LABEL PRODUCTS
ActiveSummary
LABEL PRODUCTS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.36M and a net result of €861k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 169 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-9
Solvency67▼-4
Growth77=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.83 in 2024; short-term debt: 38% and cash: 0.7% of total assets), and 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
8.3%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€16.52M▲ 10.9%
2024 · €14.90M
2019: €8.12M
2020: €8.54M
2023: €15.09M
2024: €14.90M
2019 → 2025
EBIT margin
8.0%▼ 4.2pp
2024 · 12.2%
2019: 6.5%
2020: 8.3%
2023: 12.1%
2024: 12.2%
2019 → 2025
Net result
€861k▼ 30.6%
2024 · €1.24M
2019: €391k
2020: €447k
2021: €782k
2022: €1.21M
2023: €1.30M
2024: €1.24M
2019 → 2025
Working capital
€1.87M▼ 26.6%
2024 · €2.55M
2019: €114k
2020: €442k
2021: €525k
2022: €1.47M
2023: €1.79M
2024: €2.55M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15.09M€14.90M▼ 1.2%€16.52M▲ 10.9%
Equity€2.16M-€3.37M▲ 56.1%€3.46M▲ 2.8%€4.70M▲ 35.8%€4.36M▼ 7.2%
Operating result€1.11M-€1.63M▲ 47.1%€1.83M▲ 11.9%€1.82M▼ 0.3%€1.33M▼ 27.0%
Net result€782k-€1.21M▲ 54.7%€1.30M▲ 7.1%€1.24M▼ 4.2%€861k▼ 30.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.43M
Fixed assets
€4.60M ▲ 1.4%
Current assets
€5.83M ▲ 4.1%
Equity and liabilities €10.43M
Equity
€4.36M ▼ 7.2%
Debt
€6.07M ▲ 11.6%
Debt's share of the balance-sheet total rises from 53.6% to 58.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2.58M▼
2024 · €3.08M
Cash flow
€2.11M▼
2024 · €2.50M
Current ratio
1.47▼
2024 · 1.83
Quick ratio
0.90▼
2024 · 1.09
Debt to equity
1.39▲
2024 · 1.16
ROE
19.7%▼
2024 · 26.4%
ROA
8.3%▼
2024 · 12.2%
Interest coverage
12.55▲
2024 · 12.53
Debt ≤ 1 year
€3.96M▲
2024 · €3.06M
Debt > 1 year
€2.02M▼
2024 · €2.38M
Income taxes
€354k▼
2024 · €411k
Staff costs
€2.65M▲
2024 · €2.24M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 85 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10.14M€10.43M▲
Fixed assets21/28€4.54M€4.60M▲
Intangible fixed assets21€48k€36k▼
Tangible fixed assets22/27€4.49M€4.56M▲
Land and buildings22€117k€263k▲
Plant, machinery and equipment23€1.18M€1.45M▲
Furniture and vehicles24€342k€291k▼
Leasing and similar rights25€2.86M€2.55M▼
Financial fixed assets28€3k€5k▲
Other financial fixed assets284/8€3k€5k▲
Amounts receivable and cash guarantees285/8€3k€5k▲
Current assets29/58€5.60M€5.83M▲
Stocks and contracts in progress3€2.28M€2.27M▼
Stocks30/36€2.28M€2.27M▼
Raw materials and consumables30/31€2.28M€2.27M▼
Amounts receivable within one year40/41€3.05M€3.42M▲
Trade receivables40€2.30M€2.48M▲
Other amounts receivable41€749k€938k▲
Current investments50/53-€15k
Other investments51/53-€15k
Cash at bank and in hand54/58€242k€69k▼
Deferred charges and accrued income490/1€24k€59k▲
Equity and liabilities
Total equity and liabilities10/49€10.14M€10.43M▲
Equity10/15€4.70M€4.36M▼
Contributions10/11€134k€134k=
Capital10€134k€134k=
Issued capital100€134k€134k=
Reserves13€4.57M€4.23M▼
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Tax-exempt reserves132€1.38M€1.30M▼
Distributable reserves133€3.17M€2.92M▼
Amounts payable17/49€5.44M€6.07M▲
Amounts payable after more than one year17€2.38M€2.02M▼
Financial debts170/4€2.38M€2.02M▼
Leasing and similar obligations172€2.03M€1.56M▼
Credit institutions173€356k€455k▲
Amounts payable within one year42/48€3.06M€3.96M▲
Current portion of amounts payable after more than one year42€920k€730k▼
Financial debts43€590k€1.23M▲
