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LE CHAPEAU

Active
Private limited company (pre-2019)founded 199828 yrs activePhilippedreef 12, 2970 Schilde, BelgiumKBO/BCE: BE 0463.174.109

LE CHAPEAU has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €-443. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
short-term debt: 0.9% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
99.1%
Return on assets
-0.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
37 d late
2022
30 d late
2021
46 d late
2020
34 d late
2019
49 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€70k▼ 0.6%
2023 · €70k
2018: €95k 2019: €87k 2020: €79k 2021: €77k 2022: €70k 2023: €70k
2018 → 2024
Total assets
€70k▼ 0.9%
2023 · €71k
2018: €124k 2019: €106k 2020: €89k 2021: €84k 2022: €71k 2023: €71k
2018 → 2024
Net result
€-443
2023 · €173
2018: €-6k 2019: €-7k 2020: €-8k 2021: €-2k 2022: €-7k 2023: €173
2018 → 2024
Working capital
€70k▼ 0.6%
2023 · €70k
2018: €110k 2019: €95k 2020: €88k 2021: €82k 2022: €70k 2023: €70k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€79k-€77k▼ 2.2%€70k▼ 9.4%€70k▲ 0.2%€70k▼ 0.6%
Operating result€-3k-€-2k▲ 39.0%€-7k▼ 313%€112€-384
Net result€-8k-€-2k▲ 79.4%€-7k▼ 324%€173€-443
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-8k€-5k€-3k€0Operating result 2020: €-3k€-3kNet result 2020: €-8k€-8kOperating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €-7k€-7kNet result 2022: €-7k€-7kOperating result 2023: €112€112Net result 2023: €173€173Operating result 2024: €-384€-384Net result 2024: €-443€-44320202021202220232024
The operating result turns negative in 2024: a loss of €384 after €112 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €70k
Equity €70k▼ 0.6%
Debt €622▼ 27.2%
The debt ratio falls from 1.2% to 0.9%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
Solvency
99.1%
2023 · 98.8%
Debt / equity
0.01
2023 · 0.01
ROE
-0.6%
2023 · 0.2%
ROA
-0.6%
2023 · 0.2%
Debt
€622
2023 · €854
Debt ≤ 1 year
€622
2023 · €854
A ratio outside any meaningful range has been withheld (balance sheet total €70k, equity €70k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€71k€70k
Current assets29/58€71k€70k
Amounts receivable within one year40/41€71k€70k
Other amounts receivable41€71k€70k
Equity and liabilities
Total equity and liabilities10/49€71k€70k
Equity10/15€70k€70k
Contributions10/11€19k€19k=
Reserves13€105k€105k=
Distributable reserves133€105k€105k=
Profit (loss) carried forward14€-53k€-54k
Amounts payable17/49€854€622
Amounts payable within one year42/48€854€622
Financial debts43€8€12
Credit institutions430/8€8€12
Trade debts44€847€610
Suppliers440/4€847€610
Income statement Code20232024
Other operating charges640/8-€259
Gross operating margin9900€112€-125
Operating profit (loss)9901€112€-384
Financial income75/76B€120-
Recurring financial income75€120-
Financial charges65/66B€58€59
Recurring financial charges65€58€59
Profit (loss) for the period before taxes9903€173€-443
Profit (loss) for the period9904€173€-443
Profit (loss) for the period to be appropriated9905€173€-443
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-54k
Profit (loss) brought forward from the previous period14P€-53k€-53k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
06-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial Back to profitnet €173
Net result €173 after 5 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
15-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
03-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
2020
31-12
Financial Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity triplescurrent ratio 53.07
Current ratio from 18.69 to 53.07; short-term debt falls from €5k to €2k.
12-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1998
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Philippedreef 122970 Schilde
Ground area
3,537 m²
Building footprint
234 m²
Volume, LiDAR
1,370 m³
Parcel 11041B0100/00F000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Chapeau
Philippedreef 12, 2970 SchildeInsurance, reinsurance and pension funding, except compulsory social security
since 19982.086.658.159
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041B0100/00F000 Flanders 3,537 m² 1 · 234 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 7,086 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-1998
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.