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LDA

Active
Private limited company (pre-2019)founded 201214 yrs activeVeurnestraat 160, 8660 De Panne, BelgiumKBO/BCE: BE 0844.455.967

LDA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-4k) and a net result of €6k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 87 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2026
5 / 100
Critical▼ -65 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability0=
Solvency33▼-67
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Age of the figures
Age of the figures
2 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 87 sector peers (2026).
NBB · sector comparison
Position among 87 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 31-08-2026, 153 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
153 d early
2025
1 d early
2024
1 d early
2023
337 d late
2022
6 d late
2021
14 d late
2020
41 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity
€-4k
2025 · €107k
2019: €52k 2020: €86k 2021: €100k 2022: €115k 2023: €125k 2024: €115k 2025: €107k
2019 → 2026
Total assets
€3k▼ 98.1%
2025 · €159k
2019: €221k 2020: €248k 2021: €312k 2022: €528k 2023: €197k 2024: €186k 2025: €159k
2019 → 2026
Net result
€6k
2025 · €-8k
2019: €49k 2020: €34k 2021: €14k 2022: €20k 2023: €14k 2024: €-10k 2025: €-8k
2019 → 2026
Working capital
€-4k
2025 · €107k
2019: €90k 2020: €85k 2021: €124k 2022: €96k 2023: €142k 2024: €120k 2025: €107k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252026Trend
Equity€115k-€125k▲ 8.9%€115k▼ 8.3%€107k▼ 7.0%€-4k
Operating result€23k-€23k▲ 2.3%€-10k€-11k▼ 12.6%€7k
Net result€20k-€14k▼ 28.4%€-10k€-8k▲ 22.7%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2022: €23k€23kNet result 2022: €20k€20kOperating result 2023: €23k€23kNet result 2023: €14k€14kOperating result 2024: €-10k€-10kNet result 2024: €-10k€-10kOperating result 2025: €-11k€-11kNet result 2025: €-8k€-8kOperating result 2026: €7k€7kNet result 2026: €6k€6k20222023202420252026
The operating result returns to profit in 2026: €7k after a loss of €11k in 2025.
Key figures and ratios
2026 value · change against 2025
Debt
€7k
2025 · €52k
Debt ≤ 1 year
€7k
2025 · €52k
Income taxes
€512
2025 · €0
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€159k€3k
Current assets29/58€159k€3k
Amounts receivable after more than one year29€150k€0
Other amounts receivable291€150k€0
Amounts receivable within one year40/41€9k€0
Trade receivables40€0-
Other amounts receivable41€9k€0
Cash at bank and in hand54/58€77€164
Deferred charges and accrued income490/1€0€3k
Equity and liabilities
Total equity and liabilities10/49€159k€3k
Equity10/15€107k€-4k
Contributions10/11€18k€18k=
Reserves13€92k€92k=
Distributable reserves133€92k€92k=
Profit (loss) carried forward14€-3k€3k
Advance to shareholders on the distribution of net assets19-€117k
Amounts payable17/49€52k€7k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€52k€7k
Current portion of amounts payable after more than one year42€4k€0
Financial debts43€178€0
Credit institutions430/8€178€0
Trade debts44€15k€5k
Suppliers440/4€15k€5k
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€247€1k
Taxes450/3€247€1k
Other amounts payable47/48€33k€1k
Accrued charges and deferred income492/3€0-
Income statement Code20252026
Remuneration, social security and pensions62€0-
Other operating charges640/8€2k€255
Gross operating margin9900€-9k€7k
Operating profit (loss)9901€-11k€7k
Financial income75/76B€4k€0
Recurring financial income75€4k€0
Financial charges65/66B€965€67
Recurring financial charges65€965€67
Profit (loss) for the period before taxes9903€-8k€7k
Income taxes67/77€0€512
Profit (loss) for the period9904€-8k€6k
Profit (loss) for the period to be appropriated9905€-8k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€3k
Profit (loss) brought forward from the previous period14P€-10k€-3k
Transfer from equity791/2€15k€0

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
31-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
02-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 337 days late
2024
30-06
Financial Weakest financial yearnet €-10k ▼172%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2023
06-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
30-06
Financial Equity above €100kEq €115k ▲15.1%
4 profitable years in a row build equity to €115k.
14-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2020
21-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
15-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
06-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Veurnestraat 1608660 De Panne
Ground area
495 m²
Building footprint
112 m²
Volume, LiDAR
248 m³
Parcel 38008C0150/00_000, Flanders · tallest building 6.6 m. Linked by address, not a title deed.
1 establishment unit
LDA
Veurnestraat 160, 8660 De PanneAgents in the wholesale of industrial machinery, ships and aircraft
since 20122.207.863.520
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38008C0150/00_000 Flanders 495 m² 1 · 112 m² 6.6 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 466 companies in sector 46442 we hold annual accounts for 329. 216 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-2012
Fiscal year end30-06
Activities, NACEBEL
46442Wholesale trade
46493Wholesale trade
46649Wholesale of other machinery and equipment
47750Retail sale of cosmetics and toilet articles
47783Retail trade
47784Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.