Latem experience Center
ActiveLatem experience Center has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €32k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency77▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 0.51 in 2024; short-term debt: 3.7% and cash: 1.9% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
24 d late
2023
5 d early
2022
4 d late
2021
23 d early
2020
11 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.08M▲ 3.1%
2024 · €1.04M
2018: €851k
2019: €869k
2020: €899k
2021: €933k
2022: €974k
2023: €1.01M
2024: €1.04M
2018 → 2025
Total assets
€2.06M▼ 4.6%
2024 · €2.15M
2018: €2.63M
2019: €2.90M
2020: €2.90M
2021: €2.58M
2022: €2.46M
2023: €2.32M
2024: €2.15M
2018 → 2025
Net result
€32k▼ 14.0%
2024 · €38k
2018: €-1k
2019: €18k
2020: €30k
2021: €34k
2022: €40k
2023: €31k
2024: €38k
2018 → 2025
Working capital
€94k
2024 · €-108k
2018: €-832k
2019: €-1.05M
2020: €-1.07M
2021: €-686k
2022: €-491k
2023: €-297k
2024: €-108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€933k-€974k▲ 4.3%€1.01M▲ 3.2%€1.04M▲ 3.7%€1.08M▲ 3.1%
Operating result€81k-€92k▲ 13.2%€92k▼ 0.1%€85k▼ 7.7%€79k▼ 7.3%
Net result€34k-€40k▲ 17.9%€31k▼ 22.3%€38k▲ 19.5%€32k▼ 14.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€1.89M▼ 7.6%
Current assets
€169k▲ 50.1%
Equity and liabilities €2.06M
Equity
€1.08M▲ 3.1%
Debt
€980k▼ 11.8%
The debt ratio falls from 51.6% to 47.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€232k▲
2024 · €231k
Cash flow
€186k▲
2024 · €184k
Solvency
52.3%▲
2024 · 48.4%
Current ratio
2.24▲
2024 · 0.51
Quick ratio
2.24▲
2024 · 0.51
Debt / equity
0.91▼
2024 · 1.07
ROE
3.0%▼
2024 · 3.6%
ROA
1.6%▼
2024 · 1.7%
Interest coverage
6.54▼
2024 · 6.72
Debt
€980k▼
2024 · €1.11M
Debt ≤ 1 year
€75k▼
2024 · €220k
Debt > 1 year
€880k▲
2024 · €867k
Income taxes
€11k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.15M€2.06M▼
Fixed assets21/28€2.04M€1.89M▼
Tangible fixed assets22/27€2.04M€1.89M▼
Land and buildings22€1.78M€1.72M▼
Plant, machinery and equipment23€255k€158k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€112k€169k▲
Amounts receivable within one year40/41€90k€129k▲
Trade receivables40€87k€112k▲
Other amounts receivable41€3k€18k▲
Cash at bank and in hand54/58€23k€40k▲
Equity and liabilities
Total equity and liabilities10/49€2.15M€2.06M▼
Equity10/15€1.04M€1.08M▲
Contributions10/11€850k€850k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Profit (loss) carried forward14€183k€215k▲
Amounts payable17/49€1.11M€980k▼
Amounts payable after more than one year17€867k€880k▲
Financial debts170/4€867k€880k▲
Amounts payable within one year42/48€220k€75k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€25k€36k▲
Taxes450/3€25k€36k▲
Other amounts payable47/48€194k€34k▼
Accrued charges and deferred income492/3€24k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€147k€154k▲
Other operating charges640/8€12k€1k▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€243k€241k▼
Operating profit (loss)9901€85k€79k▼
Financial income75/76B€1€39▲
Recurring financial income75€1€39▲
Financial charges65/66B€34k€36k▲
Recurring financial charges65€34k€36k▲
Profit (loss) for the period before taxes9903€50k€43k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€38k€32k▼
Profit (loss) for the period to be appropriated9905€38k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€186k€215k▲
Profit (loss) brought forward from the previous period14P€148k€183k▲
Transfer to equity691/2€3k€0▼
To the legal reserve6920€3k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 2.24
Current ratio from 0.51 to 2.24; short-term debt falls from €220k to €75k.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.01M ▲3.2%
5 profitable years in a row build equity to €1.01M.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Highest result since 2018net €40k ▲17.9%
Operating result €92k, net result €40k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugstraat 839880 AalterGround area
1,105 m²
Building footprint
484 m²
Volume, LiDAR
3,948 m³
Parcel 44503H0186/00C000, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Latem experience Center
since 20162.255.033.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503H0186/00C000 | Flanders | 1,105 m² | 1 · 484 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0889.621.246
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DUO
BE 0428.640.921
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OTWEE
BE 0860.735.537
Wommelgem · Eq €1.08M
VYPA
BE 0883.369.397
Brussel · Eq €1.08M
B M 2 S
BE 0879.661.227
Péruwelz · Eq €1.08M
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 27,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-06-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.