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LDMC

Active
Private limited company·Ontwerpen van computerprogramma’s· 3 yrs active
Minderbroedersstraat 39 ·9100 Sint-Niklaas, Belgium
KBO/BCE: BE 0797.635.849
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LDMC is 0.4% (very low). The 2025 annual accounts show equity of €249k and a net result of €113k. Its solvency ranks better than 83% of 2749 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 83% of 2749 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-11-2025, 175 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 06-11-2025 175 d early 2025-00563570
30-09-2024 30-04-2025 16-12-2024 135 d early 2024-00617245
30-09-2023 30-04-2024 29-12-2023 123 d early 2023-00540082

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€113k+116.5%
Working capital€246k+506.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 06-11-2025 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150kOperating result 2023: €66k€66kNet result 2023: €52k€52kOperating result 2025: €130k€130kNet result 2025: €113k€113k20232025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 86.3% 62.2%
better than 83% of 2749 sector peers
Net result €113k €40k
better than 95% of 2751 sector peers
Equity €249k €62k
better than 93% of 2750 sector peers
Gross operating margin €135k €63k
better than 90% of 2751 sector peers
Total assets €288k €121k
better than 87% of 2751 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€135k
+93.4% 23-25
Net profit
€113k
+116.5% 23-25
Cash flow
€117k
+109.3% 23-25
Total assets
€288k
+263.9% 23-25
Equity
€249k
+375.9% 23-25
Working capital
€246k
+506.4% 23-25
Income taxes
€21k
+53.4% 23-25
Dividends
€800
- 23-25
Debt
€40k
+46.9% 23-25
Debt ≤ 1y
€40k
+46.9% 23-25
Current ratio
7.22
+188.1% 23-25
Quick ratio
7.22
+188.1% 23-25
Solvency
86.3%
+30.8% 23-25
Debt / equity
0.16
-69.1% 23-25
ROE
45.3%
-54.5% 23-25
ROA
39.1%
-40.5% 23-25
Interest coverage
2487.49
-99.7% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€135k
Net profit€113k
Cash flow€117k
Staff costs-
Income taxes€21k
Dividends-
Total assets€288k
Equity€249k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€246k
Employees (FTE)-
Ratios (computed)
2025
Current ratio7.22
Quick ratio7.22
Working capital ratio85.5%
Solvency86.3%
Debt / equity0.16
Long-term debt ratio-
Interest coverage2487.49
Gross margin-
Net margin-
ROA39.1%
ROE45.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€288k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€286k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€273k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€288k
Equity 10/15€249k
Contributions / capital 10/11€1k
Reserves 13€248k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€484
Income statement
Gross operating margin 9900€135k
Operating result 9901€130k
Financial income 75€3k
Financial charges 65€54
Result before taxes 9903€134k
Income taxes 67/77€21k
Net result for the period 9904€113k
Result to be appropriated 9905€113k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
6 companies at this address See who is registered here

Establishment units

1 location
LDMC
Minderbroedersstraat 39, 9100 Sint-NiklaasDetailhandel in computers, randapparatuur en software in gespecialiseerde winkels
since 20232.340.819.440
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area506 m²
Buildings1
Building footprint399 m²
Volume (LiDAR)3,653 m³
Tallest building11.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46447B0516/00F006 Flanders 506 m² 1 · 399 m² 11.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Reparatie en onderhoud van computers en communicatieapparatuur95100Reparatie van computers en randapparatuur95110
Primary activity highlighted.
Names & trade names
Legal nameNL LDMC
Registered office
Minderbroedersstraat 39 bus 4
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.