LAW 129
ActiveLAW 129 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €12k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency36▲+4
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.86 in 2024; short-term debt: 55.5% and cash: 14.2% of total assets), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
2.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 12675 sector peers (2025).
NBB · sector comparisonPosition among 12675 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
15 d early
2023
2 d early
2022
on the day
2021
on the day
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 36.5%
2024 · €32k
2020: €38k
2021: €19k
2022: €24k
2023: €32k
2024: €32k
2020 → 2025
Total assets
€411k▼ 6.3%
2024 · €439k
2020: €476k
2021: €434k
2022: €493k
2023: €472k
2024: €439k
2020 → 2025
Net result
€12k
2024 · €-20
2020: €25k
2021: €-19k
2022: €5k
2023: €8k
2024: €-20
2020 → 2025
Working capital
€-19k▲ 39.3%
2024 · €-31k
2020: €-1k
2021: €-53k
2022: €-81k
2023: €-52k
2024: €-31k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€24k▲ 28.4%€32k▲ 33.8%€32k▼ 0.1%€44k▲ 36.5%
Operating result€-10k-€14k€16k▲ 12.4%€7k▼ 57.2%€21k▲ 221%
Net result€-19k-€5k€8k▲ 52.8%€-20€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 221% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€202k▼ 16.0%
Current assets
€209k▲ 5.6%
Equity and liabilities €411k
Equity
€44k▲ 36.5%
Debt
€367k▼ 9.7%
The debt ratio falls from 92.7% to 89.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €65k
Cash flow
€68k▲
2024 · €58k
Solvency
10.7%▲
2024 · 7.3%
Current ratio
0.92▲
2024 · 0.86
Quick ratio
0.92▲
2024 · 0.86
Debt / equity
8.36▼
2024 · 12.63
ROE
26.7%▲
2024 · -0.1%
ROA
2.9%▲
2024 · 0.0%
Interest coverage
13.31▲
2024 · 9.93
Debt
€367k▼
2024 · €406k
Debt ≤ 1 year
€228k▼
2024 · €229k
Debt > 1 year
€139k▼
2024 · €177k
Income taxes
€7k▲
2024 · €144
Staff costs
€34k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€439k€411k▼
Fixed assets21/28€241k€202k▼
Intangible fixed assets21€166k€131k▼
Tangible fixed assets22/27€74k€71k▼
Plant, machinery and equipment23€317€106▼
Furniture and vehicles24€31k€21k▼
Other tangible fixed assets26€43k€49k▲
Financial fixed assets28€175€175=
Current assets29/58€198k€209k▲
Amounts receivable within one year40/41€59k€47k▼
Trade receivables40€55k€47k▼
Other amounts receivable41€4k€36▼
Current investments50/53-€100k
Cash at bank and in hand54/58€136k€58k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€439k€411k▼
Equity10/15€32k€44k▲
Contributions10/11€12k€12k=
Reserves13€25k€37k▲
Distributable reserves133€25k€37k▲
Profit (loss) carried forward14€-5k€-5k=
Amounts payable17/49€406k€367k▼
Amounts payable after more than one year17€177k€139k▼
Financial debts170/4€177k€139k▼
Amounts payable within one year42/48€229k€228k▼
Current portion of amounts payable after more than one year42€37k€38k▲
Financial debts43€80-
Credit institutions430/8€80-
Trade debts44€139k€152k▲
Suppliers440/4€139k€152k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€1k€3k▲
Remuneration and social security454/9€8k€5k▼
Other amounts payable47/48€44k€31k▼
Income statement
Code20242025
Remuneration, social security and pensions62€38k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€57k▼
Other operating charges640/8€333€168▼
Non-recurring operating charges66A-€340
Gross operating margin9900€103k€113k▲
Operating profit (loss)9901€7k€21k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Non-recurring financial charges66B-€100
Profit (loss) for the period before taxes9903€124€19k▲
Income taxes67/77€144€7k▲
Profit (loss) for the period9904€-20€12k▲
Profit (loss) for the period to be appropriated9905€-20€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€6k▲
Profit (loss) brought forward from the previous period14P€-5k€-5k▼
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-19k ▼175%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Eugène Mascaux 1296001 CharleroiGround area
3,603 m²
Building footprint
274 m²
Volume, LiDAR
1,811 m³
2 parcels, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LAW 129
since 20192.291.077.543
LAW 129
since 20192.291.077.642
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52057C0094/00R011 | Wallonia | 3,107 m² | 1 · 221 m² | 8.5 m · 2 fl. |
| 52393B0100/00P009 | Wallonia | 496 m² | 1 · 53 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Czanik Frédérique
BE 1002.430.860
Pelt · Eq €44k
RAF GIAGNACOVO ADVOCAAT
BE 0801.216.832
Hasselt · Eq €44k
MT Legal
BE 1022.066.927
Aalter · Eq €44k
Advocaat Lauren Cuyvers
BE 0705.879.193
Overijse · Eq €44k
SALOME MOSSELMANS AVOCAT
BE 1019.052.702
Mons · Eq €44k
Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2019
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:avocats.deprez@skynet.be
Phone:+3271434363