LAMACO INVEST
ActiveSummary
LAMACO INVEST has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €97k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+23
Solvency77▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.63 in 2024; short-term debt: 47.7% and cash: 29.4% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
35 d early
2023
33 d early
2022
7 d early
2021
37 d early
2020
22 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€295k▲ 32.1%
2024 · €224k
2019: €44k
2020: €94k
2021: €137k
2022: €162k
2023: €179k
2024: €224k
2019 → 2025
Total assets
€565k▼ 3.9%
2024 · €588k
2019: €311k
2020: €493k
2021: €1.02M
2022: €688k
2023: €1.02M
2024: €588k
2019 → 2025
Net result
€97k▲ 109%
2024 · €46k
2019: €27k
2020: €52k
2021: €45k
2022: €26k
2023: €19k
2024: €46k
2019 → 2025
Working capital
€295k▲ 29.5%
2024 · €228k
2019: €44k
2020: €94k
2021: €137k
2022: €162k
2023: €179k
2024: €228k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€162k▲ 17.8%€179k▲ 10.8%€224k▲ 24.9%€295k▲ 32.1%
Operating result€72k-€44k▼ 38.1%€50k▲ 13.3%€88k▲ 74.9%€144k▲ 63.3%
Net result€45k-€26k▼ 41.5%€19k▼ 27.1%€46k▲ 144%€97k▲ 109%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €565k
Equity
€295k ▲ 32.1%
Debt
€270k ▼ 26.0%
Debt's share of the balance-sheet total falls from 62.0% to 47.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.10▲
2024 · 1.63
Quick ratio
0.97▲
2024 · 0.13
Debt to equity
0.91▼
2024 · 1.63
ROE
32.7%▲
2024 · 20.7%
ROA
17.1%▲
2024 · 7.9%
Debt ≤ 1 year
€270k▼
2024 · €360k
Income taxes
€46k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€588k€565k▼
Current assets29/58€588k€565k▼
Stocks and contracts in progress3€542k€303k▼
Stocks30/36€542k€303k▼
Amounts receivable within one year40/41€29k€96k▲
Trade receivables40-€63k
Other amounts receivable41€29k€33k▲
Cash at bank and in hand54/58€17k€166k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€588k€565k▼
Equity10/15€224k€295k▲
Contributions10/11€19k€19k=
Reserves13€205k€277k▲
Distributable reserves133€205k€277k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€365k€270k▼
Amounts payable within one year42/48€360k€270k▼
Financial debts43€159k€159k=
Credit institutions430/8€159k€159k=
Trade debts44€5k€60k▲
Suppliers440/4€5k€60k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€192k€45k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Other operating charges640/8€603€1k▲
Gross operating margin9900€89k€145k▲
Operating profit (loss)9901€88k€144k▲
Financial income75/76B€4€1k▲
Recurring financial income75€4€1k▲
Financial charges65/66B€20k€3k▼
Recurring financial charges65€20k€3k▼
Profit (loss) for the period before taxes9903€68k€142k▲
Income taxes67/77€21k€46k▲
Profit (loss) for the period9904€46k€97k▲
Profit (loss) for the period to be appropriated9905€46k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€97k▲
Transfer from equity791/2-€25k
Transfer to equity691/2€45k€97k▲
To other reserves6921€45k€97k▲
Profit to be distributed694/7€2k€25k▲
Return on contributions (dividend)694€2k€25k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €97k ▲109%
Operating result €144k, net result €97k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €224k ▲24.9%
6 profitable years in a row build equity to €224k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €19k ▼27.1%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €162k ▲17.8%
4 profitable years in a row build equity to €162k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €137k ▲45.5%
3 profitable years in a row build equity to €137k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 269160 LokerenGround area
3,712 m²
Building footprint
1,336 m²
Volume, LiDAR
9,660 m³
Parcel 46014A0968/00D002, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAMACO INVEST
since 20192.288.882.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0968/00D002 | Flanders | 3,712 m² | 1 · 1,336 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Botarogiercenter
BE 0540.753.125
Elsene · Eq €295,502
VESALIUS CONSTRUCT
BE 0543.851.185
Brussel · Eq €295,507
BUILDING GRYVAN
BE 0829.694.745
Menen · Eq €295,166
PLASMAN
BE 0457.978.669
Sint-Gillis (bij-Brussel) · Eq €295,516
CHAMPIMAS
BE 0475.832.312
Moorslede · Eq €294,817
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Manuel@rodrigues.be
Phone:033447788