LCA-PRO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LCA-PRO is 0.2% (very low). The 2025 annual accounts show equity of €195k and a net result of €132k. Its solvency ranks better than 78% of 2219 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 78% of 2219 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	19-12-2025	43 d early	2025-00588042
30-06-2024	31-01-2025	13-01-2025	18 d early	2025-00003988

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€132k+120.5%

Working capital€189k+234.2%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 19-12-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	84.8%	58.2%	better than 78% of 2219 sector peers
Net result	€132k	€60k	better than 80% of 2217 sector peers
Equity	€195k	€74k	better than 76% of 2219 sector peers
Gross operating margin	€179k	€95k	better than 75% of 2219 sector peers
Total assets	€229k	€187k	better than 59% of 2219 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€179k

+105.3% 24-25

Net profit

€132k

+120.5% 24-25

Cash flow

€139k

+119.8% 24-25

Total assets

€229k

+107.5% 24-25

Equity

€195k

+211.7% 24-25

Working capital

€189k

+234.2% 24-25

Income taxes

€39k

+68.7% 24-25

Debt

€35k

-27.8% 24-25

Show 9 other metrics

Debt ≤ 1y

€18k

-32.8% 24-25

Debt > 1y

€17k

-21.9% 24-25

Current ratio

11.78

+271.8% 24-25

Quick ratio

11.78

+271.8% 24-25

Solvency

84.8%

+50.2% 24-25

Debt / equity

0.18

-76.8% 24-25

ROE

67.9%

-29.3% 24-25

ROA

57.6%

+6.3% 24-25

Interest coverage

171.93

+55.9% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€179k
Net profit	€132k
Cash flow	€139k
Staff costs	-
Income taxes	€39k
Dividends	-
Total assets	€229k
Equity	€195k
Debt	€35k
of which ≤ 1y	€18k
of which > 1y	€17k
Working capital	€189k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	11.78
Quick ratio	11.78
Working capital ratio	82.3%
Solvency	84.8%
Debt / equity	0.18
Long-term debt ratio	0.09
Interest coverage	171.93
Gross margin	-
Net margin	-
ROA	57.6%
ROE	67.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €23k · 10.1% Current assets €206k · 89.9%

Equity & liabilities

Equity €195k · 84.9% Debt €35k · 15.2%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€229k
Fixed assets	21/28	€23k
Tangible fixed assets	22/27	€23k
Current assets	29/58	€206k
Cash & bank	54/58	€95k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€229k
Equity	10/15	€195k
Contributions / capital	10/11	€3k
Reserves	13	€192k
Amounts payable	17/49	€35k
Amounts payable after one year	17	€17k
Amounts payable within one year	42/48	€18k
Trade debts payable within one year	44	€711
Income statement
Gross operating margin	9900	€179k
Operating result	9901	€173k
Financial charges	65	€1k
Result before taxes	9903	€172k
Income taxes	67/77	€39k
Net result for the period	9904	€132k
Result to be appropriated	9905	€132k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

LCA-PRO

Rue de Lonzée 213, 5030 GemblouxActiviteiten van medisch specialisten

since 20232.346.387.042

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,400 m²

Buildings1

Building footprint124 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)