LB&T
ActiveLB&T has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €4k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 77% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-4
Solvency87▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.96 in 2024; short-term debt: 19.7% and cash: 11.1% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
107 d early
2023
85 d early
2022
35 d early
2021
39 d early
2020
50 d early
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€185k▼ 1.5%
2024 · €188k
2018: €164k
2019: €168k
2020: €185k
2021: €192k
2022: €236k
2023: €228k
2024: €188k
2018 → 2025
Total assets
€301k▼ 20.1%
2024 · €377k
2018: €476k
2019: €476k
2020: €411k
2021: €369k
2022: €400k
2023: €367k
2024: €377k
2018 → 2025
Net result
€4k▼ 77.5%
2024 · €16k
2018: €19k
2019: €19k
2020: €18k
2021: €9k
2022: €46k
2023: €-6k
2024: €16k
2018 → 2025
Working capital
€-12k▼ 167%
2024 · €-4k
2018: €-73k
2019: €-73k
2020: €-22k
2021: €21k
2022: €86k
2023: €11k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€236k▲ 22.9%€228k▼ 3.3%€188k▼ 17.6%€185k▼ 1.5%
Operating result€15k-€66k▲ 333%€-108€27k€12k▼ 56.1%
Net result€9k-€46k▲ 408%€-6k€16k€4k▼ 77.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€253k▼ 6.1%
Current assets
€48k▼ 55.5%
Equity and liabilities €301k
Equity
€185k▼ 1.5%
Debt
€116k▼ 38.6%
The debt ratio falls from 50.0% to 38.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €81k
Cash flow
€48k▼
2024 · €70k
Solvency
61.6%▲
2024 · 50.0%
Current ratio
0.80▼
2024 · 0.96
Quick ratio
0.69▼
2024 · 0.90
Debt / equity
0.62▼
2024 · 1.00
ROE
2.0%▼
2024 · 8.7%
ROA
1.2%▼
2024 · 4.4%
Interest coverage
7.90▼
2024 · 12.13
Debt
€116k▼
2024 · €188k
Debt ≤ 1 year
€59k▼
2024 · €111k
Debt > 1 year
€56k▼
2024 · €77k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€377k€301k▼
Fixed assets21/28€270k€253k▼
Tangible fixed assets22/27€270k€253k▼
Land and buildings22€206k€196k▼
Plant, machinery and equipment23€15k€6k▼
Furniture and vehicles24€49k€52k▲
Current assets29/58€107k€48k▼
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€241-
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€95k€33k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€377k€301k▼
Equity10/15€188k€185k▼
Contributions10/11€19k€19k=
Reserves13€170k€167k▼
Distributable reserves133€170k€167k▼
Amounts payable17/49€188k€116k▼
Amounts payable after more than one year17€77k€56k▼
Financial debts170/4€77k€56k▼
Amounts payable within one year42/48€111k€59k▼
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€316€2k▲
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€79k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€44k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€85k€60k▼
Operating profit (loss)9901€27k€12k▼
Financial income75/76B€0€331▲
Recurring financial income75€0€331▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€21k€5k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€16k€4k▼
Profit (loss) for the period to be appropriated9905€16k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€4k▼
Transfer from equity791/2€57k€7k▼
Transfer to equity691/2€16k€4k▼
To other reserves6921€16k€4k▼
Profit to be distributed694/7€57k€7k▼
Return on contributions (dividend)694€57k€7k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼113%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €46k ▲408%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Equity above €200kEq €236k ▲22.9%
5 profitable years in a row build equity to €236k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.52
Current ratio from 0.66 to 1.52; short-term debt falls from €65k to €41k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eduard Robeynslaan 1103290 DiestGround area
540 m²
Building footprint
156 m²
Volume, LiDAR
1,413 m³
Parcel 24020B0039/00P000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRIT SHOP
since 20062.152.046.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020B0039/00P000 | Flanders | 539 m² | 1 · 155 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDiest2.152.046.156
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 6,875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2006
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.