LE BUREAU D'EXPERTISES CLAUDE
ActiveSummary
LE BUREAU D'EXPERTISES CLAUDE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €546. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 64% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+35
Solvency93▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 2.96 in 2024; short-term debt: 32.1% and cash: 2.5% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
27 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 15.3%
2024 · €94k
2018: €73k
2019: €76k
2020: €76k
2021: €82k
2022: €95k
2023: €97k
2024: €94k
2018 → 2025
Total assets
€118k▼ 11.4%
2024 · €133k
2018: €126k
2019: €141k
2020: €122k
2021: €150k
2022: €169k
2023: €162k
2024: €133k
2018 → 2025
Net result
€546
2024 · €-2k
2018: €40k
2019: €38k
2020: €16k
2021: €36k
2022: €28k
2023: €2k
2024: €-2k
2018 → 2025
Working capital
€67k▼ 11.5%
2024 · €75k
2018: €73k
2019: €76k
2020: €74k
2021: €74k
2022: €87k
2023: €94k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€95k▲ 15.8%€97k▲ 1.8%€94k▼ 2.4%€80k▼ 15.3%
Operating result€39k-€41k▲ 5.3%€5k▼ 86.6%€-878€4k
Net result€36k-€28k▼ 22.0%€2k▼ 93.7%€-2k€546
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €878 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€13k ▼ 30.6%
Current assets
€104k ▼ 8.2%
Equity and liabilities €118k
Equity
€80k ▼ 15.3%
Debt
€38k ▼ 1.7%
Debt's share of the balance-sheet total rises from 29.0% to 32.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▲
2024 · €3k
Cash flow
€6k▲
2024 · €2k
Current ratio
2.76▼
2024 · 2.96
Debt to equity
0.47▲
2024 · 0.41
ROE
0.7%▲
2024 · -2.4%
ROA
0.5%▲
2024 · -1.7%
Interest coverage
8.30▲
2024 · 2.14
Debt ≤ 1 year
€38k▼
2024 · €38k
Income taxes
€2k▲
2024 · €820
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€133k€118k▼
Fixed assets21/28€19k€13k▼
Tangible fixed assets22/27€19k€13k▼
Plant, machinery and equipment23€39-
Furniture and vehicles24€19k€13k▼
Current assets29/58€114k€104k▼
Amounts receivable after more than one year29€24k€19k▼
Other amounts receivable291€24k€19k▼
Amounts receivable within one year40/41€73k€75k▲
Trade receivables40€53k€44k▼
Other amounts receivable41€20k€31k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€14k€7k▼
Equity and liabilities
Total equity and liabilities10/49€133k€118k▼
Equity10/15€94k€80k▼
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€81k€67k▼
Amounts payable17/49€38k€38k▼
Amounts payable within one year42/48€38k€38k▼
Trade debts44€33k€13k▼
Suppliers440/4€33k€13k▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Other amounts payable47/48-€15k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€2k€21k▲
Gross operating margin9900€5k€31k▲
Operating profit (loss)9901€-878€4k▲
Financial income75/76B€988-
Recurring financial income75€988-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-1k€3k▲
Income taxes67/77€820€2k▲
Profit (loss) for the period9904€-2k€546▲
Profit (loss) for the period to be appropriated9905€-2k€546▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€82k▲
Profit (loss) brought forward from the previous period14P€84k€81k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €546
Net result €546 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼229%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre(Sorée) 455340 GesvesGround area
3,791 m²
Building footprint
173 m²
Parcel 92115A0188/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Centre(Sorée) 45, 5340 Gesves
since 19902.050.259.603
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92115A0188/00F000 | Wallonia | 3,791 m² | 1 · 173 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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M&FP
BE 0717.680.927
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ENGINEERING SPRUYT DIDIER
BE 0550.603.474
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BETIC SOCIETE CIVILE D'ARCHITECTES
BE 0424.736.967
Ans · Eq €79,745
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-1990
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.