Credit institutions430/8€590k€1.23M▲
Trade debts44€1.08M€835k▼
Suppliers440/4€1.08M€835k▼
Taxes, remuneration and social security45€398k€480k▲
Taxes450/3€147k€195k▲
Remuneration and social security454/9€251k€285k▲
Other amounts payable47/48€67k€689k▲
Accrued charges and deferred income492/3-€90k
Income statement
Code20242025
Operating income70/76A€15.02M€16.64M▲
Turnover70€14.90M€16.52M▲
Other operating income74€89k€121k▲
Non-recurring operating income76A€29k€905▼
Operating charges60/66A€13.20M€15.31M▲
Goods for resale, raw materials and consumables60€7.85M€9.10M▲
Purchases600/8€8.34M€9.09M▲
Change in stocks: decrease (increase)609€-488k€17k▲
Services and other goods61€1.82M€2.30M▲
Remuneration, social security and pensions62€2.24M€2.65M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.26M€1.25M▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€-2k▼
Other operating charges640/8€26k€12k▼
Operating profit (loss)9901€1.82M€1.33M▼
Financial income75/76B€113k€123k▲
Recurring financial income75€113k€123k▲
Other financial income752/9€113k€123k▲
Financial charges65/66B€283k€238k▼
Recurring financial charges65€276k€238k▼
Debt charges650€246k€206k▼
Other financial charges652/9€30k€32k▲
Non-recurring financial charges66B€7k-
Profit (loss) for the period before taxes9903€1.65M€1.21M▼
Income taxes67/77€411k€354k▼
Taxes670/3€411k€354k▼
Profit (loss) for the period9904€1.24M€861k▼
Transfer from tax-exempt reserves789-€84k
Transfer to tax-exempt reserves689€547k-
Profit (loss) for the period to be appropriated9905€693k€945k▲
Appropriation of the result
Profit (loss) to be appropriated9906€693k€945k▲
Transfer from equity791/2-€1.20M
From reserves792-€1.20M
Transfer to equity691/2€693k€945k▲
To other reserves6921€693k€945k▲
Profit to be distributed694/7-€1.20M
Return on contributions (dividend)694-€1.20M
Social balance
Average headcount (FTE)908739.543.9▲
The notes to these accounts (78 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €1.30M ▲7.1%
Operating result €1.83M, net result €1.30M, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €2MEq €2.13M ▲26.6%
2 profitable years in a row build equity to €2.13M.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vichtseweg 176 A8790 WaregemGround area
504 m²
Building footprint
113 m²
Volume, LiDAR
336 m³
Parcel 34453F0488/00F000, Flanders · tallest building 3.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SNELKOPIE
since 19902.049.306.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453F0488/00F000 | Flanders | 504 m² | 1 · 113 m² | 3.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 10 entries · 227,757 EUR awarded · 141,571 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 147 EUR | 115,235 EUR |
| 2024 | 3 | 177,214 EUR | 13,440 EUR |
| 2023 | 2 | 50,396 EUR | 12,896 EUR |
Schemes
Ecologiepremie+
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500A5B7A9482BK724
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Kodak SA/NV
BE 0414.358.660
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CIREPA
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Ath · Eq €6.32M
Of 2,855 companies in sector 18130 we hold annual accounts for 832. 103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-07-1990
Fiscal year end30-06
Activities, NACEBEL 2025
17250Manufacture of paper and paper products
18130Pre-press and pre-media services
58190Other publishing activities, excluding software publishing
46492Wholesale trade
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.