Lauwereys
ActiveSummary
Lauwereys has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €29k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency57▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.91 in 2024; short-term debt: 38.5% and cash: 0.8% of total assets), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
11 d early
2023
7 d early
2022
3 d early
2021
5 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.05M▼ 19.0%
2024 · €1.30M
2018: €485k
2019: €762k
2020: €1.04M
2021: €1.22M
2022: €1.49M
2023: €1.48M
2024: €1.30M
2018 → 2025
Total assets
€3.32M▼ 0.2%
2024 · €3.33M
2018: €2.35M
2019: €2.90M
2020: €2.80M
2021: €2.86M
2022: €3.02M
2023: €3.53M
2024: €3.33M
2018 → 2025
Net result
€29k▼ 85.2%
2024 · €195k
2018: €232k
2019: €277k
2020: €276k
2021: €182k
2022: €268k
2023: €267k
2024: €195k
2018 → 2025
Working capital
€-146k▼ 96.1%
2024 · €-74k
2018: €96k
2019: €17k
2020: €280k
2021: €308k
2022: €261k
2023: €117k
2024: €-74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.49M▲ 22.0%€1.48M▼ 0.7%€1.30M▼ 12.0%€1.05M▼ 19.0%
Operating result€219k-€289k▲ 31.9%€296k▲ 2.3%€259k▼ 12.5%€96k▼ 63.0%
Net result€182k-€268k▲ 47.9%€267k▼ 0.7%€195k▼ 26.8%€29k▼ 85.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.32M
Fixed assets
€2.19M ▼ 14.8%
Current assets
€1.13M ▲ 49.1%
Equity and liabilities €3.32M
Equity
€1.05M ▼ 19.0%
Debt
€2.27M ▲ 11.9%
Debt's share of the balance-sheet total rises from 60.9% to 68.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.02M▼
2024 · €1.08M
Cash flow
€958k▼
2024 · €1.02M
Current ratio
0.89▼
2024 · 0.91
Quick ratio
0.79▼
2024 · 0.87
Debt to equity
2.15▲
2024 · 1.56
ROE
2.7%▼
2024 · 15.0%
ROA
0.9%▼
2024 · 5.9%
Interest coverage
17.36▼
2024 · 19.38
Debt ≤ 1 year
€1.28M▲
2024 · €833k
Debt > 1 year
€989k▼
2024 · €1.19M
Income taxes
€9k▼
2024 · €13k
Staff costs
€536k▲
2024 · €475k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.33M€3.32M▼
Fixed assets21/28€2.57M€2.19M▼
Tangible fixed assets22/27€2.53M€2.15M▼
Land and buildings22€14k€12k▼
Plant, machinery and equipment23€385k€272k▼
Furniture and vehicles24€52k€67k▲
Leasing and similar rights25€2.08M€1.80M▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€38k€38k=
Current assets29/58€759k€1.13M▲
Stocks and contracts in progress3€35k€122k▲
Stocks30/36€35k€35k=
Contracts in progress37-€87k
Amounts receivable within one year40/41€504k€962k▲
Trade receivables40€367k€467k▲
Other amounts receivable41€137k€495k▲
Cash at bank and in hand54/58€219k€27k▼
Deferred charges and accrued income490/1-€20k
Equity and liabilities
Total equity and liabilities10/49€3.33M€3.32M▼
Equity10/15€1.30M€1.05M▼
Contributions10/11€19k€19k=
Reserves13€1.28M€1.04M▼
Distributable reserves133€1.28M€1.04M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.03M€2.27M▲
Amounts payable after more than one year17€1.19M€989k▼
Financial debts170/4€1.19M€989k▼
Amounts payable within one year42/48€833k€1.28M▲
Current portion of amounts payable after more than one year42€544k€607k▲
Financial debts43-€24k
Credit institutions430/8-€24k
Trade debts44€95k€228k▲
Suppliers440/4€95k€228k▲
Taxes, remuneration and social security45€54k€62k▲
Taxes450/3€15k€18k▲
Remuneration and social security454/9€39k€44k▲
Other amounts payable47/48€141k€357k▲
Income statement
Code20242025
Non-recurring operating income76A€153k€125k▼
Remuneration, social security and pensions62€475k€536k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€823k€929k▲
Other operating charges640/8€11k€15k▲
Gross operating margin9900€1.57M€1.58M▲
Operating profit (loss)9901€259k€96k▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€56k€59k▲
Recurring financial charges65€56k€59k▲
Profit (loss) for the period before taxes9903€208k€38k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€195k€29k▼
Profit (loss) for the period to be appropriated9905€195k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€195k€29k▼
Transfer from equity791/2€232k€277k▲
Transfer to equity691/2€55k€29k▼
To other reserves6921€55k€29k▼
Profit to be distributed694/7€372k€277k▼
Return on contributions (dividend)694€232k€277k▲
Directors or managers695€140k€0▼
Social balance
Average headcount (FTE)90877.67.9▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €29k ▼85.2%
Net result drops to €29k, the lowest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.04M ▲36.2%
3 profitable years in a row build equity to €1.04M.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €277k ▲19.3%
Net result €277k, the highest in the series.
31-12
Financial
Equity above €500kEq €762k ▲57%
2 profitable years in a row build equity to €762k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartstraat 1982520 RanstGround area
5,457 m²
Parcel 11035B0479/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
LAUWEREYS
since 19812.019.142.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035B0479/00E000 | Flanders | 5,457 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryLauwereys BV33946
Similar companies · same sector, comparable size
RIGO Joseph
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Florenville · Eq €1.16M
HUGO MEEUSSEN & ZONEN
BE 0878.401.019
Zandhoven · Eq €959k
CLOHSE J.P. und Söhne
BE 0426.728.536
Gouvy · Eq €1.27M
EUBIOM
BE 0806.467.403
Berlare · Eq €871k
Of 294 companies in sector 02400 we hold annual accounts for 77. 51 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-1981
Fiscal year end31-12
Activities, NACEBEL 2025
02400Forestry and logging
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.