562/00D009 | Flanders | 3,774 m² | 1 · 377 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JOROSOFT
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IMPROVERP
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SUPCHAIN IT
BE 0802.127.345
Gerpinnes · Eq €328,085
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.