LDC REAL
ActiveSummary
LDC REAL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386k and a net result of €229k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+42
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 1.44 in 2024; short-term debt: 15.1% and cash: 11.3% of total assets), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
50.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€386k▲ 146%
2024 · €157k
2023: €267k
2024: €157k
2023 → 2025
Total assets
€454k▼ 5.6%
2024 · €481k
2023: €291k
2024: €481k
2023 → 2025
Net result
€229k▲ 36.4%
2024 · €168k
2023: €86k
2024: €168k
2023 → 2025
Working capital
€364k▲ 153%
2024 · €144k
2023: €266k
2024: €144k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€267k-€157k▼ 41.3%€386k▲ 146%
Operating result€111k-€216k▲ 93.7%€291k▲ 35.0%
Net result€86k-€168k▲ 94.2%€229k▲ 36.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 35% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454k
Fixed assets
€21k ▲ 57.3%
Current assets
€433k ▼ 7.5%
Equity and liabilities €454k
Equity
€386k ▲ 146%
Debt
€69k ▼ 78.8%
Debt's share of the balance-sheet total falls from 67.4% to 15.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€294k▲
2024 · €217k
Cash flow
€231k▲
2024 · €169k
Current ratio
6.29▲
2024 · 1.44
Debt to equity
0.18▼
2024 · 2.07
ROE
59.3%▼
2024 · 106.7%
ROA
50.3%▲
2024 · 34.8%
Interest coverage
268.90▲
2024 · 178.92
Debt ≤ 1 year
€69k▼
2024 · €324k
Income taxes
€74k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€481k€454k▼
Fixed assets21/28€14k€21k▲
Intangible fixed assets21€333€233▼
Tangible fixed assets22/27€13k€21k▲
Furniture and vehicles24€13k€21k▲
Other tangible fixed assets26-€562
Financial fixed assets28-€150
Current assets29/58€468k€433k▼
Amounts receivable within one year40/41-€380k
Trade receivables40-€74k
Other amounts receivable41-€305k
Current investments50/53€250k-
Cash at bank and in hand54/58€214k€51k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€481k€454k▼
Equity10/15€157k€386k▲
Contributions10/11€1k€1k=
Reserves13€156k€156k=
Distributable reserves133€156k€156k=
Profit (loss) carried forward14-€229k
Amounts payable17/49€324k€69k▼
Amounts payable within one year42/48€324k€69k▼
Trade debts44€580€249▼
Suppliers440/4€580€249▼
Taxes, remuneration and social security45€59k€69k▲
Taxes450/3€59k€69k▲
Other amounts payable47/48€264k-
Accrued charges and deferred income492/3€411-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€219k€295k▲
Operating profit (loss)9901€216k€291k▲
Financial income75/76B€5k€12k▲
Recurring financial income75€5k€12k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€219k€302k▲
Income taxes67/77€52k€74k▲
Profit (loss) for the period9904€168k€229k▲
Profit (loss) for the period to be appropriated9905€168k€229k▲
Appropriation of the result
Profit (loss) to be appropriated9906€168k€229k▲
Transfer from equity791/2€110k-
Profit to be distributed694/7€278k-
Return on contributions (dividend)694€278k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2023net €229k ▲36.4%
Operating result €291k, net result €229k, both a record.
31-03
Financial
Liquidity quadruplescurrent ratio 6.29
Current ratio from 1.44 to 6.29; short-term debt falls from €324k to €69k.
31-03
Financial
Equity above €200kEq €386k ▲146%
3 profitable years in a row build equity to €386k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ouwegemsesteenweg(KRU) 2189770 KruisemGround area
7,952 m²
Building footprint
156 m²
Volume, LiDAR
980 m³
Parcel 45053C1086/00G000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LDC REAL
since 20172.267.581.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053C1086/00G000 | Flanders | 7,952 m² | 1 · 155 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BBDISTRIBUTION
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2017
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:louis.de.clercq.ldc@gmail.com