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Le Déclic

Active
Non-profit associationfounded 199432 yrs activeStationstraat 131, 7700 Mouscron, BelgiumKBO/BCE: BE 0453.729.277
Summary

Le Déclic has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 9% of 464 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+30
Solvency33=
Growth58=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.19 in 2024; short-term debt: 65.7% and cash: 9.6% of total assets), and 91.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.3%
Return on assets
1.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 464 sector peers (2025).
NBB · sector comparison
Position among 464 sector peers
Solvency
better than 9%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €37k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
16 d early
2023
21 d early
2022
6 d early
2021
33 d early
2020
16 d early
2019
63 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▲ 47.0%
2024 · €4k
Working capital
€122k▲ 123%
2024 · €54k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€73▼ 8.8%€896▲ 1,127%€-2k€-48▲ 97.9%€5k
Net result€-51€782€-2k€4k€6k▲ 47.0%
Equity€29k▼ 0.2%€30k▲ 2.7%€28k▼ 6.2%€32k▲ 13.4%€37k▲ 17.3%
Total assets€299k▲ 12.2%€338k▲ 12.9%€363k▲ 7.4%€392k▲ 8.0%€449k▲ 14.6%
Debt€270k▲ 13.7%€308k▲ 14.0%€335k▲ 8.7%€360k▲ 7.6%€412k▲ 14.3%
Working capital€55k▲ 135%€101k▲ 83.1%€30k▼ 70.6%€54k▲ 82.8%€122k▲ 123%
Staff (FTE)6▲ 7.1%5.8▼ 3.3%5.9▲ 1.7%5.5▼ 6.8%6▲ 9.1%
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2k€4k€6kOperating result 2021: €73€73Net result 2021: €-51€-51Operating result 2022: €896€896Net result 2022: €782€782Operating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-48€-48Net result 2024: €4k€4kOperating result 2025: €5k€5kNet result 2025: €6k€6k20212022202320242025€-4k€-2k€0€2k€4k€6kOperating result 2023: €-2k€-2.3kNet result 2023: €-2k€-2.5kOperating result 2024: €-48€-48Net result 2024: €4k€3.7kOperating result 2025: €5k€4.8kNet result 2025: €6k€5.5k202320242025
The operating result returns to profit in 2025: €5k after a loss of €48 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets €32k ▼ 17.6%
Current assets €417k ▲ 19.8%
Equity and liabilities €449k
Equity €37k ▲ 17.3%
Debt €412k ▲ 14.3%
Debt's share of the balance-sheet total falls from 91.9% to 91.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13k▲
2024 · €12k
Cash flow
€14k▼
2024 · €16k
Current ratio
1.41▲
2024 · 1.19
Debt to equity
11.05▼
2024 · 11.34
ROE
14.8%▲
2024 · 11.8%
ROA
1.2%▲
2024 · 1.0%
Interest coverage
29.80▲
2024 · -24.23
Debt ≤ 1 year
€295k▲
2024 · €293k
Debt > 1 year
€23k▼
2024 · €31k
Staff costs
€492k▲
2024 · €452k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€392k€449k▲
Formation expenses20€5k-
Fixed assets21/28€39k€32k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€39k€32k▼
Land and buildings22€25k€21k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€12k€9k▼
Current assets29/58€348k€417k▲
Amounts receivable within one year40/41€49k€84k▲
Other amounts receivable41€49k€84k▲
Current investments50/53€173k€284k▲
Cash at bank and in hand54/58€126k€43k▼
Deferred charges and accrued income490/1€0€6k▲
Equity and liabilities
Total equity and liabilities10/49€392k€449k▲
Equity10/15€32k€37k▲
Contributions10/11€7k€7k=
Capital10€7k€7k=
Profit (loss) carried forward14€16k€21k▲
Investment grants15€9k€9k=
Amounts payable17/49€360k€412k▲
Amounts payable after more than one year17€31k€23k▼
Financial debts170/4€31k€23k▼
Amounts payable within one year42/48€293k€295k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€65k€63k▼
Taxes450/3€10k-
Remuneration and social security454/9€55k€63k▲
Accrued charges and deferred income492/3€36k€94k▲
Income statement Code20242025
Non-recurring operating income76A€977-
Goods, raw materials, services and sundry goods60/61€23k-
Remuneration, social security and pensions62€452k€492k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€8k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€24
Gross operating margin9900€468k€508k▲
Operating profit (loss)9901€-48€5k▲
Financial income75/76B€744€1k▲
Recurring financial income75€744€1k▲
Financial charges65/66B€-485€444▲
Recurring financial charges65€-485€444▲
Profit (loss) for the period before taxes9903€1k€6k▲
Transfer from deferred taxes780€3k-
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€21k▲
Profit (loss) brought forward from the previous period14P€12k€16k▲
Social balance
Average headcount (FTE)90875.56.0▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€4k€5k€3k€977--
Goods, raw materials, services and sundry goods60/61€23k€27k€29k€23k--
Remuneration, social security and pensions62€387k€406k€444k€452k€492k▲ 8.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k€8k€12k€8k▼ 28.5%
