Checked.be
Active
BE 0463.000.103Private limited company
LAMOLINE V
Rue du Têris 21 ·4100 Seraing, Belgium· 28 yrs active
Sector: Joinery installation
(43320)
Conclusion
LAMOLINE V has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.82M and a net result of €132k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 26784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €1.82M |
| Net result | €132k |
| Better than sector | 95% |
| Active | 28 yrs |
Financial profile
85
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
79
Solvency
100
Growth
54
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
94
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€85k
estimate, not credit advice
Score history
88
2021
100
2022
94
2023
100
2024
94
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 31.28 (≥ 1.5)
+10
Quick ratio
Quick ratio 31.28 (≥ 1.0)
+5
Leverage
Debt/equity 0.03 (< 1.0)
+10
Profitability
ROE 7%
+3
EBITDA margin
EBITDA-marge 22% (≥ 10%)
+8
Interest coverage
Interest coverage 995.8× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~4.6%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 97.0% | 47.4% | |
| Net result | €132k | €10k | |
| Equity | €1.82M | €60k | |
| Gross operating margin | €422k | €39k | |
| Staff costs | €214k | €40k |
€869k
-19.1%
21-25
€189k
-4.7%
21-25
€132k
-6.6%
21-25
€158k
-19.3%
21-25
€1.87M
+0.2%
21-25
€1.82M
+2.9%
21-25
€1.68M
+5.0%
21-25
9
-3.2%
21-25
€214k
-25.6%
21-25
€56k
+37.9%
21-25
€78k
+73.3%
21-25
€55k
-45.7%
21-25
€55k
-45.5%
21-25
31.28
+87.1%
21-25
31.28
+87.1%
21-25
97.0%
+2.7%
21-25
0.03
-47.3%
21-25
7.3%
-9.2%
21-25
7.1%
-6.8%
21-25
15.2%
+15.5%
21-25
21.8%
+17.8%
21-25
995.81
+60.5%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | full schema | full schema | micro schema | full schema |
| Revenue | €869k | €1.08M | €1.17M | €1.28M | €1.20M |
| EBITDA | €189k | €199k | €156k | €176k | €69k |
| Net profit | €132k | €142k | €77k | €90k | €29k |
| Cash flow | €158k | €195k | €138k | €148k | €87k |
| Staff costs | €214k | €287k | €368k | €355k | €424k |
| Income taxes | €56k | €41k | €30k | €35k | €18k |
| Dividends | €78k | €45k | - | - | €43k |
| Total assets | €1.87M | €1.87M | €1.80M | €1.74M | €1.64M |
| Equity | €1.82M | €1.77M | €1.68M | €1.60M | €1.52M |
| Debt | €55k | €102k | €122k | €138k | €123k |
| of which ≤ 1y | €55k | €102k | €116k | €138k | €122k |
| of which > 1y | - | - | - | - | - |
| Working capital | €1.68M | €1.60M | €1.49M | €1.40M | €1.27M |
| Employees (FTE) | - | 9.0 | 9.3 | 9.6 | 10.0 |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 31.28 | 16.72 | 13.84 | 11.13 | 11.46 |
| Quick ratio | 31.28 | 16.72 | 13.84 | 11.13 | 11.46 |
| Working capital ratio | 89.6% | 85.5% | 82.8% | 80.1% | 77.5% |
| Solvency | 97.0% | 94.5% | 93.2% | 92.1% | 92.5% |
| Debt / equity | 0.03 | 0.06 | 0.07 | 0.09 | 0.08 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 995.81 | 620.53 | 584.92 | 388.64 | 121.50 |
| Gross margin | 48.5% | 47.9% | 45.6% | 42.4% | 42.0% |
| Net margin | 15.2% | 13.2% | 6.5% | 7.0% | 2.4% |
| ROA | 7.1% | 7.6% | 4.3% | 5.1% | 1.8% |
| ROE | 7.3% | 8.0% | 4.6% | 5.6% | 1.9% |
| EBITDA margin | 21.8% | 18.5% | 13.2% | 13.8% | 5.7% |
| Days sales outstanding | 27d | 17d | 77d | 35d | 55d |
| Days payable outstanding | 3d | 0d | 14d | 4d | 17d |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.87M | €1.87M | €1.80M | €1.74M | €1.64M |
| Fixed assets | 21/28 | €140k | €168k | €193k | €208k | €248k |
| Formation expenses | 20 | €273 | €617 | €961 | - | - |
| Intangible fixed assets | 21 | €451 | €951 | €1k | - | - |
| Tangible fixed assets | 22/27 | €140k | €167k | €191k | €208k | €248k |
| Current assets | 29/58 | €1.73M | €1.70M | €1.60M | €1.53M | €1.39M |
| Amounts receivable within one year | 40/41 | €373k | €294k | €499k | €373k | €520k |
| Investments | 50/53 | €1.30M | €1.13M | €831k | €830k | €630k |
| Cash & bank | 54/58 | €53k | €271k | €269k | €330k | €234k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.87M | €1.87M | €1.80M | €1.74M | €1.64M |
| Equity | 10/15 | €1.82M | €1.77M | €1.68M | €1.60M | €1.52M |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €1.80M | €1.75M | €1.65M | €1.57M | €586k |
| Accumulated profits (losses) | 14 | - | - | - | - | €897k |
| Amounts payable | 17/49 | €55k | €102k | €122k | €138k | €123k |
| Amounts payable within one year | 42/48 | €55k | €102k | €116k | €138k | €122k |
| Trade debts payable within one year | 44 | €3k | €7 | €25k | €7k | €32k |
| Income statement | ||||||
| Turnover | 70 | €869k | €1.08M | €1.17M | €1.28M | €1.20M |
| Gross operating margin | 9900 | €422k | €514k | €536k | €541k | €503k |
| Operating result | 9901 | €164k | €145k | €94k | €117k | €10k |
| Financial income | 75 | €25k | €38k | €14k | €7k | €9k |
| Financial charges | 65 | €190 | €320 | €266 | €453 | €565 |
| Result before taxes | 9903 | €189k | €182k | €107k | €124k | €47k |
| Income taxes | 67/77 | €56k | €41k | €30k | €35k | €18k |
| Net result for the period | 9904 | €132k | €142k | €77k | €90k | €29k |
| Result to be appropriated | 9905 | €132k | €142k | €77k | €90k | €29k |
Legal Structure
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 31-03-1998 |
| Status | Active |
| Postal code | 4100 |
Establishment units
L&B CHASSIS
since 19982.088.766.425
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62353D0354/00K002 | Wallonia | 3,227 m² | 1 · 1,194 m² | 6.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Highest result since 2021net €142k ▲84.5%
Net result €142k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 29 days late
2020
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 85 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General electrical installation work43211Joinery installation4332045310Construction of utility projects for electricity and telecommunications4222045422
Names & trade names
| Legal nameFR | LAMOLINE V |
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