LAKE CONSULT
ActiveSummary
LAKE CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-3k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-67
Solvency26▼-58
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.4%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
60 d early
2024
27 d early
2023
86 d early
2022
12 d early
2021
13 d early
2020
8 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 26.9%
2024 · €11k
2019: €4k
2020: €10k
2021: €9k
2022: €10k
2023: €8k
2024: €11k
2019 → 2025
Total assets
€564k▲ 3,019%
2024 · €18k
2019: €6k
2020: €11k
2021: €13k
2022: €17k
2023: €13k
2024: €18k
2019 → 2025
Net result
€-3k
2024 · €2k
2019: €-2k
2020: €6k
2021: €-830
2022: €300
2023: €-1k
2024: €2k
2019 → 2025
Working capital
€-74k
2024 · €9k
2019: €4k
2020: €9k
2021: €4k
2022: €5k
2023: €5k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€10k▲ 3.2%€8k▼ 14.9%€11k▲ 30.7%€8k▼ 26.9%
Operating result€-715-€700€-741€5k€-2k
Net result€-830-€300€-1k€2k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets
€542k ▲ 35,208%
Current assets
€22k ▲ 31.6%
Equity and liabilities €564k
Equity
€8k ▼ 26.9%
Debt
€556k ▲ 7,345%
Debt's share of the balance-sheet total rises from 41.3% to 98.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€128▼
2024 · €6k
Cash flow
€-985▼
2024 · €4k
Current ratio
0.23▼
2024 · 2.30
Debt to equity
71.75▲
2024 · 0.70
ROE
-36.9%▼
2024 · 23.5%
ROA
-0.5%▼
2024 · 13.8%
Interest coverage
0.13▼
2024 · 13.36
Debt ≤ 1 year
€96k▲
2024 · €7k
Debt > 1 year
€441k
Income taxes
€100▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€18k€564k▲
Fixed assets21/28€2k€542k▲
Tangible fixed assets22/27€2k€542k▲
Land and buildings22-€542k
Furniture and vehicles24€2k€257▼
Current assets29/58€17k€22k▲
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40€4k€4k=
Other amounts receivable41-€2k
Cash at bank and in hand54/58€13k€16k▲
Equity and liabilities
Total equity and liabilities10/49€18k€564k▲
Equity10/15€11k€8k▼
Contributions10/11€6k€6k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14-€-3k
Amounts payable17/49€7k€556k▲
Amounts payable after more than one year17-€441k
Financial debts170/4-€441k
Amounts payable within one year42/48€7k€96k▲
Current portion of amounts payable after more than one year42-€24k
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€5k€71k▲
Accrued charges and deferred income492/3€293€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€513€528▲
Gross operating margin9900€7k€656▼
Operating profit (loss)9901€5k€-2k▼
Financial charges65/66B€458€1k▲
Recurring financial charges65€458€1k▲
Profit (loss) for the period before taxes9903€4k€-3k▼
Income taxes67/77€2k€100▼
Profit (loss) for the period9904€2k€-3k▼
Profit (loss) for the period to be appropriated9905€2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k▼
Transfer from equity791/2€0-
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
2025
31-12
Financial
Weakest financial yearnet €-3k ▼215%
Net result drops to €-3k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €300
Net result €300 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 9.29
Current ratio from 3.97 to 9.29; short-term debt falls from €1k to €1k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2019
Ground area
7,410 m²
Building footprint
345 m²
Volume, LiDAR
941 m³
Parcel 37005C0356/00M000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LAKE CONSULT
since 20192.284.122.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37005C0356/00M000 | Flanders | 7,410 m² | 1 · 345 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
7 connected companiesLinked via shared directors
Shared director
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Shared director
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Shared director
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Shared director
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Show 3 more companies with a shared director
Shared director
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Shared director
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Shared director
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000