LC
ActiveLC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €3k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-9
Solvency93▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.29 against 2.54 in 2024; short-term debt: 21.8% and cash: 49.1% of total assets), and 32.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.8%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
26 d late
2023
40 d late
2022
14 d early
2021
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 6.9%
2024 · €44k
2021: €25k
2022: €30k
2023: €36k
2024: €44k
2021 → 2025
Total assets
€69k▼ 8.9%
2024 · €76k
2021: €52k
2022: €79k
2023: €80k
2024: €76k
2021 → 2025
Net result
€3k▼ 64.2%
2024 · €8k
2021: €25k
2022: €6k
2023: €5k
2024: €8k
2021 → 2025
Working capital
€35k▲ 18.7%
2024 · €29k
2021: €25k
2022: €10k
2023: €18k
2024: €29k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€30k▲ 22.1%€36k▲ 16.8%€44k▲ 23.9%€47k▲ 6.9%
Operating result€34k-€6k▼ 82.4%€10k▲ 66.7%€14k▲ 37.2%€7k▼ 50.2%
Net result€25k-€6k▼ 77.9%€5k▼ 7.1%€8k▲ 65.8%€3k▼ 64.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€20k▼ 29.7%
Current assets
€50k▲ 3.2%
Equity and liabilities €69k
Equity
€47k▲ 6.9%
Debt
€22k▼ 30.5%
The debt ratio falls from 42.2% to 32.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €22k
Cash flow
€11k▼
2024 · €17k
Solvency
67.8%▲
2024 · 57.8%
Current ratio
3.29▲
2024 · 2.54
Quick ratio
3.29▲
2024 · 2.54
Debt / equity
0.48▼
2024 · 0.73
ROE
6.5%▼
2024 · 19.3%
ROA
4.4%▼
2024 · 11.1%
Interest coverage
19.49▼
2024 · 22.15
Debt
€22k▼
2024 · €32k
Debt ≤ 1 year
€15k▼
2024 · €19k
Debt > 1 year
€7k▼
2024 · €13k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€69k▼
Fixed assets21/28€28k€20k▼
Tangible fixed assets22/27€28k€20k▼
Furniture and vehicles24€28k€20k▼
Current assets29/58€48k€50k▲
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€6k€2k▼
Other amounts receivable41€1k€12k▲
Current investments50/53€2k€2k▲
Cash at bank and in hand54/58€33k€34k▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€76k€69k▼
Equity10/15€44k€47k▲
Contributions10/11€2k€2k=
Reserves13€42k€45k▲
Distributable reserves133€42k€45k▲
Amounts payable17/49€32k€22k▼
Amounts payable after more than one year17€13k€7k▼
Financial debts170/4€13k€7k▼
Amounts payable within one year42/48€19k€15k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€585€758▲
Suppliers440/4€585€758▲
Advances received on contracts in progress46€7k-
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€621-
Accrued charges and deferred income492/3-€299
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€675▼
Gross operating margin9900€23k€16k▼
Operating profit (loss)9901€14k€7k▼
Financial income75/76B€4€312▲
Recurring financial income75€4€312▲
Financial charges65/66B€998€779▼
Recurring financial charges65€998€779▼
Profit (loss) for the period before taxes9903€13k€6k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€3k▼
Transfer to equity691/2€8k€3k▼
To other reserves6921€8k€3k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼64.2%
Net result drops to €3k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagershoek 172970 SchildeGround area
2,824 m²
Building footprint
205 m²
Volume, LiDAR
1,506 m³
Parcel 11922C0583/00W000, Flanders · tallest building 17.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LC
since 20212.314.042.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0583/00W000 | Flanders | 2,824 m² | 1 · 205 m² | 17.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,111 EUR awarded · 2,111 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,559 EUR | 1,559 EUR |
| 2023 | 1 | 552 EUR | 552 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 7,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2021
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Lynn.Cuppens@advoteam.be