Age3 yrs
Real estate1 parcel · 5,860 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Lampy cc is 0.7% (low). The 2024 annual accounts show equity of €341k and a net result of €133k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 23-03-2026 | 130 d early | 2026-00059703 |
| 31-12-2024 | 31-07-2025 | 29-07-2025 | 2 d early | 2025-00326716 |
| 31-12-2023 | 31-07-2024 | 27-08-2024 | 27 d late | 2024-00378531 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€133k-35.0%
Working capital€126k-5.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 23-03-2026 with the NBB · fiscal year 2025 · verkort
€200k
-28.2%
23-24
€133k
-35.0%
23-24
€161k
-25.5%
23-24
€390k
+37.6%
23-24
€341k
+63.8%
23-24
€126k
-5.2%
23-24
0
-
23-24
€39k
-38.0%
23-24
Show 9 other metrics
€49k
-34.5%
23-24
€49k
-34.5%
23-24
3.56
+28.6%
23-24
3.56
+28.6%
23-24
87.4%
+19.0%
23-24
0.14
-60.0%
23-24
38.9%
-60.3%
23-24
34.0%
-52.8%
23-24
1328.56
-95.6%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €200k |
| Net profit | €133k |
| Cash flow | €161k |
| Staff costs | - |
| Income taxes | €39k |
| Dividends | - |
| Total assets | €390k |
| Equity | €341k |
| Debt | €49k |
| of which ≤ 1y | €49k |
| of which > 1y | - |
| Working capital | €126k |
| Employees (FTE) | 0.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.56 |
| Quick ratio | 3.56 |
| Working capital ratio | 32.4% |
| Solvency | 87.4% |
| Debt / equity | 0.14 |
| Long-term debt ratio | - |
| Interest coverage | 1328.56 |
| Gross margin | - |
| Net margin | - |
| ROA | 34.0% |
| ROE | 38.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €390k |
| Fixed assets | 21/28 | €215k |
| Tangible fixed assets | 22/27 | €215k |
| Current assets | 29/58 | €176k |
| Amounts receivable within one year | 40/41 | €126k |
| Cash & bank | 54/58 | €50k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €390k |
| Equity | 10/15 | €341k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €337k |
| Amounts payable | 17/49 | €49k |
| Amounts payable within one year | 42/48 | €49k |
| Trade debts payable within one year | 44 | €11k |
| Income statement | ||
| Gross operating margin | 9900 | €201k |
| Operating result | 9901 | €172k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €151 |
| Result before taxes | 9903 | €171k |
| Income taxes | 67/77 | €39k |
| Net result for the period | 9904 | €133k |
| Result to be appropriated | 9905 | €133k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed93
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationBlauwhuisstraat 84, 8531 Harelbeke
since 20222.339.388.689
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,860 m²
Buildings1
Building footprint382 m²
Volume (LiDAR)1,305 m³
Tallest building8.5 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34017B0654/00F000 | Flanders | 5,860 m² | 1 · 382 m² | 8.5 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
04-02-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
04-02-2025 Registered office moved within Hulste
- BARZESTRAAT 4 8531 HULSTE → Blauwhuisstraat 84 te 8431 Hulste
Analysis
Financial profile
5 of 5 axes measured88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
100
Solvency
100
Growth
52
Stability
94
Credit advice
verdict per customer and amountSimilar
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BE 0869.889.268 · Liège
BE 0878.194.646 · Harelbeke
We hold annual accounts for 308 of the 14,151 companies in this sector. 167 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van fotografen, met uitzondering van persfotografen74201Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van reclamebureaus73110Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van managers van artiesten, sportlui en overige bekende pesonaliteiten74901Activiteiten van managers van artiesten, sportlui en overige bekende personaliteiten74991Overige sportactiviteiten, neg93199
Primary activity highlighted.
Names & trade names
| Legal nameNL | Lampy cc |
Registered office
Blauwhuisstraat 84
8531 Harelbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.