LCLD
ActiveThe computed 12-month bankruptcy probability of LCLD is 4.0% (elevated). The annual accounts of LCLD for fiscal year 2025 show a net loss of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €9k and a net result of €-14k. Equity is shrinking by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 18281 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-57
Solvency32▼-14
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.69 against 0.9 in 2024; short-term debt: 69% of total assets), and 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
-11.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
42 d early
2024
33 d early
2023
53 d early
2022
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 61.3%
2024 · €22k
2022: €15k
2023: €13k
2024: €22k
2022 → 2025
Total assets
€119k▲ 11.9%
2024 · €107k
2022: €51k
2023: €60k
2024: €107k
2022 → 2025
Net result
€-14k
2024 · €9k
2022: €3k
2023: €-2k
2024: €9k
2022 → 2025
Working capital
€-25k▼ 308%
2024 · €-6k
2022: €-433
2023: €-9k
2024: €-6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€13k▼ 14.3%€22k▲ 72.8%€9k▼ 61.3%
Operating result€6k-€2k▼ 58.1%€24k▲ 919%€1k▼ 95.6%
Net result€3k-€-2k€9k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€62k▲ 19.9%
Current assets
€57k▲ 4.3%
Equity and liabilities €119k
Equity
€9k▼ 61.3%
Debt
€111k▲ 31.0%
The debt ratio rises from 79.3% to 92.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €30k
Cash flow
€-1k▼
2024 · €15k
Solvency
7.1%▼
2024 · 20.7%
Current ratio
0.69▼
2024 · 0.90
Quick ratio
0.08▼
2024 · 0.21
Debt / equity
12.99▲
2024 · 3.83
ROE
-158.7%▼
2024 · 42.1%
ROA
-11.3%▼
2024 · 8.7%
Interest coverage
2.24▼
2024 · 8.76
Debt
€111k▲
2024 · €85k
Debt ≤ 1 year
€82k▲
2024 · €61k
Debt > 1 year
€28k▲
2024 · €24k
Income taxes
€595▼
2024 · €6k
Staff costs
€104k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€119k▲
Fixed assets21/28€52k€62k▲
Tangible fixed assets22/27€47k€55k▲
Plant, machinery and equipment23€3k€11k▲
Furniture and vehicles24€261€1k▲
Leasing and similar rights25€27k€21k▼
Other tangible fixed assets26€17k€22k▲
Financial fixed assets28€5k€7k▲
Current assets29/58€55k€57k▲
Stocks and contracts in progress3€42k€51k▲
Stocks30/36€42k€51k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€2k€66▼
Other amounts receivable41€474€947▲
Cash at bank and in hand54/58€10k-
Deferred charges and accrued income490/1€526€5k▲
Equity and liabilities
Total equity and liabilities10/49€107k€119k▲
Equity10/15€22k€9k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€10k€-3k▼
Amounts payable17/49€85k€111k▲
Amounts payable after more than one year17€24k€28k▲
Financial debts170/4€24k€28k▲
Amounts payable within one year42/48€61k€82k▲
Current portion of amounts payable after more than one year42€9k€17k▲
Financial debts43-€19k
Credit institutions430/8-€19k
Trade debts44€16k€17k▲
Suppliers440/4€16k€17k▲
Taxes, remuneration and social security45€25k€24k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€18k€20k▲
Other amounts payable47/48€11k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€97k€104k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€12k▲
Other operating charges640/8€447€934▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€130k€118k▼
Operating profit (loss)9901€24k€1k▼
Financial income75/76B€68€15▼
Recurring financial income75€68€15▼
Financial charges65/66B€9k€14k▲
Recurring financial charges65€3k€6k▲
Non-recurring financial charges66B€6k€8k▲
Profit (loss) for the period before taxes9903€15k€-13k▼
Income taxes67/77€6k€595▼
Profit (loss) for the period9904€9k€-14k▼
Profit (loss) for the period to be appropriated9905€9k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-3k▼
Profit (loss) brought forward from the previous period14P€770€10k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-14k ▼246%
Net result drops to €-14k, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 3 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Debelle 527170 ManageGround area
2,742 m²
Building footprint
245 m²
Volume, LiDAR
1,250 m³
3 parcels, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
LCLD Christophe et Leon Fleuristes
since 20212.321.645.609
Christophe et Leon Fleuristes THUIN
since 20232.344.503.262
Christophe et Leon Fleuristes BULTIA
since 20252.370.542.022
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025A0328/00G019 | Wallonia | 2,009 m² | 1 · 122 m² | - |
| 52006A0013/00L000 | Wallonia | 560 m² | 1 · 59 m² | 10.8 m · 3 fl. |
| 56078E0003/00W007 | Wallonia | 173 m² | 1 · 65 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LES JARDINS D'ORLEANS
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SOFT RAINS
BE 0665.855.114
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PALOMA L'ATELIER
BE 0772.613.215
Liège · Eq €9k
Rotor
BE 0428.696.151
Antwerpen · Eq €9k
B.D.H.
BE 0454.140.835
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2021
Fiscal year end30-09
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
94120Activities of professional membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:cdfleuriste@gmail.com
Phone:064280012
Phone:+3264280012