LD-IT
ActiveSummary
LD-IT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €214k and a net result of €38k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 8.34 against 11.72 in 2023; short-term debt: 10% and cash: 73.4% of total assets), and 10% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
30 d early
2022
26 d early
2021
13 d early
2020
22 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€214k▼ 11.3%
2023 · €241k
2018: €175k
2019: €194k
2020: €224k
2021: €176k
2022: €206k
2023: €241k
2018 → 2024
Total assets
€238k▼ 9.7%
2023 · €263k
2018: €189k
2019: €204k
2020: €236k
2021: €188k
2022: €225k
2023: €263k
2018 → 2024
Net result
€38k▲ 5.1%
2023 · €36k
2018: €21k
2019: €20k
2020: €31k
2021: €30k
2022: €30k
2023: €36k
2018 → 2024
Working capital
€175k▼ 26.9%
2023 · €240k
2018: €169k
2019: €193k
2020: €222k
2021: €174k
2022: €204k
2023: €240k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€224k-€176k▼ 21.3%€206k▲ 16.7%€241k▲ 17.2%€214k▼ 11.3%
Operating result€43k-€42k▼ 3.8%€43k▲ 2.6%€50k▲ 18.0%€52k▲ 3.1%
Net result€31k-€30k▼ 3.9%€30k▲ 1.9%€36k▲ 19.8%€38k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €238k
Fixed assets
€39k ▲ 3,114%
Current assets
€199k ▼ 24.0%
Equity and liabilities €238k
Equity
€214k ▼ 11.3%
Debt
€24k ▲ 6.7%
Debt's share of the balance-sheet total rises from 8.5% to 10.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€60k▲
2023 · €51k
Cash flow
€46k▲
2023 · €37k
Current ratio
8.34▼
2023 · 11.72
Debt to equity
0.11▲
2023 · 0.09
ROE
17.8%▲
2023 · 15.0%
ROA
16.0%▲
2023 · 13.7%
Interest coverage
1531.84▲
2023 · 1460.26
Debt ≤ 1 year
€24k▲
2023 · €22k
Income taxes
€15k▼
2023 · €15k
Staff costs
€3k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€263k€238k▼
Fixed assets21/28€1k€39k▲
Tangible fixed assets22/27€1k€39k▲
Plant, machinery and equipment23€803€359▼
Furniture and vehicles24-€38k
Other tangible fixed assets26€396€297▼
Current assets29/58€262k€199k▼
Amounts receivable within one year40/41€39k€23k▼
Trade receivables40€39k€23k▼
Other amounts receivable41€0€407▲
Cash at bank and in hand54/58€221k€174k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€263k€238k▼
Equity10/15€241k€214k▼
Contributions10/11€12k€12k=
Reserves13€228k€201k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€226k€199k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€22k€24k▲
Amounts payable within one year42/48€22k€24k▲
Trade debts44€36€36=
Suppliers440/4€36€36=
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€16k€21k▲
Income statement
Code20232024
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€688€8k▲
Other operating charges640/8€942€751▼
Gross operating margin9900€55k€63k▲
Operating profit (loss)9901€50k€52k▲
Financial income75/76B€584€735▲
Recurring financial income75€584€735▲
Financial charges65/66B€35€39▲
Recurring financial charges65€35€39▲
Profit (loss) for the period before taxes9903€51k€53k▲
Income taxes67/77€15k€15k▼
Profit (loss) for the period9904€36k€38k▲
Profit (loss) for the period to be appropriated9905€36k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€38k▲
Transfer from equity791/2€800€65k▲
Transfer to equity691/2€36k€38k▲
To other reserves6921€36k€38k▲
Profit to be distributed694/7€800€65k▲
Return on contributions (dividend)694€800€65k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €38k ▲5.1%
Operating result €52k, net result €38k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €206k ▲16.7%
5 profitable years in a row build equity to €206k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €224k ▲15.5%
3 profitable years in a row build equity to €224k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €20k ▼6%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2002
Ground area
1,736 m²
Building footprint
196 m²
Volume, LiDAR
536 m³
Parcel 24662G0119/00E000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sluiskensweg 17, 3200 Aarschot
since 20022.095.492.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662G0119/00E000 | Flanders | 1,736 m² | 1 · 196 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IVERSEN CONSULTING
BE 0890.516.814
Sint-Pieters-Woluwe · Eq €213,797
Contrinity
BE 0636.763.329
Geel · Eq €213,759
CONSULTRIX
BE 0467.020.653
Boechout · Eq €213,749
MOOGU INVEST
BE 0553.933.346
Buggenhout · Eq €213,748
DIBEMAS
BE 0799.136.478
Hasselt · Eq €213,835
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,511 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-11-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.