LAURELSA
ActiveSummary
LAURELSA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €42k. Equity is shrinking by ~17.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 9% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency27▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
22.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3187 sector peers (2025).
NBB · sector comparisonPosition among 3187 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
56 d early
2024
37 d early
2023
98 d early
2022
83 d early
2021
53 d early
2020
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k▼ 4.0%
2024 · €43k
2020: €50k
2021: €20k
2022: €26k
2023: €25k
2024: €43k
2020 → 2025
Working capital
€-2k
2024 · €6k
2020: €41k
2021: €47k
2022: €62k
2023: €69k
2024: €6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€87k▲ 41.7%€94k▲ 7.9%€22k▼ 77.0%€3k▼ 86.2%
Operating result€27k-€34k▲ 28.4%€34k▼ 0.6%€58k▲ 71.1%€98k▲ 69.3%
Net result€20k-€26k▲ 31.1%€25k▼ 3.7%€43k▲ 74.5%€42k▼ 4.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 69% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€5k ▼ 69.3%
Current assets
€182k ▲ 68.1%
Equity and liabilities €187k
Equity
€3k ▼ 86.2%
Debt
€184k ▲ 79.5%
Debt's share of the balance-sheet total rises from 82.5% to 98.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€109k▲
2024 · €71k
Cash flow
€53k▼
2024 · €57k
Current ratio
0.99▼
2024 · 1.06
Debt to equity
61.35▲
2024 · 4.73
ROA
22.2%▼
2024 · 34.8%
Interest coverage
2.58▼
2024 · 329.48
Debt ≤ 1 year
€184k▲
2024 · €103k
Income taxes
€14k▼
2024 · €15k
A ratio outside any meaningful range has been withheld (balance sheet total €187k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€124k€187k▲
Fixed assets21/28€16k€5k▼
Tangible fixed assets22/27€16k€5k▼
Furniture and vehicles24€11k€1k▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€108k€182k▲
Amounts receivable within one year40/41€42k€17k▼
Trade receivables40€32k€13k▼
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€66k€155k▲
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€124k€187k▲
Equity10/15€22k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k-
Amounts payable17/49€103k€184k▲
Amounts payable within one year42/48€103k€184k▲
Trade debts44€9k€14k▲
Suppliers440/4€9k€14k▲
Taxes, remuneration and social security45€11k€24k▲
Taxes450/3€11k€24k▲
Other amounts payable47/48€82k€146k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€73k€111k▲
Operating profit (loss)9901€58k€98k▲
Financial income75/76B€150-
Recurring financial income75€150-
Financial charges65/66B€216€42k▲
Recurring financial charges65€216€42k▲
Profit (loss) for the period before taxes9903€58k€56k▼
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€43k€42k▼
Profit (loss) for the period to be appropriated9905€43k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€60k▼
Profit (loss) brought forward from the previous period14P€91k€19k▼
Profit to be distributed694/7€116k€60k▼
Return on contributions (dividend)694€116k€60k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €20k ▼60.8%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hugo (Victor) 851410 Waterloo1 establishment unit
LAURELSA
since 20192.289.257.507
Recognitions · licences · registrations
Legal Entity Identifier
25490086PIA0B43SYG73
Similar companies · same sector, comparable size
PSTD Consult
BE 0642.924.314
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ACALA
BE 0726.659.365
Oudergem · Eq €3,000
Van Gelder Consultancy
BE 0727.619.566
Scherpenheuvel-Zichem · Eq €3,000
ANACAPA
BE 0728.745.558
Nijlen · Eq €3,000
LIGHTHOUSE CONSULT
BE 0730.849.369
Brugge · Eq €3,000
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 11,204 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Scores and ratios are computed by Checked and are not a credit decision.