Other operating charges640/8€5k€5k€5k€3k€2k▼ 30.3%
Non-recurring operating charges66A----€24-
Gross operating margin9900€404k€422k€456k€468k€508k▲ 8.7%
Operating profit (loss)9901€73€896€-2k€-48€5k▲ 10,098%
Financial income75/76B---€744€1k▲ 55.1%
Recurring financial income75---€744€1k▲ 55.1%
Financial charges65/66B€124€114€196€-485€444▲ 192%
Recurring financial charges65€124€114€196€-485€444▲ 192%
Profit (loss) for the period before taxes9903€-51€782€-2k€1k€6k▲ 366%
Transfer from deferred taxes780---€3k--
Profit (loss) for the period9904€-51€782€-2k€4k€6k▲ 47.0%
Profit (loss) for the period to be appropriated9905€-51€782€-2k€4k€6k▲ 47.0%
Line20212022202320242025Change
Assets
Total assets20/58€299k€338k€363k€392k€449k▲ 14.6%
Formation expenses20---€5k--
Fixed assets21/28€50k€40k€33k€39k€32k▼ 17.6%
Intangible fixed assets21---€0--
Tangible fixed assets22/27€50k€40k€33k€39k€32k▼ 17.6%
Land and buildings22€44k€37k€32k€25k€21k▼ 15.7%
Plant, machinery and equipment23€6k€4k€2k€2k€2k▼ 25.0%
Furniture and vehicles24---€12k€9k▼ 20.3%
Current assets29/58€249k€298k€330k€348k€417k▲ 19.8%
Amounts receivable within one year40/41€47k€54k€54k€49k€84k▲ 72.9%
Other amounts receivable41€47k€54k€54k€49k€84k▲ 72.9%
Current investments50/53€101k€131k€171k€173k€284k▲ 64.4%
Cash at bank and in hand54/58€96k€107k€105k€126k€43k▼ 65.9%
Deferred charges and accrued income490/1€5k€5k€119€0€6k-
Equity and liabilities
Total equity and liabilities10/49€299k€338k€363k€392k€449k▲ 14.6%
Equity10/15€29k€30k€28k€32k€37k▲ 17.3%
Contributions10/11-€7k€7k€7k€7k=
Capital10-€7k€7k€7k€7k=
Profit (loss) carried forward14€13k€14k€12k€16k€21k▲ 35.1%
Investment grants15€9k€9k€9k€9k€9k=
Amounts payable17/49€270k€308k€335k€360k€412k▲ 14.3%
Amounts payable after more than one year17€43k€39k€35k€31k€23k▼ 26.9%
Financial debts170/4€43k€39k€35k€31k€23k▼ 26.9%
Amounts payable within one year42/48€194k€196k€300k€293k€295k▲ 0.7%
Current portion of amounts payable after more than one year42----€4k-
Trade debts44€4k€5k€7k€2k€3k▲ 20.4%
Suppliers440/4€4k€5k€7k€2k€3k▲ 20.4%
Taxes, remuneration and social security45€61k€62k€67k€65k€63k▼ 3.5%
Taxes450/3€10k€9k€9k€10k--
Remuneration and social security454/9€51k€53k€58k€55k€63k▲ 14.8%
Accrued charges and deferred income492/3€33k€72k€0€36k€94k▲ 161%
Line20212022202320242025Change
Profit (loss) for the period9904€-51€782€-2k€4k€6k▲ 47.0%
+ Depreciation and write-downs630€11k€10k€8k€12k€8k▼ 28.5%
Operating cash flow (approximation)€11k€11k€6k€16k€14k▼ 10.3%
Investment in fixed assets (approximation)-€0€-2k€-18k€-2k▲ 91.5%
Change in cash-€11k€-3k€22k€-83k▼ 481%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €6k ▲47%
Operating result €5k, net result €6k, both a record.
15-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
10-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €782
Net result €782 after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
02-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 63 days late
2019
31-12
Financial Back to profitnet €75
Net result €75 after one loss-making year.
12-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
175 m²
Building footprint
83 m²
Volume, LiDAR
671 m³
Parcel 54007B0778/00V005, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Le Déclic
Stationstraat 131, 7700 MouscronSocial work activities without accommodation
since 20082.196.629.633
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54007B0778/00V005 Wallonia 175 m² 1 · 83 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Wallonia-Brussels Federation

2021 to 2025 · 28 entries · 2,102,164 EUR in total
Year Entries paid
2025 15 583,451 EUR
2024 3 525,091 EUR
2023 5 507,874 EUR
2022 2 470,994 EUR
2021 3 14,755 EUR
Budget allocations
Subventions aux services d'actions en milieu ouvert
3 entries · 1,488,854 EUR
Subventions aux services d’actions en milieu ouvert
12 entries · 540,277 EUR
Subventions visant à soutenir la mise en oeuvre d'actions portées par les services d'action en milieu ouvert (AMO)
1 entry · 40,000 EUR
Fonds budgétaire destiné à subventionner des actions et des mesures d'aide à la jeunesse et de protection de la jeunesse
3 entries · 10,036 EUR
Subventions aux actions de prévention spécialisée
5 entries · 7,766 EUR
Show 1 more
Soutien aux secteurs de l'aide à la jeunesse
1 entry · 476 EUR

Similar companies · same sector, comparable size

Of 258 companies in sector 88992 we hold annual accounts for 136. 75 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formNon-profit association
Founded07-09-1994
Fiscal year end31-12
Activities, NACEBEL 2025
88992Social work activities without accommodation

Scores and ratios are computed by Checked and are not a credit decision.